Insurer profile
Poste Vita S.p.A.
Poste Vita S.p.A. is the life insurance company of the Poste Italiane Group, founded in 1999. It is the leader in the Italian life insurance market by premium collection and also operates in the non-life insurance segment through its subsidiary Poste Assicura S.p.A. The group offers life, savings, investment, pension, and protection products distributed through the Poste Italiane branch network.
Source- Legal entity
- Poste Vita S.p.A.
- Headquarters
- Rome, Italy
- Parent group
- Poste Italiane S.p.A.
- Regulator
- IVASS – Institute for the Supervision of Insurance (Istituto per la vigilanza sulle assicurazioni)
- Phone
- +39 06 54 92 41
- infoclienti@postevita.it
- Last verified
- May 1, 2026
Products from Poste Vita S.p.A.
life
Guaranteed Capital Investment Policies (Branch I)
Life insurance investment products linked to a separate management fund that guarantee the return of invested capital at maturity.
life
Multi-Branch Investment Policies (Multi-Ramo)
Multi-branch life insurance investment products combining the benefits of a Branch I separate management with the dynamism of Unit-Linked funds for greater capital diversification.
life
Postaprevidenza Valore – Individual Pension Plan (PIP)
Supplementary pension product (individual pension plan) designed to build a pension fund to integrate the public pension with a revaluable monthly annuity.
life
Postapersona Affetti Protetti – Term Life Insurance
Term life policy that pays a lump sum to beneficiaries in the event of the policyholder's premature death, with a capital up to €1,000,000 and online subscription available up to €300,000.
life
Postapersona Sempre Presente – Long Term Care (LTC) Annuity
Life annuity insurance that pays a monthly lifetime annuity (€500–€2,500) in the event of permanent and total loss of self-sufficiency due to illness or accident.
financial
Posteprotezione Prestito Mio – Personal Loan Protection
Optional insurance covering personal BancoPosta loan holders against the risk of being unable to repay the outstanding debt due to health or employment events.
financial
Posteprotezione Prestito Mio Flessibile – Flexible Loan Protection
Optional insurance tailored to BancoPosta Flexible personal loan holders, protecting against inability to repay due to health or employment events.
financial
Posteprotezione Mutuo – Mortgage Protection
Optional insurance protecting BancoPosta mortgage holders against the risk of death or permanent total disability from accident or illness, covering the outstanding mortgage balance.
property
Poste Vivere Protetti – Modular Home and Personal Insurance
Modular insurance policy covering health/accident, home (fire and theft), civil liability including cyber risks, pet, and critical illness for Poste Vita investment product holders.
travel
Poste Vivere Protetti Viaggi – Travel Insurance Abroad
Modular travel insurance for trips abroad covering medical expenses, assistance, and optional cancellation, baggage, and sports equipment coverage for up to 100 days.
travel
Poste Vivere Protetti Viaggi – Domestic Travel Insurance
Modular travel insurance for domestic trips (Italy, San Marino, Vatican City) covering medical expenses, roadside assistance, and optional cancellation and baggage coverage up to 100 days.
health
Poste Vivere Protetti – Health and Accident Line
Insurance covering risks arising from accident or illness, including medical expense reimbursement and hospitalization daily allowance, within the Poste Vivere Protetti modular offer.
health
Malattia Grave Più – Critical Illness Cover
Critical illness cover exclusively for Poste Vita investment product subscribers, providing a lump sum payment upon first diagnosis of serious illnesses such as stroke, cancer, or motor neurone disease.
pet
Poste Vivere Protetti – Pet Insurance (Domestic Animals Line)
Insurance solutions for damages caused by pets to third parties and reimbursement of veterinary expenses in the event of accident or illness of dogs and cats.
liability
Poste Vivere Protetti – Civil Liability and Cyber Risk
Civil liability coverage protecting the policyholder and family against damages caused to third parties, including risks associated with online browsing.
other
Poste Lavorare Protetti – Business Protection Policy
Modular insurance policy designed by Poste Assicura for businesses and professionals to meet protection needs related to work, health, and liability.
Regulatory updates
Poste Vita S.p.A. is registered in the IVASS register of insurance undertakings and is subject to ongoing IVASS supervision. The Solvency Ratio of the Poste Vita Insurance Group stood at 253% as of 31 December 2022, confirming its financial soundness. The company operates in conformity with ISO 9001 and ISO 37001 standards on Quality and Anti-Corruption. No specific sanctions against Poste Vita were identified in recent public IVASS records. IVASS has been active in 2024–2025 updating regulations on life insurance, insurance arbitration (Insurance Arbitrator operative from 2025), and POG (product oversight and governance) compliance across the Italian insurance market.
Reputation and reviews
3
A Google Maps listing for 'Poste Vita S.P.A.' at Viale Ludwig Van Beethoven, 11, 00144 Roma RM was found via the cybo.com postal directory aggregator showing a score of 3.0. The direct Google Maps URL for this listing could not be confirmed; url is set to null. The score is sourced from the aggregator page.