Insurer profile
iptiQ Life S.A.
iptiQ Life S.A. · Luxembourg
Overview
iptiQ Life S.A. is a digital B2B2C life and health insurance company incorporated in Luxembourg and powered by Swiss Re. It offers straightforward life, health, and ancillary non-life insurance products through an advanced end-to-end digital platform, enabling partners to market and sell products under their own brands across the EEA via Freedom of Services. As of January 2026 the company has entered run-off, following Swiss Re's strategic withdrawal from the iptiQ business; the former P&C entity (iptiQ EMEA P&C S.A.) was sold to Allianz Direct in 2025.
Source8
Products in this market
1
Offer pages
Company details
- Parent group
- Swiss Re Ltd
- Regulator
- Commissariat Aux Assurances (CAA)
- Phone
- +352 26 12 16 30
- [email protected]
Products from iptiQ Life S.A.
Life5
Term Life Insurance
Provides a fixed lump sum payment in the event of death or diagnosis of a terminal illness over the term of the cover.
Whole of Life Insurance
Provides a fixed lump sum payment in the event of death, with cover lasting for the whole of the customer's life.
Critical Illness Insurance
Provides a fixed lump sum payment upon diagnosis of a serious or critical illness such as cancer, heart attack, or stroke during the term of the cover.
Disability Insurance
Pays a lump sum or structured payment plan in the case of disability suffered by the policyholder.
Mortgage Protection / Decreasing Life Insurance
Provides a decreasing lump sum payment in line with a mortgage balance in the event of death or terminal illness diagnosis during the coverage term.
Regulatory updates
iptiQ Life S.A. (R.C.S. Luxembourg B184281), incorporated on 27 January 2014, is authorised by the Luxembourg Finance Minister to conduct class I, III and IV life insurance business and class 1 and 2 non-life insurance business, supervised by the CAA. As at 31 December 2025, the SCR ratio stood at 154% and the MCR ratio at 615%, both above the required 100% threshold. On 26 January 2026, the Board of Directors resolved to initiate the Company's transition to a run-off business model (except for UK activities pending prior regulatory steps), and on 17 March 2026 approved a capital injection of EUR 20 million to fund operating costs during run-off. iptiQ EMEA P&C S.A. (R.C.S. Luxembourg B228763), the non-life carrier, was sold to Allianz Direct and ceased to exist as a separate legal entity in 2025. Swiss Re announced in May 2024 its plans to withdraw from iptiQ; all parts of the iptiQ business have now either been sold or placed into run-off.
Reputation and reviews
Score and review count sourced from Trustpilot sidebar snippet aggregated by Scamadviser (last updated 2025-06-12). The profile is global (not Luxembourg-specific) and has only 1 review. iptiQ operates as a B2B2C insurer and does not market directly to consumers, explaining the very low review volume.
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from iptiQ for the Luxembourg market.
Last verified Jun 2, 2026