Insurer profile
Mutua Madrileña Automovilista, Sociedad de Seguros a Prima Fija
Mutua Madrileña (Grupo Mutua Madrileña) is Spain's leading non-life insurer, founded in 1930 as a mutual society without shareholders. It offers car, motorbike, home, life, health, accident, micromobility, savings and investment products, and holds a 50% stake in SegurCaixa Adeslas, the leading health insurer in Spain. It ended 2025 as leader in general insurance for the eighth consecutive year with over 19 million policyholders.
Source- Legal entity
- Mutua Madrileña Automovilista, Sociedad de Seguros a Prima Fija
- Headquarters
- Madrid, Spain
- Regulator
- Directorate-General of Insurance and Pension Funds (DGSFP) – Ministry of Economy
- Phone
- +34 915 555 555
- socialmedia@mutua.es
- Last verified
- May 2, 2026
Products from Mutua Madrileña Automovilista, Sociedad de Seguros a Prima Fija
motor
Third-Party Basic Car Insurance
Mandatory third-party civil liability car insurance including roadside assistance, legal defence, and occupant coverage.
motor
Comprehensive Car Insurance (All-Risk)
Full comprehensive car insurance covering own damage, theft, fire, windscreen, and all third-party risks, available with or without excess.
motor
Motorbike Insurance
Insurance for motorcycles including mandatory civil liability, roadside assistance, fire, theft, and own-damage options.
property
Home Insurance – Hogar Fácil
Entry-level home insurance covering the most common incidents: fire, water damage, and weather events.
property
Home Insurance – Hogar Básico
Home insurance covering the 10 essential needs including fire, theft, water damage, vandalism, and weather events.
property
Home Insurance – Hogar Global
Comprehensive home insurance covering the most common incidents including fire, theft, vandalism, glass breakage, and electrical damage at the most competitive price.
property
Home Insurance – Hogar Global Plus
The most complete home insurance policy with over 25 coverages protecting both the home and the policyholder.
property
Second Home Insurance
Home insurance designed for second or vacation properties, with special focus on theft protection and civil liability for unoccupied homes.
health
Health Insurance – Adeslas Full Medical
Private health insurance with Spain's largest medical network, covering transplants, emergencies, GP and specialist consultations, hospitalisation, and international coverage from €38/month.
health
Health Insurance – Reimbursement Plan
Health insurance plan allowing free choice of any doctor or specialist worldwide with 80% cost reimbursement, plus access to contracted network.
health
Digital Health Insurance
Affordable health insurance providing access to medical consultations, specialties, and diagnostics from €17/month.
health
Dental Insurance – Adeslas Dental
Dental insurance from €10.50/month with access to over 150 dental clinics and 1,100 dentists, including free cleanings, diagnostics, and X-rays.
life
Life Insurance – Vida Familia
Term life insurance with constant capital from €30,000 providing death cover by any cause, serious illness, and disability, with participation in company profits giving discounts up to 30%.
life
Mortgage/Loan Life Insurance – Vida Préstamo
Decreasing term life insurance designed to cover mortgage or personal loan repayments in the event of death or permanent absolute disability.
other
Personal Accident Insurance
Personal accident insurance covering death (€50,000), permanent total disability, and hospitalisation costs due to accidents in personal and professional life.
other
Senior Accident Insurance
Accident insurance specifically designed for people over 60, covering death, hospitalisation, and bone fractures, with optional medical phone guidance and legal advice.
other
Group/Corporate Accident Insurance
Group accident insurance for companies and employees, covering work and personal accidents 24 hours a day, with discounts based on number of employees.
other
Funeral/Death Insurance – SegurCaixa Decesos
Funeral insurance covering all funeral service costs, legal assistance, psychological support, repatriation, and digital legacy management, offered in two tiers (Prima Única and Completo).
motor
E-Scooter & Personal Light Vehicle Insurance
Mandatory civil liability insurance for electric scooters and personal light vehicles (as required by law from January 2026), available in Basic and Global tiers.
motor
Bicycle Insurance
Voluntary bicycle insurance (conventional or electric) covering civil liability, personal accident, legal defence, and travel assistance in the Global tier.
financial
Investment and Savings Products – Mutuactivos
Savings and investment products including investment funds and pension plans managed by Mutuactivos, Spain's leading independent fund manager outside banking groups.
liability
Bicycle Insurance – Basic
Basic voluntary bicycle insurance covering third-party civil liability (personal damages up to €150,000 and material damages up to €50,000), legal defense, and personal accident cover.
Regulatory updates
Mutua Madrileña is supervised by the DGSFP and maintains regular compliance with its claims service. In 2024, Mutua Madrileña received 434 regulatory complaints before the DGSFP, ranking fifth in absolute terms among Spanish insurers (primarily due to its large volume of policies). The DGSFP authorized the merger by absorption of MM Globalis by Mutua Madrileña in a prior period. The company complies with Solvency II regulation and consistently reports one of the highest solvency ratios in the Spanish insurance sector. The recently approved Financial and Insurance Customer Protection Authority will affect the sector, and Mutua's president has publicly commented on its implications.