Pending review

Allianz Deutschland AG

Name: Allianz Deutschland AG Motor third-party liability
Brand: Allianz Deutschland AG
SKU: germany-mtpl-allianz
Availability: InStock

Allianz

Allianz is a motor third-party liability insurance for the Germany market with online purchase and 24/7 assistance.

Last verified Aug 27, 2026Reviewed by: Boleron EUUnderwritten by: Allianz Versicherungs-AG

Online purchase24/7 helpline

Direct payment

Allianz settles justified third-party claims directly and defends against unjustified claims on behalf of the policyholder.

Geographic scope

Europe / European Union

Coverage applies within the geographic boundaries of Europe and in the non-European territories of the European Union.

Starting price

€99

Indicative — pricing assumptions not stated

Unique selling points

Allianz pays up to €100 million for property damage, far above the statutory minimum of €1.22 million.
Bodily injury claims are covered up to €15 million per person, double the statutory minimum of €7.5 million.
The optional RabattSchutz add-on keeps the no-claims class unchanged after one at-fault claim per year.
The Premium Schutzbrief roadside assistance offers doorstep breakdown help with an unlimited number of claims per year.
Focus Money awarded Allianz's motor insurance a "Sehr gut" rating for the fairest price-performance ratio.

Coverage limits

Bodily Injury Liability

€15,000,000

Allianz settles justified third-party bodily-injury claims (e.g. pain and suffering, medical costs, loss of earnings, pensions) up to €15 million, well above the statutory minimum of €7.5 million.

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Property Damage Liability

€100,000,000

The statutory minimum is €1.22 million, but Allianz pays for property damage (repair costs, towing, replacement value, loss of use, environmental damage) up to €100 million.

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Legal Defence (Passive)

No limit stated

Not confirmed for this specific Allianz Versicherungs-AG product in the reviewed sources.

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International Insurance Card (Green Card)

Covered

European coverage applies automatically; for countries outside the EU, the International Insurance Card (Green Card) is required.

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Roadside Assistance (Schutzbrief)

Optional

The Premium Schutzbrief can be added for a fee and provides breakdown assistance from the doorstep, towing, replacement car and overnight-stay costs with an unlimited number of claims per year.

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Driver Accident Protection (Fahrerschutz)

Optional

An optional add-on that covers the driver's own bodily-injury damages (rehabilitation, pain and suffering, loss of earnings) from a self-caused accident, which the base liability policy does not cover for the driver.

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Passenger Accident Cover

Covered

Passengers are already protected as third parties under the Motor Third-Party Liability policy, unlike the driver.

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Key conditions

Territorial scope

Coverage applies within the geographic boundaries of Europe and the non-European territories belonging to the European Union.

Green card rules

European cover is automatic; travel outside the EU requires the International Insurance Card (Green Card) issued by Allianz.

Driver restrictions

The policy assumes private, non-commercial vehicle use; commercial use, racing, or driving without the required license voids or restricts cover, and separate commercial policies are required for business use.

Claim notification deadline

The policyholder must report any claim within one week of becoming aware of it; failure to disclose material facts may reduce or deny coverage.

Bonus-malus rules

Premiums follow the German no-claims class (Schadenfreiheitsklasse) system; with the optional RabattSchutz add-on the no-claims class remains unchanged after one at-fault liability or comprehensive claim per insurance year.