Trust Insurance Cyprus
Trust Insurance Cyprus is a motor third-party liability insurance for the CY market with no online purchase and 24/7 assistance.
Άμεση πληρωμή
No direct payment information explicitly stated for MTPL. Claims must be submitted through Trust Insurance agents or via the online claims form. Roadside assistance is dispatched directly by calling 7777 8107.
Geographic scope
CY
Cyprus (excluding areas not under effective government control) and all EU/EEA member states and states signatory to Part III of the Unified Agreement (Green Card system)
Μοναδικά πλεονεκτήματα
- Two customisable additional coverage packages available at no extra cost on top of the mandatory MTPL base policy.
- 24/7 roadside and accident assistance hotline (7777 8107) included, covering flat tyres, dead batteries, fuel delivery, and towing to the workshop of the insured's choice.
- Free 'If You Drink, Don't Drive' safe ride home service included across all policies, callable at 7777 8107 for policyholders who have been drinking or face a medical emergency.
- Over 34 years of experience in the Cyprus insurance market, with branches in Nicosia, Limassol, Paralimni, Paphos, and Larnaca for local in-person support.
- Policy covers owners of private cars, commercial vehicles, motorbikes, and buses under a single standardised MTPL product with no vehicle class restriction.
Όρια κάλυψης
Σωματικές βλάβες
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Current Cyprus statutory minimum under Law 96(I)/2000 as amended by Law 167(I)/2023 and aligned with EU Directive 2021/2118. Supersedes the older EUR 33,540,000 figure which reflects a prior statutory period.
Υλικές ζημιές
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Current Cyprus statutory minimum. Supersedes the older EUR 1,120,000 figure.
Νομική προστασία
Covered
No specific legal defence costs coverage confirmed in Trust Insurance Cyprus MTPL product documentation found via web search. This coverage is not prominently disclosed on Trust's MTPL product pages and no IPID PDF for Trust's MTPL was publicly retrievable. Status remains unconfirmed.
Green Card / International Motor Insurance Certificate
Covered
Since the vehicle is registered in the Republic of Cyprus, the policy covers the insured in all EU member states and states signatory to Part III of the Unified Agreement (Green Card system). The Green Card is the international motor insurance certificate confirming valid cover abroad. Since January 2025, a digital Green Card displayed on a phone is legally valid.
Οδική βοήθεια
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Roadside assistance via 7777 8107 is stated as included across all Trust Insurance motor policies, including MTPL. The 'If You Drink, Don't Drive' free ride-home service is also included in all policies at no extra cost.
Driver Personal Accident
Excluded
The MTPL policy explicitly does not cover personal injuries to the driver. Trust Insurance recommends purchasing an additional Personal Accident Insurance policy for this coverage.
Passenger Personal Accident
Excluded
Personal accident coverage for passengers is not included in the standard MTPL product. Passengers are covered as third parties for bodily injury liability but the insured/driver's own passengers as first-party accident beneficiaries are not covered under this policy. Additional Personal Accident Insurance is recommended.
Βασικές προϋποθέσεις
territorial_scope
Coverage applies in Cyprus (excluding areas not under effective control of the Republic of Cyprus) and in all EU/EEA member states and countries signatory to Part III of the Unified Agreement (Green Card system). When using the vehicle abroad, the insured must immediately inform the Company of the destination country, reason for the trip, and duration of absence.
green_card_rules
The Green Card is an International Motor Insurance Certificate that proves valid cover when driving abroad. Cyprus-registered vehicles are automatically covered in all EU countries. For non-EU Green Card system countries, a physical or digital Green Card must be obtained from the insurer. Since January 2025, a digital Green Card displayed on a phone screen is legally valid as an alternative to a printed card.
driver_restrictions
Named drivers must be aged 23–70 and hold a valid driving licence issued more than two years prior. Up to 4 named drivers are permitted under the policy. Any driver between age 23–70 who holds a driving licence issued more than two years prior may also be covered to drive the same or similar type of vehicle. A Cyprus, European, or international driving licence is accepted.
claim_notification_deadline
In the event of an occurrence that may give rise to a claim, the insured must contact the insurer immediately at the telephone number indicated in the insurance policy. In the event of major damage or injury, the insured must contact the Police by dialling the Emergency Line 112.
bonus_malus_rules
Cyprus requires insurers to apply a bonus-malus (merit-rating) system for motor insurance premiums, but there is no centrally legislated uniform scale. Each insurer sets its own bonus-malus criteria and discount/loading rates. Trust Insurance applies its own merit-rating scale; specific rates and thresholds are not published on the official product page.
Λεπτομέρειες ασφαλιστηρίου
Named Drivers Limitation
Policy allows up to 4 named drivers aged 23-70 with more than two years driving experience and valid driving license
Additional Coverage Packages
Two available Additional Coverage packages offered as optional extensions to the mandatory Third Party Liability Insurance at no extra cost
If You Drink, Don't Drive
Free safe ride home service offered to policy holders who have been drinking or have an emergency medical problem
Immobilised Vehicle Transport
In case vehicle is immobilized, road assistance will arrange transportation to workshop of customer's choice
Emergency Contact Requirement
In case of major damage or injury, policy holders must contact the Police by dialling Emergency Line 112