Insurer profile
VidaCaixa, S.A. de Seguros y Reaseguros
VidaCaixa is the leading insurance subsidiary of CaixaBank and the top insurer in Spain by life insurance and pension assets, specialising in the design, management and distribution of life insurance and pension plans for individuals and corporations, with over 6.89 million clients and more than 131,000 million euros in managed assets.
Source- Legal entity
- VidaCaixa, S.A. de Seguros y Reaseguros
- Headquarters
- Madrid, Spain
- Parent group
- CaixaBank
- Regulator
- Directorate-General of Insurance and Pension Funds (DGSFP) – Ministry of Economy and Finance of Spain
- Phone
- +34 932 278 700
- servicio.cliente@caixabank.com
- Last verified
- May 2, 2026
Products from VidaCaixa, S.A. de Seguros y Reaseguros
life
Vida Familiar (Family Life Insurance)
Basic individual life insurance offering financial protection for family members in the event of the policyholder's death or disability.
life
MyBox Vida (Life and Critical Illness Insurance)
Individual life insurance providing 50% of the insured capital upon diagnosis of a serious illness and double capital coverage in the event of death or disability.
life
SEVIAM (Mortgage-Linked Life Insurance)
Life insurance linked to a mortgage loan that covers the outstanding debt in the event of the policyholder's death or permanent disability.
life
Whole Life Insurance (Corporate)
Whole life insurance for businesses providing lifetime death coverage for employees, designed for employers who wish to ensure long-term welfare commitments to their workforce.
life
VidaCaixa Empleados (Employee Group Life Insurance)
Flexible group life insurance for companies covering employees against death or disability of various degrees, with customisable sums insured and optional accident supplements.
life
VidaCaixa Empresas (Corporate Life Insurance)
Corporate group life insurance covering employees against death or disability under workplace agreements, with customisable coverage levels and capital amounts per insured.
financial
Individual Pension Plans – CABK Destino Range
Range of individual pension plans with age-adapted investment profiles (fixed income, mixed, and variable equity) for long-term retirement savings, providing tax relief on contributions.
financial
Workplace Pension Plans (Employment Pension Schemes)
Company-sponsored workplace pension schemes allowing employers and employees to make joint contributions to supplementary retirement savings, including tailor-made and joint-promotion schemes.
financial
Pension Plans for the Self-Employed
Simplified workplace pension schemes and individual pension products designed specifically for self-employed workers to supplement their retirement savings.
financial
Pension Plans for Associations
Collective pension savings product designed for association members, offering professionally managed long-term retirement planning under a single group scheme.
financial
Savings Insurance (Individual)
Range of individual savings and investment life insurance products (including guaranteed return products, PIAS and unit-linked schemes) designed to build capital for the future with tax advantages.
financial
Life Annuity (Renta Vitalicia)
Life annuity products converting accumulated savings into a guaranteed monthly income for life, available in multiple variants including capital-reserved and flexible-investment annuities.
financial
MyBox Jubilación (Retirement Service)
Combined retirement service bundling an individual pension plan, a unit-linked savings insurance and a life insurance policy into a single product for integrated retirement and protection planning.
financial
CABK Ahorro Garantizado (Guaranteed Savings Insurance)
Single-premium guaranteed savings insurance with a 3-year term, designed for clients who wish to secure their accumulated capital with a guaranteed return.
financial
CABK Ahorro Proyecto (Flexible-Term Savings Insurance)
Savings insurance with a customisable maturity date (between 3 and 10 years), offering guaranteed capital and flexible horizon for personal savings goals.
financial
Valor Activo Unit Linked (Investment Insurance)
Unit-linked investment insurance enabling active portfolio management and estate planning, with a guarantee that the contributed capital is returned in the event of death within 10 years or before age 95.
financial
Corporate Savings and Welfare Products (Companies and Groups)
Range of corporate savings and supplementary pension products for companies, including savings insurance and savings schemes for senior management as an alternative to salary remuneration.
other
Seguro Colectivo de Accidentes (Group Accident Insurance)
Annual renewable group accident insurance for companies providing employees with broad coverage for the financial consequences of an accident, including death by accident, any level of permanent disability from accident, road accident death, and optional temporary disability and healthcare covers.
Regulatory updates
VidaCaixa is registered and supervised by the DGSFP. CaixaBank, its exclusive bancassurance distributor, is registered with DGSFP under code OE0003. VidaCaixa ranked first in profits among all Spanish insurers in 2024 with 1,115 million euros, as reported by the DGSFP's official annual statistics. The DGSFP has signalled that its supervisory focus for 2026–2027 will intensify around data quality, operational resilience, sustainability and customer conduct. VidaCaixa adhered to the UNESPA good-practice guide on oncological right-to-be-forgotten in life insurance in 2024.