Insurer profile
Generali France
Generali France · France
Overview
Generali France is the French subsidiary of the Italian Assicurazioni Generali group. Its French activity dates to 1832, one year after the parent group's founding in Trieste, making it the group's oldest foreign presence. The group's contracts are underwritten via Generali IARD, Generali Vie and Generali Retraite, companies regulated under the French insurance code, offering health, protection, property, liability, motor, savings and asset-management solutions distributed through a nationwide agency network.
Source21
Products in this market
2
Offer pages
Company details
- Parent group
- Assicurazioni Generali S.p.A.
- Regulator
- Autorité de Contrôle Prudentiel et de Résolution (ACPR)
- Phone
- +33 1 58 38 81 00
- [email protected]
Products from Generali France
Property4
Home Insurance (Multirisque Habitation)
Fully customisable multi-risk home insurance for tenants and owners, covering fire, water damage, theft, and optional cover for renewable energy installations or wine cellars.
Pleasure Boat Insurance
Insurance for leisure and pleasure boats, covering hull damage, liability, theft, and rescue/towing assistance.
Art and Valuables Insurance (Plan Protection Art)
Specialist insurance for art objects and collections, providing tailored near-bespoke coverage for repair or replacement at agreed value.
Professional Multi-Risk Insurance (Multirisque 100% Pro)
Modular business insurance for SMEs and self-employed professionals, covering premises, equipment, business interruption, civil liability and legal protection.
Health7
Supplementary Health Insurance (Mutuelle Santé)
Individual supplementary health insurance available in multiple formulas, covering healthcare costs beyond the national health scheme, including dental, optical, hospitalisation and alternative medicine.
Senior Health Insurance (Santéis Senior)
Health insurance product specifically tailored for people aged 60 and above, with immediate coverage and no medical screening required.
Dependency Insurance
Insurance covering the financial risks associated with loss of independence (dependency), paying a monthly benefit to fund care costs.
Professional Income Protection (Prévoyance Pro)
Professional income protection insurance for self-employed workers and independent professionals, covering work stoppage, disability and death, with Madelin tax deductibility.
Collective Employee Health Insurance (Santé Collective Entreprise)
Mandatory group health insurance for company employees, covering medical costs beyond the national health scheme, with the employer contributing at least 50% of premiums.
Accidental Risk Insurance (Garantie des Accidents de la Vie)
Personal accident insurance covering serious bodily injuries suffered in everyday life accidents (sports, leisure, domestic), paying compensation for permanent disability or death.
School / Children Insurance (Assurance Scolaire)
Insurance for school-age children covering accidents, civil liability and legal protection during school and extracurricular activities.
Liability2
Legal Protection Insurance
Personal legal protection insurance covering disputes related to housing, consumer rights, road accidents, employment, taxation and digital identity theft.
Professional Civil Liability (RC Pro)
Professional civil liability insurance required for liberal professions, tradespeople and service businesses, covering claims by third parties for bodily injury, material damage or financial loss.
Life4
Life Insurance / Savings (L'Épargne Generali Platinium)
Multi-support individual life insurance contract (euros and/or unit-linked funds) for medium- to long-term savings with favourable tax treatment on capital transmission.
Family Protection Insurance (Generali Protection Famille)
Personal protection contract covering death, disability and accidental risks with additional family assistance services provided by Europ Assistance.
Funeral Insurance (Sérénivie)
Pre-arranged funeral insurance contract that organises and finances funeral arrangements in advance, linked to the Choix Funéraire national convention.
Retirement Savings Plan (PER - Plan d'Épargne Retraite)
Individual retirement savings plan (PER) under the Loi Pacte framework, allowing self-employed workers and professionals to build supplementary retirement income with tax-deductible contributions.
Regulatory updates
Generali Vie, Generali IARD and Generali Retraite remain supervised by the ACPR, headquartered at 4 Place de Budapest, Paris. Each entity has published its 2025 Solvency and Financial Condition Report (RSSF/SFCR): Generali Vie's and Generali IARD's 2025 reports were approved by their Boards in April 2026, and Generali Retraite's 2025 SFCR was approved on 7 April 2026, alongside similar filings for GFA Caraïbes and Prudence Créole. Generali Vie's 2025 results show life and protection premium activity with net income rising to €476 million. No ACPR sanction specifically targeting a Generali France entity was identified in the 2025–2026 public sanction record; a large ACPR sanction issued in May 2026 (a €20 million fine for breaches of insurance-distribution duty-to-advise rules) concerned Société Générale acting as an insurance intermediary, an unrelated institution.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Generali for the France market, with 24/7 assistance.
Last verified Aug 29, 2026
Travel insurance
travel insurance from Generali for the France market, with online purchase and 24/7 assistance.
Last verified Aug 29, 2026