Seguros Bilbao
Seguros Bilbao is a motor third-party liability insurance for the ES market with no online purchase and 24/7 assistance.
Direct payment
Not confirmed from verified sources
Geographic scope
Spain
Spain; exact international territorial scope not confirmed from verified sources
Unique selling points
- Roadside assistance available from kilometre 0, covering both the vehicle and its occupants with no minimum distance requirement.
- Optional extension of third-party liability limits up to 50,000,000 EUR beyond statutory minimums.
- Legal defence coverage included as standard within the rental vehicle policy.
- Part of Grupo Catalana Occidente, providing financial stability and nationwide network of authorized workshops with preferential repair conditions.
Coverage limits
Bodily injury liability
—
Límite legal español establecido por la V Directiva Europea de Autos (desde 01/01/2008): 70 millones EUR para daños corporales por siniestro, independientemente del número de víctimas.
Property damage liability
—
Límite legal español: 15 millones EUR para daños materiales por siniestro, independientemente del número de vehículos implicados.
Legal Defence
Covered
Legal defence services for claims and representation in third-party liability cases, with a coverage limit of 1,000 EUR.
Green Card (International Motor Insurance Certificate)
Covered
International motor insurance certificate. Confirmed as included in the policy; territorial scope details not specified in verified sources.
Roadside Assistance
Covered
Roadside assistance service from kilometre 0 for vehicle breakdowns and accidents, including towing, technical help on road, and assistance to occupants.
Driver accident
—
Los límites varían según la modalidad de póliza contratada. El dato de 12.000 EUR por muerte corresponde directamente al condicionado de la póliza 7300-LPD de alquiler.
Passenger accident
—
No se han encontrado límites específicos publicados para la cobertura de accidentes de pasajeros/ocupantes distintos del conductor en la póliza 7300-LPD. La RC obligatoria cubre a los ocupantes como terceros perjudicados dentro de los límites legales de 70 millones EUR (daños corporales) y 15 millones EUR (daños materiales).
Key conditions
territorial_scope
Spain. Exact international territorial limits not confirmed from verified sources.
green_card_rules
Green card included. Specific rules for use abroad not detailed in verified sources.
driver_restrictions
Policy applies to rental vehicle drivers. Specific driver restrictions (age, licence requirements) not detailed in verified sources.
claim_notification_deadline
Not specified in verified sources.
bonus_malus_rules
Not specified in verified sources for this rental vehicle product.
Policy specifics
Mandatory Third-Party Liability
Mandatory coverage for damages caused to third parties in traffic accidents
Extension of Third-Party Liability Coverage Limits
Optional extension of mandatory third-party liability coverage limits beyond statutory minimums
Roadside Assistance
Roadside assistance service from kilometer 0 for vehicle breakdowns and accidents
Legal Defense
Legal defense services for claims and representation in third-party liability cases
Authorized Workshop Network Repair
Requirement or option to use Seguros Bilbao's authorized workshop network for repairs with preferential conditions