Insurer profile
Allianz-Tiriac Asigurari S.A.
Allianz-Tiriac Asigurari S.A. is one of Romania's leading insurance companies, founded in 1994 as ASIT (Asigurari Ion Tiriac) and rebranded in 2000 following acquisition by the German Allianz Group. It offers a comprehensive portfolio of general, life, health, and travel insurance products for individuals and corporate clients, and is present nationwide through an extensive branch and partner network. The company is ranked second in the Romanian insurance market by total gross written premiums.
Source- Legal entity
- Allianz-Tiriac Asigurari S.A.
- Headquarters
- Bucharest, Romania
- Parent group
- Allianz SE
- Regulator
- Financial Supervisory Authority (ASF) – Autoritatea de Supraveghere Financiară, authorization no. RA-017
- Phone
- +40 21 201 9100
- info@allianztiriac.ro
- Founded
- 1994
- Last verified
- Jul 13, 2026
Products from Allianz-Tiriac Asigurari S.A.
motor
Motor Third-Party Liability Insurance (RCA) – Individuals
Mandatory motor third-party liability insurance for individual vehicle owners, covering damage to third parties on Romanian territory and abroad under the Green Card system.
motor
My Car – RCA + CASCO Combined Auto Insurance
Combined mandatory RCA and optional CASCO insurance packaged into four tiers (Confort, Plus, Extra, Max) for individual vehicle owners, with progressive discounts.
motor
CASCO Auto Insurance – Individuals
Standalone optional comprehensive vehicle insurance covering collision, theft, fire, natural disasters, vandalism, and more for individual vehicle owners.
motor
My Car Electric – Insurance for Electric Vehicles
Specialized RCA + CASCO insurance package for electric vehicles, including battery, charging cables, and wallbox coverage, with roadside assistance to the nearest charging point.
motor
Motor Third-Party Liability Insurance (RCA) – Corporate
Mandatory motor third-party liability insurance for corporate fleet vehicles, covering damage to third parties in Romania and abroad.
motor
FlexiCasco – Corporate Fleet CASCO Insurance
Optional comprehensive vehicle insurance for corporate fleets and legal entities, with flexible risk class options and coverage periods between 6 months and 1 year.
liability
Carrier Liability Insurance (Freight Transport)
Liability insurance for carriers in the capacity of freight transporter, covering damage to goods transported on behalf of clients.
property
My Home – Optional Home and Contents Insurance
Optional home and contents insurance in three packages (Confort, Extra, Max) covering fire, natural disasters, water damage, theft, vandalism, accidental damage, and civil liability.
property
PAD – Mandatory Home Insurance Against Natural Disasters
Mandatory home insurance against three catastrophic risks: earthquake, flooding, and landslides, with coverage limits of 50,000 or 100,000 RON depending on construction type.
property
My Company – Flexible SME Insurance
Flexible all-in-one business insurance for small and medium enterprises, covering property damage, civil liability, data recovery costs, and pollution liability.
property
Commercial Property and Buildings Insurance – Corporate
Insurance for commercial and industrial buildings and assets covering fire, water damage, natural phenomena, business interruption, and related risks for legal entities.
property
Electronic Equipment Insurance – Corporate
Insurance for electronic equipment and machinery against damage or breakdown for corporate clients.
property
Machinery and Installations Insurance – Corporate
Insurance for industrial machinery and installations against technical breakdown and accidental damage for corporate clients.
property
Construction and Assembly Insurance – Corporate
Insurance for construction and assembly projects covering risks during execution for corporate clients.
financial
Cash and Valuables Insurance – Corporate
Insurance for cash and valuables against theft, robbery, and other risks for corporate clients.
travel
My Travel – Online Single-Trip Travel Insurance
Single-trip travel insurance purchasable 100% online, covering emergency medical expenses and repatriation for travel abroad.
travel
Voiaj – Travel Insurance
Travel insurance covering emergency medical expenses, repatriation, trip cancellation (Storno clause), and COVID-19-related costs for trips abroad, available in multiple territorial coverage plans.
travel
Multitravel – Annual Multi-Trip Travel Insurance
Annual travel insurance for frequent travelers covering unlimited trips, including emergency medical expenses, repatriation, and coverage for acute pre-existing conditions.
life
My Protect – Online Term Life Insurance
Romania's first 100% online fixed-price life insurance for individuals aged 18–69, covering death by accident or illness, permanent disability, and accident-related surgical costs.
life
My Credit Protect – Mortgage Loan Protection Life Insurance
Life insurance linked to home mortgage loans, covering death risk and optionally total permanent disability, for individuals aged 18–65, with terms between 5 and 30 years, independent of the lending bank.
life
Life Plan – Term Life Insurance
Term life insurance offering financial protection for the insured's family in the event of death, with optional supplementary clauses and a 25% bonus for zero claims after 5 years.
life
Life Help – Life Insurance for Critical Illness
Life insurance product providing financial support in the event of a critical or serious illness diagnosis.
life
Protect – Term Life Insurance (Agent Channel)
Term life insurance sold through Allianz-Tiriac agents, offering customizable protection against death and accident risks, available for ages 18–64 with worldwide coverage.
health
Medical Treatment Abroad – Supplementary Life Insurance Clause
Supplementary life insurance clause covering medical treatment abroad for serious conditions including cancer, cardiovascular surgery, neurosurgery, and organ transplants, with coverage up to 2 million EUR.
life
Partener – Savings Life Insurance
Savings-oriented life insurance combining protection with a savings component, providing a lump sum at maturity.
life
Zambet – Children's Savings Plan
Life insurance savings plan designed for children, accumulating funds over the long term to support their future financial needs.
life
Dinamic Invest – Unit-Linked Investment Life Insurance
Unit-linked life insurance combining investment on domestic and international capital markets with life protection, for a minimum term of 10 years.
life
Smart Plan – Investment Annuity Life Insurance
Unit-linked life insurance with an annuity component, providing periodic income payments indexed annually at 3%, with death and accident coverage.
life
Premium Invest – Long-Term Unit-Linked Life Insurance
Long-term unit-linked life insurance up to age 90, with investment in international capital market instruments across different risk classes, and death benefit.
health
SanaPro – Private Health Insurance
Modular private health insurance covering outpatient consultations, medical investigations, hospitalization, surgical interventions, ambulance costs, and a second medical opinion, with access to over 1,200 partner medical providers.
liability
Professional Civil Liability Insurance – Corporate
Professional indemnity insurance for companies and professionals, covering financial damages unintentionally caused to clients due to errors, omissions, or negligence in professional activities.
liability
General Third-Party Civil Liability Insurance – Corporate
General liability insurance for companies covering accidental bodily injury or property damage caused to third parties by the insured or its employees.
liability
Directors and Officers Liability Insurance (D&O)
Directors and Officers (D&O) liability insurance protecting managers and company boards against claims arising from management decisions, mandatory for board members of joint-stock companies.
life
Grup Life – Group Life Insurance for Employees
Group life insurance for corporate clients providing financial protection for all employees in case of death, serious illness, or accidents.
life
Protect Grup – Group Accident and Life Insurance for Employees
Group insurance for companies covering all employees 24/7 against accidents, death, serious illness, and disability, available in Standard, Extra, and Premium packages.
health
SanaPlan – Group Health Insurance for Employees
Group private health insurance for companies, providing employees with access to private medical services covering consultations, investigations, and hospitalization.
financial
Contractual Guarantees Insurance
Insurance-based contractual guarantee as an alternative to bank letters of guarantee, allowing companies to unlock working capital while fulfilling contractual obligations.
other
Animal Insurance
Insurance for animals, available for corporate clients.
other
Agricultural Crop Insurance
Insurance for agricultural crops against natural risks and weather events, available for corporate agricultural clients.
other
Marine, Aviation and Transport Insurance
Specialized insurance for maritime, aviation, and cargo transport risks for corporate clients.
cyber
Cyber Protect – Cyber Insurance for SMEs
Cyber insurance product for SMEs covering financial losses and operational disruptions from cyberattacks, including data breaches, cyber extortion, and business interruption.
Regulatory updates
The ASF approved the portfolio transfer from Allianz-Tiriac Unit Asigurari (formerly Gothaer Asigurari Reasigurari) to Allianz-Tiriac Asigurari, with the merger by absorption effective 30 June 2025; Allianz-Tiriac Unit ceased issuing new policies from 26 June 2025. On 29 October 2025, ASF approved Codruța Alina Furtună as Deputy CEO of Allianz-Tiriac Asigurari, and also approved the merger project between Allianz-Tiriac Asigurari (absorbing entity) and Allianz-Tiriac Unit Asigurari (absorbed entity). In November 2025, Law no. 181/2025 amended Law 132/2017 on mandatory RCA insurance, applying from 16 November 2025, and requires Allianz-Tiriac to recognize EU member-state claims history certificates without discrimination. Law 202/2025 amended the FGA guarantee fund law, removing the RON 500,000 per-claim cap for future insolvencies. The company's Solvency II ratio stood at 130.2% at end-2024, above the regulatory minimum of 100%.