Insurer profile
AG Insurance SA/NV
AG Insurance is Belgium's leading insurance company, present on the Belgian market since 1824, offering life and non-life insurance (auto, fire, accident, hospitalisation, civil liability) and supplementary pensions to individuals, self-employed persons, SMEs and large companies, distributed exclusively through brokers, Fintro agents and BNP Paribas Fortis branches.
Source- Legal entity
- AG Insurance SA/NV
- Headquarters
- Brussels, Belgium
- Parent group
- Ageas
- Regulator
- National Bank of Belgium (NBB) – prudential supervision; Financial Services and Markets Authority (FSMA) – conduct of business supervision
- Phone
- +32 2 664 81 11
- info@aginsurance.be
- Last verified
- May 9, 2026
Products from AG Insurance SA/NV
motor
Car Liability Insurance (BA Auto)
Mandatory third-party motor liability insurance covering bodily and material damage caused to others in a road accident.
motor
Comprehensive Car Insurance (Top Omnium / Mini-Omnium)
Full or partial comprehensive car insurance covering own vehicle damage from accidents, theft, fire, natural disasters and glass breakage.
motor
Driver Accident Insurance (Top Bestuurder)
Driver accident cover providing compensation for bodily injury, permanent disability and death of the at-fault driver up to €1,250,000.
motor
Motorcycle Insurance
Insurance for motorcycles including mandatory liability plus optional comprehensive and driver coverage.
motor
Bicycle & Soft Mobility Insurance (Top Fiets)
Insurance for (electric) bicycles and soft mobility vehicles covering theft, material damage, roadside assistance and personal accident.
motor
Roadside Assistance (Top Bijstand / Europe Car & Family)
Travel and roadside assistance for vehicle and family covering breakdown, towing, passenger repatriation, and replacement vehicle in Belgium and abroad.
property
Home Insurance (Top Woning)
Comprehensive home insurance for owners and tenants covering fire, water damage, theft, natural disasters and liability, with optional add-ons.
property
Business Property Insurance (Brandverzekering Beroepsactiviteiten)
Fire and property insurance for self-employed persons and SMEs covering professional offices, equipment and business continuity.
health
Hospitalisation Insurance (AG Care Hospitalisatie)
Individual hospitalisation insurance covering medical costs for hospital stays, serious illnesses, and pre/post-hospitalisation expenses, with no waiting period after medical acceptance.
health
Group Hospitalisation Insurance (AG Care Business)
Collective hospitalisation insurance for SME employees combining the benefits of individual and group health coverage.
health
Personal Accident Insurance (Privé-Ongevallen)
Personal accident insurance covering bodily injury, permanent disability and death following an accident in private life.
health
Guaranteed Income Insurance (AG Gewaarborgd Inkomen)
Income protection insurance paying a replacement income in case of long-term incapacity due to illness or accident.
life
Life Insurance / Death Cover (Overlijdensverzekering)
Term life insurance paying a capital to beneficiaries upon the death of the insured, protecting family finances.
life
Mortgage Protection Insurance (Schuldsaldoverzekering)
Mortgage protection insurance repaying the outstanding loan balance (fully or partially) upon the death of the insured during the loan period.
life
Savings & Investment Insurance – Branch 21 (Tak 21 Spaarverzekering)
Branch 21 capital-guaranteed life savings insurance with a fixed interest rate and possible profit participation.
life
Investment Insurance – Branch 23 (Tak 23 Beleggingsverzekering)
Branch 23 unit-linked life insurance with returns linked to investment funds, without capital guarantee.
life
Pension Savings (Pensioensparen)
Tax-advantaged individual pension savings insurance allowing Belgian residents to build supplementary retirement capital with annual tax deductions.
life
Supplementary Pension for the Self-Employed (VAPZ)
Supplementary pension savings plan for self-employed persons with tax deductibility and guaranteed returns, with optional death and disability cover.
life
Individual Pension Commitment for Company Directors (IPT)
Supplementary pension plan for company directors financed by the company, with optional death and disability coverage.
life
Group Insurance / Employee Benefits
Collective group insurance for employers covering supplementary pension, death, disability and healthcare for employees.
liability
Family Liability Insurance (Top Familiale)
Family liability insurance covering third-party damage caused by the insured, family members and pets, including drone usage and voluntary work.
liability
Professional / Business Liability Insurance (RC Exploitation)
Professional liability insurance for self-employed and SMEs combining operating liability, entrusted goods liability and post-delivery liability in one contract.
liability
Legal Protection Insurance (Rechtsbijstand / Providis)
Legal protection insurance covering attorney and court fees for private life disputes, motor disputes, and property matters through AG's specialist unit Providis.
travel
Travel Assistance Insurance
Travel medical and assistance insurance covering medical costs, repatriation, search and rescue abroad for individuals and families.
travel
Student Abroad Insurance
Insurance for students studying abroad covering illness, accident and emergency medical costs outside Belgium.
pet
Dog & Cat Insurance (Top Hond & Kat)
Pet insurance for dogs and cats covering 90% of veterinary costs due to illness or accident in Belgium and neighbouring countries.
financial
Mortgage Balance Insurance (Schuldsaldoverzekering)
Loan protection insurance ensuring that the outstanding mortgage balance is (partially) repaid upon the death of the insured.
Regulatory updates
AG Insurance is licensed under code 0079 and supervised by the National Bank of Belgium (NBB), Boulevard de Berlaimont 14, 1000 Brussels. As of end-2024, AG's Solvency II ratio stood at 180% (versus 231% in 2023, before reimbursement of Amblève), reflecting a sufficiently strong capital position with about 85% of Own Funds in Tier 1. In December 2025, Ageas acquired BNP Paribas Fortis's remaining 25% stake in AG Insurance for €1.9 billion, making Ageas the 100% owner. AG complies with NBB Circulars including NBB_2022_34 (Fit & Proper Handbook) and NBB_2016_31 (governance). The NBB issued Circular NBB_2025_08 on prudential expectations regarding governance for the insurance sector. In 2025, AG recorded total gross inflows of €7.49 billion as part of its Elevate27 strategic cycle.
Reputation and reviews
Verified offer pages
Motor casco
AG is a motor casco insurance for the BE market with no online purchase and limited assistance availability.
Last verified May 9, 2026
Motor third-party liability
AG is a motor third-party liability insurance for the BE market with no online purchase and 24/7 assistance.
Last verified May 9, 2026