Insurer profile
UNIQA Österreich Versicherungen AG
UNIQA Österreich Versicherungen AG · Austria
Overview
UNIQA Österreich Versicherungen AG is the Austrian operating subsidiary of UNIQA Insurance Group AG, one of the largest insurance groups in Austria and Central and Eastern Europe. With roots dating back to 1811, it holds a market share of around 21% and ranks first in health insurance, serving 3.7 million customers directly or together with its distribution partner Raiffeisen.
Source37
Products in this market
3
Offer pages
Company details
- Parent group
- UNIQA Insurance Group AG
- Regulator
- Financial Market Authority Austria (FMA – Finanzmarktaufsicht)
- Phone
- +43 50677-670
- [email protected]
Products from UNIQA Österreich Versicherungen AG
Motor7
Motor Third-Party Liability Insurance (Kfz-Haftpflichtversicherung)
Mandatory motor third-party liability insurance covering up to €30 million for damages caused to others in road traffic.
Comprehensive Motor Insurance – Full Casco (Vollkaskoversicherung)
Full comprehensive motor insurance covering own-vehicle damage including accidents, vandalism, natural hazards and more.
Partial Casco Motor Insurance (Teilkaskoversicherung)
Partial casco insurance covering own-vehicle damage from natural hazards, theft, fire, and glass breakage, excluding self-caused accidents.
Motor Passenger Accident Insurance (Kfz-Unfallversicherung)
Accident insurance for all vehicle occupants covering permanent disability and death resulting from a traffic accident.
Driver Protection Insurance (Lenkerschutz)
Optional add-on covering personal injury of the at-fault driver up to €1 million when no third party is liable.
Vehicle Legal Expenses Insurance (Fahrzeugrechtsschutz)
Legal expenses cover for disputes involving the insured's own motor vehicle, including criminal defense and civil claims.
Fleet / Company Vehicle Package (Firmenwagen-Paket)
Bundled motor insurance package for company vehicles and fleets including MTPL, casco and legal expenses.
Property4
Household Contents Insurance (Haushaltsversicherung)
Insurance for household contents against fire, storm, water damage, theft and more, with optional extensions.
Home Building Insurance (Eigenheimversicherung)
Building insurance protecting the home structure against fire, storm, water damage, and other perils.
Commercial Property Insurance (Sachversicherung für Unternehmen)
Commercial property and contents insurance for businesses, covering fire, storm, water, natural catastrophes and business interruption.
Business Interruption Insurance (Betriebsunterbrechungsversicherung)
Covers loss of revenue and ongoing costs for businesses when operations are halted due to a covered property damage event.
Health7
Private Hospital Insurance – Special Class (Sonderklasse-Versicherung)
Private health insurance for hospital stays covering specialist choice, private or semi-private room, and flexible treatment dates.
Private Outpatient Doctor Insurance (Privatarzt-Versicherung)
Supplementary health insurance covering outpatient private doctor costs, medications, and alternative medicine.
Dental Insurance (Zahnarzt-Versicherung)
Supplementary dental insurance covering dental treatments, orthodontics, fillings, and dental prosthetics.
Hospital Daily Allowance Insurance (Krankenhaus-Tagegeld-Versicherung)
Pays a fixed daily benefit for each day of hospital inpatient treatment to offset income loss.
International Health Insurance for Long-Term Abroad Stays (Krankenversicherung für Auslandsaufenthalte)
Private health insurance for expatriates and long-term stays abroad, covering medical treatment worldwide.
Group Health Insurance / Opting-Out (Gruppen-Krankenversicherung)
Corporate group health insurance and opting-out solutions for employers and their employees.
Personal Accident Insurance (Unfallversicherung)
Private accident insurance providing lump-sum compensation for permanent disability or death resulting from an accident, valid 24/7 worldwide.
Liability4
Private Personal Liability Insurance (Privathaftpflicht-Versicherung)
Personal liability insurance covering damages caused to third parties in private life with a lump sum of up to €10 million.
Business Liability Insurance (Betriebshaftpflichtversicherung)
Commercial liability insurance protecting businesses against claims from third parties for bodily injury or property damage.
Private Legal Expenses Insurance (Privatrechtsschutz-Versicherung)
Personal legal expenses insurance covering attorney, court, and expert costs in civil, criminal, and contractual disputes up to €460,000.
Business Legal Expenses Insurance (Rechtsschutzversicherung für Betriebe)
Legal expenses insurance for businesses covering disputes related to contracts, employment, and regulatory matters.
Travel4
International Travel Health Insurance (Auslandsreise-Krankenversicherung)
Travel medical insurance covering doctor and hospital costs abroad in the event of illness or accident while travelling outside Austria.
Travel Cancellation and Interruption Insurance (Reisestorno- & Reiseabbruch-Versicherung)
Covers cancellation costs and unused travel costs if a trip cannot be started or must be interrupted due to unforeseen events.
Comprehensive Travel Insurance – Optimal (Reiseversicherung Rundumschutz)
All-in-one travel insurance package covering medical, cancellation, luggage, accident, and liability risks for domestic and international trips.
Health Insurance for Foreign Guests Visiting Austria (Reise-Krankenversicherung für ausländische Gäste)
Travel health insurance for foreign visitors in Austria covering illness or accident treatment costs.
Life8
FlexSolution (Mixed Classic and Unit-Linked Life Insurance)
Flexible life insurance combining classical and unit-linked elements for long-term financial provision.
Term Life / Risk Life Insurance (Ablebensrisikoversicherung)
Pure term life insurance paying a lump sum to beneficiaries upon the insured's death during the contract term.
Pension & Guarantee (State-Subsidized Pension Insurance)
State-subsidized pension insurance offering guaranteed capital growth for retirement provision.
Disability Insurance (Berufsunfähigkeitsvorsorge)
Insurance providing income protection in the event of occupational disability.
Long-Term Care Insurance (Pflegevorsorge / CarePlus)
Insurance product providing financial protection in the event of long-term care needs.
Children's Savings and Provision Insurance (Kindervorsorge)
Savings and protection plan specifically designed for children's future financial needs.
Funeral Cost Insurance (Begräbniskostenvorsorge)
Insurance covering funeral and burial costs to relieve family members of financial burden.
Basic Ability Insurance (Grundfähigkeitsversicherung)
Insurance paying a benefit if the insured loses a basic physical or cognitive ability such as walking, speaking, or seeing.
Cyber2
Private Cyber Insurance (Cyberversicherung für Privatpersonen)
Personal cyber insurance with continuous dark web monitoring for personal data and online shopping protection up to €1,000 per year.
Business Cyber Insurance (Cyberversicherung für Unternehmen/KMU)
Cyber insurance for SMEs covering financial consequences of cyberattacks, data breaches, and IT forensics costs up to €100,000.
Regulatory updates
UNIQA Österreich Versicherungen AG is supervised by the Austrian Financial Market Authority (FMA). According to the company's own 2025 Solvency and Financial Condition Report (SFCR), UNIQA Österreich Versicherungen AG recorded premiums written of €2,349.8 million in 2025 (2024: €2,231.2 million), equal to around 49.9% of the UNIQA Group's total premium volume, with total premiums before reinsurance of €4,713.1 million (2024: €4,497.3 million). Its parent company, UNIQA Insurance Group AG, completed in the second quarter of 2025 the previously announced sale of its 90% shareholding in SIGAL UNIQA Group Austria (active in Albania, Kosovo and North Macedonia) as part of the Group's strategic refocus on its core CEE markets; this was a group-level transaction and did not directly affect UNIQA Österreich Versicherungen AG's own balance sheet.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from UNIQA for the Austria market, with online purchase and 24/7 assistance.
Last verified Aug 25, 2026
Motor third-party liability
motor third-party liability insurance from UNIQA for the Austria market, with online purchase and 24/7 assistance.
Last verified Aug 25, 2026
Travel insurance
travel insurance from UNIQA for the Austria market, with online purchase and 24/7 assistance.
Last verified Aug 25, 2026