Insurer profile
Generali France
Generali France is the French subsidiary of the Italian Assicurazioni Generali group, one of the world's leading insurance and financial services groups. Established in France since 1832 — its oldest foreign presence — it offers a comprehensive range of insurance solutions (health, personal protection, property and liability, motor, savings and asset management) to over 8 million individual, professional and corporate clients through a network of over 800 agencies and intermediaries.
Source- Legal entity
- Generali France
- Headquarters
- Paris, France
- Parent group
- Assicurazioni Generali S.p.A.
- Regulator
- Autorité de Contrôle Prudentiel et de Résolution (ACPR)
- Phone
- +33 1 58 38 81 00
- droitdacces@generali.fr
- Last verified
- May 1, 2026
Products from Generali France
motor
Car Insurance
Comprehensive car insurance offered in three formulas (third-party, extended third-party, all-risk) with optional add-ons such as legal protection and replacement vehicle.
property
Home Insurance (Multirisque Habitation)
Fully customisable multi-risk home insurance for tenants and owners, covering fire, water damage, theft, and optional cover for renewable energy installations or wine cellars.
health
Supplementary Health Insurance (Mutuelle Santé)
Individual supplementary health insurance available in multiple formulas, covering healthcare costs beyond the national health scheme, including dental, optical, hospitalisation and alternative medicine.
health
Senior Health Insurance (Santéis Senior)
Health insurance product specifically tailored for people aged 60 and above, with immediate coverage and no medical screening required.
life
Life Insurance / Savings (L'Épargne Generali Platinium)
Multi-support individual life insurance contract (euros and/or unit-linked funds) for medium- to long-term savings with favourable tax treatment on capital transmission.
financial
Mortgage Loan Insurance (Assurance Emprunteur)
Borrower insurance covering death, disability and incapacity for individuals with a mortgage loan, switchable at any time under the Loi Lemoine.
pet
Pet Insurance (Dog and Cat)
Health insurance for dogs and cats covering veterinary fees, accidents and illness, with several levels of cover to choose from.
property
Pleasure Boat Insurance
Insurance for leisure and pleasure boats, covering hull damage, liability, theft, and rescue/towing assistance.
liability
Legal Protection Insurance
Personal legal protection insurance covering disputes related to housing, consumer rights, road accidents, employment, taxation and digital identity theft.
life
Family Protection Insurance (Generali Protection Famille)
Personal protection contract covering death, disability and accidental risks with additional family assistance services provided by Europ Assistance.
life
Funeral Insurance (Sérénivie)
Pre-arranged funeral insurance contract that organises and finances funeral arrangements in advance, linked to the Choix Funéraire national convention.
health
Dependency Insurance
Insurance covering the financial risks associated with loss of independence (dependency), paying a monthly benefit to fund care costs.
property
Art and Valuables Insurance (Plan Protection Art)
Specialist insurance for art objects and collections, providing tailored near-bespoke coverage for repair or replacement at agreed value.
life
Retirement Savings Plan (PER - Plan d'Épargne Retraite)
Individual retirement savings plan (PER) under the Loi Pacte framework, allowing self-employed workers and professionals to build supplementary retirement income with tax-deductible contributions.
health
Professional Income Protection (Prévoyance Pro)
Professional income protection insurance for self-employed workers and independent professionals, covering work stoppage, disability and death, with Madelin tax deductibility.
property
Professional Multi-Risk Insurance (Multirisque 100% Pro)
Modular business insurance for SMEs and self-employed professionals, covering premises, equipment, business interruption, civil liability and legal protection.
liability
Professional Civil Liability (RC Pro)
Professional civil liability insurance required for liberal professions, tradespeople and service businesses, covering claims by third parties for bodily injury, material damage or financial loss.
health
Collective Employee Health Insurance (Santé Collective Entreprise)
Mandatory group health insurance for company employees, covering medical costs beyond the national health scheme, with the employer contributing at least 50% of premiums.
travel
Travel and Assistance Insurance
Travel insurance and assistance services for individuals and professionals, including medical repatriation, cancellation cover and daily emergency assistance, provided through Europ Assistance.
health
Accidental Risk Insurance (Garantie des Accidents de la Vie)
Personal accident insurance covering serious bodily injuries suffered in everyday life accidents (sports, leisure, domestic), paying compensation for permanent disability or death.
health
School / Children Insurance (Assurance Scolaire)
Insurance for school-age children covering accidents, civil liability and legal protection during school and extracurricular activities.
Regulatory updates
Generali France (including Generali Vie, Generali IARD and Generali Retraite) is supervised by the ACPR, which is the prudential regulator for French insurers. The ACPR's 2025 supervisory priorities include monitoring solvency and liquidity risks in life insurance, ensuring inflation is reflected in non-life liabilities, implementing the DORA regulation on digital operational resilience, overseeing climate risk stress-tests, and enforcing the new ACPR Recommendation 2024-R-03 (in force from 31 December 2025) on the duty of advice and personalised insurance recommendations. Generali Vie filed its 2024 Solvency and Financial Condition Report (SFCR/RSSF) with the ACPR in March 2025. No specific ACPR sanction against Generali France entities was recorded in recent public filings (2024–2025); the most recent ACPR sanction against a Generali entity dates to 2015 (Generali Vie, anti-money-laundering).