Insurer profile
Mutua Madrileña Automovilista, Sociedad de Seguros a Prima Fija
Mutua Madrileña Automovilista, Sociedad de Seguros a Prima Fija · Spain
Overview
Mutua Madrileña is a leading Spanish non-life insurer and mutual society, founded in 1930 as a car-owners' mutual, that today provides motor, home, health, life, accident, funeral, micromobility and savings/investment products through its group companies. It holds a 50% stake in SegurCaixa Adeslas (Spain's leading health insurer) and controls a 60% stake in Chile's BCI Seguros as part of its international expansion.
Source21
Products in this market
2
Offer pages
Company details
- Regulator
- Directorate-General of Insurance and Pension Funds (DGSFP) – Ministry of Economy, Trade and Business
- Phone
- +34 915 555 555
- [email protected]
Products from Mutua Madrileña Automovilista, Sociedad de Seguros a Prima Fija
Motor4
Third-Party Basic Car Insurance
Mandatory third-party civil liability car insurance including roadside assistance, legal defence, and occupant coverage.
Comprehensive Car Insurance (All-Risk)
Full comprehensive car insurance covering own damage, theft, fire, windscreen, and all third-party risks, available with or without excess.
Motorbike Insurance
Insurance for motorcycles including mandatory civil liability, roadside assistance, fire, theft, and own-damage options.
E-Scooter & Personal Light Vehicle Insurance
Mandatory civil liability insurance for electric scooters and personal light vehicles, available in Basic and Global tiers.
Property5
Home Insurance – Hogar Fácil
Entry-level home insurance covering the most common incidents: fire, water damage, and weather events.
Home Insurance – Hogar Básico
Home insurance covering the 10 essential needs including fire, theft, water damage, vandalism, and weather events.
Home Insurance – Hogar Global
Comprehensive home insurance covering the most common incidents including fire, theft, vandalism, glass breakage, and electrical damage at the most competitive price.
Home Insurance – Hogar Global Plus
The most complete home insurance policy with over 25 coverages protecting both the home and the policyholder.
Second Home Insurance
Home insurance designed for second or vacation properties, with special focus on theft protection and civil liability for unoccupied homes.
Health4
Health Insurance – Adeslas Full Medical
Private health insurance with Spain's largest medical network, covering transplants, emergencies, GP and specialist consultations, hospitalisation, and international coverage from €38/month.
Health Insurance – Reimbursement Plan
Health insurance plan allowing free choice of any doctor or specialist worldwide with 80% cost reimbursement, plus access to contracted network.
Digital Health Insurance
Affordable health insurance providing access to medical consultations, specialties, and diagnostics from €17/month.
Dental Insurance – Adeslas Dental
Dental insurance from €10.50/month with access to over 150 dental clinics and 1,100 dentists, including free cleanings, diagnostics, and X-rays.
Life2
Life Insurance – Vida Familia
Term life insurance with constant capital from €30,000 providing death cover by any cause, serious illness, and disability, with participation in company profits giving discounts up to 30%.
Mortgage/Loan Life Insurance – Vida Préstamo
Decreasing term life insurance designed to cover mortgage or personal loan repayments in the event of death or permanent absolute disability.
Other4
Personal Accident Insurance
Personal accident insurance covering death (€50,000), permanent total disability, and hospitalisation costs due to accidents in personal and professional life.
Senior Accident Insurance
Accident insurance specifically designed for people over 60, covering death, hospitalisation, and bone fractures, with optional medical phone guidance and legal advice.
Group/Corporate Accident Insurance
Group accident insurance for companies and employees, covering work and personal accidents 24 hours a day, with discounts based on number of employees.
Funeral/Death Insurance – SegurCaixa Decesos
Funeral insurance covering all funeral service costs, legal assistance, psychological support, repatriation, and digital legacy management, offered in two tiers (Prima Única and Completo).
Regulatory updates
Mutua Madrileña is supervised by the DGSFP (registration key M0083) and reports one of the highest Solvency II ratios in the Spanish market; at year-end 2025 the group's solvency margin stood at 297%, well above the sector average of 239%. The group's 2025 results, presented in early 2026, showed net profit of €520.8 million (+14.8%), premium growth of 13%, and Mutua closed 2025 as market leader in general (non-life) insurance for the eighth consecutive year with over 19 million policyholders. In the DGSFP's 2024 complaints service report, Mutua Madrileña Automovilista ranked among the top entities by absolute number of complaints (434), largely reflecting its very large policy volume. The company is subject to compliance obligations under Solvency II, LOSSEAR and, from 2025, the EU's DORA digital-resilience regulation.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Mutua Madrileña for the Spain market, with online purchase and 24/7 assistance.
Last verified May 14, 2026
Motor third-party liability
motor third-party liability insurance from Mutua Madrileña for the Spain market, with online purchase and 24/7 assistance.
Last verified May 14, 2026