Verified offer

HanseMerkur

A specialist pet proposition with stronger surgery and treatment reimbursement limits.

Last verified Mar 11, 2026

Direct payment

Claims are usually reimbursed, with selected partner billing supported in some cases.

Coverage limits

Medical expenses

€18,000

Source

Medical transport

€1,500

Source

COVID-19 treatment

Source

Baggage loss

Source

Personal liability

€15,000

Source

Key conditions

Assistance call deadline

Call support before major surgery or extended hospitalization.

Purchase while abroad

Purchase is available for eligible German residents.

Chronic conditions

Chronic conditions can be covered after waiting periods depending on the tariff.

Winter and extreme sports

Winter sports are not relevant for this product.