Insurer profile
ASR Nederland N.V.
ASR Nederland N.V. (a.s.r.) is one of the largest Dutch insurance groups, listed on Euronext Amsterdam, offering non-life, life, income protection, health, funeral, travel, pension, and mortgage products to individuals, self-employed persons, and businesses in the Netherlands. The company traces its roots to 1720 and operates sustainably, investing premiums responsibly.
Source- Legal entity
- ASR Nederland N.V.
- Headquarters
- Utrecht, Netherlands
- Parent group
- ASR Nederland N.V. (beursgenoteerd / publicly listed)
- Regulator
- De Nederlandsche Bank (DNB) – prudential supervision; Authority for the Financial Markets (AFM) – conduct-of-business supervision
- Phone
- +31 30 257 9111
- webcare@asr.nl
- Last verified
- May 2, 2026
Products from ASR Nederland N.V.
motor
Car Insurance (WA – Third-Party Liability)
Mandatory third-party liability car insurance covering damage caused to others with your vehicle.
motor
Car Insurance (WA + Limited Casco / All-Risk)
Comprehensive or limited casco car insurance covering own vehicle damage such as theft, window damage, and collision.
motor
Motorcycle Insurance
Motorcycle insurance with WA, limited casco, or all-risk coverage, including standard cover for riding gear and helmet up to €750.
motor
Moped / Scooter Insurance
Insurance for mopeds and scooters with WA or casco coverage options.
motor
Camper / Motorhome Insurance
Insurance for campervans and motorhomes with WA, limited casco, or all-risk coverage.
motor
Oldtimer Insurance (Car & Motorcycle)
Specialized insurance for classic cars and motorcycles with WA or casco options.
property
Home Contents Insurance
Insurance covering personal belongings in your home, garden, and storage space against damage, theft, or fire.
property
Home Building Insurance
Insurance covering the structure of your home against damage from fire, storm, water, and other perils.
liability
Personal Liability Insurance
Insurance covering accidental damage caused by you or your family members to third parties or their property.
liability
Legal Assistance Insurance
Insurance providing legal assistance and covering legal costs in disputes for private individuals.
health
Accident Insurance
Insurance paying out a lump sum or benefit in the event of permanent disability or death due to an accident.
travel
Continuous Travel Insurance
Annual travel insurance covering medical costs, luggage, cancellation, and emergency assistance during trips abroad.
travel
Short-Term Cancellation Insurance
Short-term insurance covering trip cancellation costs due to unforeseen circumstances before departure.
travel
Short-Term Travel Insurance
Single-trip travel insurance for one-off journeys covering medical costs and assistance.
health
Basic Health Insurance
Mandatory Dutch basic health insurance providing coverage for essential medical care.
health
Supplementary Health Insurance
Optional supplementary health insurance covering care not included in the basic health package, such as dental and physiotherapy.
health
Dental Insurance
Supplementary dental insurance covering dental treatments not reimbursed by the basic health plan.
life
Term Life Insurance (Overlijdensrisicoverzekering)
Term life insurance paying a lump sum to beneficiaries upon the insured's death within the policy term.
life
Funeral Insurance
Whole-life funeral capital insurance guaranteeing a flexible payout upon death to cover funeral costs.
life
Investment-linked Life Insurance
Life insurance combined with investment in funds, building capital for the future.
life
Annuity Insurance (Lijfrente)
Insurance providing periodic income payments, typically as a supplement to AOW pension.
health
Disability Insurance for Self-Employed (AOV)
Income protection insurance for self-employed persons in case of inability to work due to illness or accident.
other
Employee Pension (Werknemerspensioen / Doenpensioen)
Group pension products for employers and employees, including Doenpensioen and Cappital pension.
other
Boat Insurance
Insurance for boats and vessels covering third-party liability and optional casco damage on Dutch inland waters.
other
Caravan Insurance
Insurance for caravans and folding trailers covering WA liability and optional casco damage.
health
Occupant Accident Insurance (Inzittendenverzekering)
Accident insurance for vehicle occupants paying out in case of personal injury or death in a car accident.
financial
Mortgage (ASR Hypotheek)
Home mortgage product combining features from both former Aegon and a.s.r. mortgage offerings.
property
Business Package Insurance (Zakelijk Voordeelpakket)
Package of commercial insurance products for businesses including vehicle, property, and liability coverage with a multi-policy discount.
Regulatory updates
In September 2025, Standard & Poor's upgraded the credit ratings of ASR Nederland N.V. and its core subsidiaries (ASR Levensverzekering N.V. and ASR Schadeverzekering N.V.) to A+ (stable), citing a strong financial risk profile and solid capital position. DNB also approved a.s.r.'s Partial Internal Model (PIM) for Solvency II capital requirements for ASR Levensverzekering N.V. A.s.r. holds active licenses from both DNB and AFM. Both ASR Schadeverzekering N.V. and ASR Levensverzekering N.V. operate under Solvency II authorizations (converted from Wft licenses in 2016). The Dutch insurance sector, including a.s.r., is preparing for the Solvency II revision entering into force in January 2027.