Insurer profile
Alm. Brand Forsikring A/S
Alm. Brand is one of Denmark's oldest and largest non-life insurance groups, founded in 1792. It offers a broad range of insurance products to private individuals, businesses, and agricultural customers across Denmark, operating under the Alm. Brand Group alongside Codan, Privatsikring, and Erhvervssikring.
Source- Legal entity
- Alm. Brand Forsikring A/S
- Headquarters
- Copenhagen, Denmark
- Parent group
- Alm. Brand A/S
- Regulator
- Danish Financial Supervisory Authority (Finanstilsynet)
- Phone
- +45 35 47 47 47
- almbrand@almbrand.dk
- Last verified
- May 1, 2026
Products from Alm. Brand Forsikring A/S
motor
Car Insurance (Liability)
Mandatory third-party motor liability insurance covering damage caused to other persons or their property.
motor
Car Insurance (Comprehensive/Casco)
Comprehensive vehicle insurance covering damage to the insured car from fire, theft, vandalism, and accidents.
motor
Moped/Scooter Insurance
Insurance for mopeds and scooters, including mandatory liability coverage with zero excess.
motor
Camping Trailer Insurance
Insurance for camping trailers covering the trailer itself, its accessories, and contents.
property
House Insurance
Buildings insurance for owner-occupied homes covering fire, storm, water damage, and other perils.
property
Contents Insurance
Home contents insurance covering personal belongings against theft, fire, storm, and sudden damage.
property
Holiday Home Insurance
Insurance for summer houses and allotment gardens, covering buildings and contents.
travel
Travel Insurance
Travel insurance covering medical expenses, luggage, and travel-related incidents at home and abroad.
travel
Cancellation Insurance
Insurance covering prepaid travel costs if a trip must be cancelled due to illness or other covered events.
health
Accident Insurance
Personal accident insurance providing coverage for injury, disability, or death due to accidents.
health
Critical Illness Insurance
Insurance paying a lump sum upon diagnosis of a specified critical illness such as cancer or heart disease.
pet
Dog Insurance
Mandatory dog liability insurance with optional sickness and accident coverage for your dog.
liability
Personal Liability Insurance
Personal liability coverage included in the contents insurance, covering damage caused to third parties.
cyber
Cyber Insurance (ID Protection)
Cyber insurance helping to prevent, detect, and limit identity theft and online fraud.
property
Commercial Building Insurance
Property insurance for commercial buildings, agricultural properties, and residential rental properties.
liability
Commercial Liability Insurance
Business liability insurance covering claims arising from bodily injury or property damage caused by the insured business or its products.
health
Workers' Compensation Insurance
Mandatory workers' compensation insurance covering employees for work-related accidents and occupational diseases.
property
Agricultural Insurance
Comprehensive insurance for farms covering buildings, machinery, livestock, liability, and employee-related risks.
other
Drone Insurance
Liability and comprehensive insurance for drones, covering third-party damage and damage to the drone itself.
property
Commercial Contents / Inventory Insurance
Insurance for business contents, inventory, and equipment against fire, theft, water damage, and other perils.
motor
Commercial Vehicle Insurance
Insurance for commercial vehicles including vans and trucks, covering liability and comprehensive damage.
financial
Legal Expenses Insurance
Legal expenses insurance covering costs of private legal disputes, included in the contents insurance.
Regulatory updates
In H2 2024, Finanstilsynet conducted a functional inspection of both Alm. Brand A/S and Alm. Brand Forsikring A/S, focusing on the calculation of the solvency capital requirement (SCR) at end of Q2 2024. The reports were published in April 2025. The company received orders (påbud) to correct identified issues in their SCR calculations, including market concentration risk grouping and accident concentration risk in the health insurance catastrophe risk sub-module. As of end of Q4 2024, the group's solvency coverage stood at 213%. Additionally, Alm. Brand has applied to Finanstilsynet for an expansion of its Partial Internal Model (PIM), with approval expected in Q3 2025.