Insurer profile
VidaCaixa, S.A.U. de Seguros y Reaseguros
VidaCaixa, S.A.U. de Seguros y Reaseguros · Spain
Overview
VidaCaixa is the insurance subsidiary of CaixaBank and the leading life insurance and pension fund manager in Spain, specialising in life insurance, savings and pension plans for individuals, self-employed workers and companies. In 2025 the group closed the year with a consolidated net profit of €1,312.3 million, managed assets of €138,180 million, and around 7 million clients in Spain and Portugal.
Source20
Products in this market
Company details
- Parent group
- CaixaBank
- Regulator
- Directorate-General of Insurance and Pension Funds (DGSFP) – Ministry of Economy, Trade and Business of Spain
- Phone
- +34 932 278 700
- [email protected]
Products from VidaCaixa, S.A.U. de Seguros y Reaseguros
Life8
Vida Familiar (Family Life Insurance)
Basic individual life insurance offering financial protection for family members in the event of the policyholder's death or disability.
MyBox Vida (Life and Critical Illness Insurance)
Individual life insurance of VidaCaixa providing an advance of the insured capital on diagnosis of certain serious illnesses and cancer, with double capital in the event of accidental death or disability.
MyBox VidaCare / MyBox VidaCare 10 (Neurodegenerative Disease Protection)
Life and illness insurance designed by VidaCaixa that pays out up to €60,000 (€30,000 plus €30,000 three years later) in the event of loss of autonomy caused by neurodegenerative diseases such as Alzheimer's, Parkinson's, ALS or multiple sclerosis, plus €15,000 on survival to age 90, available as a single premium (VidaCare) or 10-year instalment premium (VidaCare 10).
SEVIAM (Mortgage-Linked Life Insurance)
Life insurance linked to a mortgage loan that covers the outstanding debt in the event of the policyholder's death or permanent disability.
Whole Life Insurance (Corporate)
Whole life insurance for businesses providing lifetime death coverage for employees, designed for employers who wish to ensure long-term welfare commitments to their workforce.
VidaCaixa Empleados (Employee Group Life Insurance)
Flexible group life insurance for companies covering employees against death or disability of various degrees, with customisable sums insured and optional accident supplements.
VidaCaixa Empresas (Corporate Life Insurance)
Corporate group life insurance covering employees against death or disability under workplace agreements, with customisable coverage levels and capital amounts per insured.
MyBox Vida Negocios (Business Life Insurance)
Life insurance for businesses and self-employed workers that complements the death benefit with additional cover for disability and serious illness, plus a second medical opinion service.
Financial11
Individual Pension Plans – CABK Destino Range
Range of individual pension plans with age-adapted investment profiles (fixed income, mixed, and variable equity) for long-term retirement savings, providing tax relief on contributions.
Workplace Pension Plans (Employment Pension Schemes)
Company-sponsored workplace pension schemes allowing employers and employees to make joint contributions to supplementary retirement savings, including tailor-made and joint-promotion schemes.
Pension Plans for the Self-Employed
Simplified workplace pension schemes and individual pension products designed specifically for self-employed workers to supplement their retirement savings.
Pension Plans for Associations
Collective pension savings product designed for association members, offering professionally managed long-term retirement planning under a single group scheme.
Savings Insurance (Individual)
Range of individual savings and investment life insurance products (including guaranteed return products, PIAS and unit-linked schemes) designed to build capital for the future with tax advantages.
Life Annuity (Renta Vitalicia)
Life annuity products converting accumulated savings into a guaranteed monthly income for life, a segment which drove much of VidaCaixa's savings business growth in 2025 with €4,906.8 million in premiums.
MyBox Jubilación (Retirement Service)
Combined retirement service bundling an individual pension plan, a unit-linked savings insurance and a life insurance policy into a single product for integrated retirement and protection planning.
CABK Ahorro Garantizado (Guaranteed Savings Insurance)
Single-premium guaranteed savings insurance with a 3-year term, designed for clients who wish to secure their accumulated capital with a guaranteed return.
CABK Ahorro Proyecto (Flexible-Term Savings Insurance)
Savings insurance with a customisable maturity date (between 3 and 10 years), offering guaranteed capital and flexible horizon for personal savings goals.
Valor Activo Unit Linked (Investment Insurance)
Unit-linked investment insurance enabling active portfolio management and estate planning, with a guarantee that the contributed capital is returned in the event of death within the first 10 years or up to age 100.
Corporate Savings and Welfare Products (Companies and Groups)
Range of corporate savings and supplementary pension products for companies, including savings insurance and savings schemes for senior management as an alternative to salary remuneration.
Regulatory updates
VidaCaixa is registered with and supervised by the DGSFP, with CaixaBank acting as its exclusive bancassurance operator, registered under DGSFP code OE0003.
