Insurer profile
ERGO Insurance SE Lithuanian Branch (non-life) and ERGO Life Insurance SE (life)
ERGO is one of the leading insurance groups in the Baltic states, offering a comprehensive range of non-life, life, and health insurance products. Operating in Lithuania since 1991, ERGO Insurance SE Lithuanian Branch provides non-life insurance, while ERGO Life Insurance SE handles life and health insurance. Both are part of the international ERGO Group, which is owned by Munich Re.
Source- Legal entity
- ERGO Insurance SE Lithuanian Branch (non-life) and ERGO Life Insurance SE (life)
- Headquarters
- Vilnius, Lithuania
- Parent group
- ERGO Group AG (Munich Re)
- Regulator
- Bank of Lithuania (Lietuvos bankas)
- Phone
- +370 5 268 3222
- info@ergo.lt
- Last verified
- May 1, 2026
Products from ERGO Insurance SE Lithuanian Branch (non-life) and ERGO Life Insurance SE (life)
motor
Compulsory Motor Third-Party Liability Insurance (MTPL)
Mandatory insurance for all vehicle owners covering liability for damage caused to other persons' property or health in a road accident.
motor
Casco (Comprehensive Motor) Insurance
Voluntary comprehensive vehicle insurance covering damage, theft, and related costs for the insured vehicle and its occupants.
property
Home (Property) Insurance
Insurance covering residential property and household contents against unexpected damage or loss events.
travel
Travel Insurance
Insurance covering medical expenses, accident, personal liability, baggage, and trip cancellation during travel abroad.
health
Accident Insurance (Personal)
Insurance providing financial compensation in the event of injury, disability, or death caused by an accident, including coverage for critical and additional illnesses.
life
Life Insurance and Savings (Investment Life Insurance)
Comprehensive life insurance offering death and critical illness cover combined with investment and savings accumulation options.
life
Life Risk Insurance
Term life insurance providing a lump-sum benefit to beneficiaries in the event of the insured person's death or critical illness.
health
Accident Insurance (Life supplement)
Supplementary accident insurance available as an add-on to the main life insurance policy, providing worldwide 24-hour coverage.
liability
Personal Civil Liability Insurance
Insurance covering personal, family, property owner, cyclist, and pet owner liability for damage caused to third parties.
other
Cyclist Insurance (Bicycle Rider Insurance)
Insurance for cyclists covering personal accidents and civil liability while riding a bicycle.
property
Corporate Property Insurance
Insurance covering business property, equipment, inventory, and buildings against damage or loss.
liability
General Commercial Liability Insurance
Business liability insurance covering third-party property and bodily injury claims arising from commercial activities, products, and operations.
liability
Employer's Liability Insurance
Insurance covering employer's civil liability for injury or damage suffered by employees during work or commuting.
liability
Healthcare Institution Professional Liability Insurance
Professional liability insurance for healthcare institutions covering financial losses from damage caused to patients during medical service provision.
liability
Attorneys' Professional Civil Liability Insurance
Mandatory professional liability insurance for attorneys covering claims arising from errors or omissions in legal services.
liability
Compulsory Liability Insurance for Principal Investigators and Biomedical Research Sponsors
Mandatory liability insurance for biomedical research sponsors and principal investigators covering damage to research subjects.
cyber
Cyber Risk Insurance
Insurance covering business losses from cyber attacks, including property damage, data breach liability, business interruption, and IT recovery costs.
property
Cargo (Freight) Insurance
Insurance covering loss or damage to goods during import, export, or domestic transportation.
health
Employee Health Insurance (Corporate)
Corporate health insurance plan for employees, covering medical expenses at partner healthcare institutions.
property
Electronics (Mobile Technology) Insurance
Insurance covering electronic devices and mobile technology against accidental damage, theft, and breakdown.
liability
Directors and Officers (D&O) Liability Insurance
Liability insurance protecting company directors and officers against claims for wrongful acts in their managerial capacity.
financial
Surety (Guarantee) Insurance – Bid, Advance Payment, Performance and Warranty
Surety insurance guaranteeing contractual obligations including bid bonds, advance payment bonds, performance bonds, and warranty bonds.
liability
Freight Forwarder Liability Insurance
Insurance covering freight forwarders' liability for damage to or loss of cargo entrusted to them by clients.
life
Critical Illness Insurance
Insurance providing a lump-sum payment upon diagnosis of a critical illness such as cancer, stroke, or heart attack.
Regulatory updates
ERGO Insurance SE Lithuanian Branch and ERGO Life Insurance SE are both supervised by the Bank of Lithuania. Following the merger of three ERGO non-life insurance companies in the Baltic states, the Bank of Lithuania revoked the now-redundant ADB 'ERGO Lietuva' license and ERGO Insurance SE commenced operations as a European company branch in Lithuania on January 14, 2013. The Bank of Lithuania's supervisory records for both entities were last updated as recently as April 2026.