Dynamis General Insurance S.A.
My Dynamis e
My Dynamis e is a motor third-party liability insurance for the Greece market with no online purchase and 24/7 assistance.
Direct payment
Payment is made by bank transfer or deposit to the insurer's account, cash at the insurer's premises (within legal transaction limits), debit or credit card, or through an authorised Dynamis partner/intermediary who issues a receipt.
Geographic scope
Greece; third-party liability extends abroad with Green Card; roadside assistance covers EU, Serbia, North Macedonia, Albania, and European Turkey
Core coverage within Greek territory. Extension of third-party liability abroad requires issuance of a Green Card. Roadside and Travel Assistance valid across EU member states plus Serbia, North Macedonia, Albania, and European Turkey.
Unique selling points
- Exclusively designed for purely electric passenger cars (BEV), with EV-specific coverages including personal accident and liability during charging not found in standard motor policies.
- High third-party liability limits of 1,300,000 EUR for both bodily injury and property damage, in line with the highest statutory minimums.
- Accident care and towing included in the base package at no extra cost, with 24-hour support.
- Deductible reduced to 50% for own damage and malicious acts coverages when repairs are made at a Dynamis-affiliated workshop, incentivising use of the certified repair network.
- Base package includes loss of keys (100 EUR) and loss of documents following theft (100 EUR) and airbag cover (1,500 EUR) as standard inclusions.
Coverage limits
Third-party bodily injury liability
Covered
Covers bodily injuries caused to third parties in the event of an accident involving the insured vehicle. Limit: 1,300,000 EUR.
Third-party property damage liability
Covered
Covers property damage caused to third parties in the event of an accident involving the insured vehicle. Limit: 1,300,000 EUR. Cross-liability (Διασταυρούμενη) of 3,000 EUR applies when both vehicles are insured with DYNAMIS. Damage from uninsured vehicles covered up to 30,000 EUR (within Greek territory only).
Green Card / Extension of liability abroad
Conditional
Extension of third-party liability coverage abroad is available upon issuance of a Green Card. Coverage is conditional on the Green Card being issued; without it, liability coverage applies only within Greek territory.
Roadside and Travel Assistance
Optional
Optional roadside and travel assistance valid across EU member states, Serbia, North Macedonia, Albania, and European Turkey. Applicable to vehicles with gross weight below 3.5 tonnes and wheelbase below 3.5 metres. If added via endorsement, activates after 3 days from the endorsement date. Accident care and towing following an accident are included in the base product separately.
Personal accident cover for the driver
Covered
Covers personal accident of the driver up to 15,000 EUR. An additional 15,000 EUR covers personal accident of the driver during EV charging.
Passenger personal accident
Not offered
Passenger personal accident cover is not listed in the My Dynamis e IPID as an included or optional coverage.
Key conditions
Territorial scope
Coverage is provided within Greek territory. Extension of third-party liability abroad requires issuance of a Green Card. Roadside and Travel Assistance is valid across EU member states as well as Serbia, North Macedonia, Albania, and European Turkey. Damage from uninsured vehicles is covered exclusively within Greek territory.
Green card rules
Outside Greek territory, a Green Card must be issued to extend third-party liability coverage abroad. Without a Green Card, the policy provides no liability coverage for accidents occurring outside Greece.
Driver restrictions
Drivers over 76 years of age are excluded. Drivers who lack an International Driving Permit are excluded. The product is restricted to purely electric passenger cars (EIC); vehicles that are not purely electric, racing vehicles, ambulances, passenger cars with more than 7 seats, rental vehicles, leasing vehicles, armoured vehicles, vehicles with customs plates, foreign or trial plates, or vehicles without plates are all excluded.
Claim notification deadline
The policyholder must notify the insurer in writing within eight (8) days from the date they became aware of the occurrence of the insured event, providing all necessary truthful information, data, and documents related to the incident. Contact: 210-9006900.
Bonus-malus rules
No bonus-malus information is stated in the My Dynamis e IPID or official product pages reviewed.
Policy specifics
Loss of keys and documents coverage
Coverage for loss of vehicle keys and important documents
Accident care and roadside assistance
24-hour accident care and roadside assistance service
Own damage coverage (optional)
Optional coverage for own vehicle damage with option to select affiliated repair shops
EV-specific charging coverages
Included base coverages specific to the EV: personal accident of driver during charging (15,000 EUR), material damage during charging (15,000 EUR), third-party bodily injury liability during charging (20,000 EUR), third-party property damage liability during charging (10,000 EUR). Optional: theft of charging cable (1,500 EUR, valid only when theft occurs after break-in and not during charging). All charging coverages require manufacturer charging specifications to be followed and exclude damage due to improper vehicle or charging equipment maintenance.
Repair network cooperation
Insurance product offers reduced deductibles when using Dynamis-affiliated repair workshops
Vehicle age restriction for own damage coverage
Own damage optional coverage is available only for vehicles up to 10 years old