Insurer profile
GARANTA Versicherungs-AG Österreich (Austrian branch of GARANTA Versicherungs-AG, Nürnberg, Germany)
GARANTA Versicherungs-AG Österreich (Austrian branch of GARANTA Versicherungs-AG, Nürnberg, Germany) · Austria
Overview
GARANTA Versicherungs-AG Österreich is the Austrian branch of the German GARANTA Versicherungs-AG, active in Austria since 1989 as a specialist motor insurer working mainly through car dealership partners; it is part of the NÜRNBERGER Versicherung group, which itself was acquired by Vienna Insurance Group in 2026.
Source19
Products in this market
1
Offer pages
Company details
- Parent group
- NÜRNBERGER Versicherung (now part of Vienna Insurance Group); Austrian business being transferred to DONAU Versicherung AG Vienna Insurance Group
- Regulator
- Austrian Financial Market Authority (FMA)
- Phone
- +43 662 2426
- [email protected]
Products from GARANTA Versicherungs-AG Österreich (Austrian branch of GARANTA Versicherungs-AG, Nürnberg, Germany)
Motor
Motor Third-Party Liability Insurance
Mandatory motor liability insurance covering third-party claims, with cover up to €20 million and bonus-malus grading.
Comprehensive (Full) Casco Insurance
Comprehensive motor cover including damage from self-caused accidents and vandalism, with grading up to Super-Bonus level 5.
Partial Casco Insurance
Partial casco cover for theft, storm, hail, wildlife collisions, fire and glass breakage, with optional deductible variants.
Used Car Casco Insurance
Casco cover tailored to newly purchased used vehicles up to five years old.
Vehicle Occupant Accident Insurance
Accident insurance for all vehicle occupants regardless of fault, extending beyond mandatory motor liability cover.
Motorcycle Insurance
Liability and casco insurance solutions tailored to motorcycles.
Classic Car Insurance TopKlassik
Specialised liability and casco insurance tariff for historic and classic vehicles.
Property
GARANTA Spezial-Schutz (Dealership Package Cover)
Bundled commercial insurance package for car dealerships covering fire, burglary, natural hazards, electronics, machinery and business interruption.
Insurance Cover for Car Dealerships
Insurance solutions protecting motor trade businesses against operational and property damage risks.
Household and Home Insurance
Household and homeowner insurance covering fire, lightning, natural hazards, water damage, burglary, theft, robbery and glass breakage.
Liability
Traffic Legal Protection Insurance
Legal protection insurance for drivers and passengers, combinable with motor liability and/or casco cover, underwritten by NRV.
Importers' Legal Protection
Legal protection insurance for vehicle brand importers with cover of up to €250,000 per case.
Business Liability Protection
Business liability insurance tailored to car dealerships and related automotive trade businesses.
Travel
Mountain Protection Short-Term Insurance
Short-term insurance (1 to 7 days) covering mountain rescue, helicopter recovery and hospital transport costs for leisure accidents in the Austrian mountains.
Start and Entry Fee Insurance
Cancellation cover reimbursing paid start/entry fees for sports events if the participant cannot attend due to illness or accident.
Regulatory updates
In August 2026 the FMA published a notice regarding a planned full portfolio transfer (Bestandübertragung) of the entire insurance book of GARANTA Versicherungs-AG Österreich to DONAU Versicherung AG Vienna Insurance Group, following VIG's acquisition of GARANTA's German parent NÜRNBERGER Versicherung (completed May 2026); policyholders in Austria have a statutory right of termination under the VAG. DONAU announced in July 2026 that it will take over the GARANTA brand and its roughly 930 car-dealership distribution partners in Austria, with closing expected in summer 2026. Earlier, in March 2025, GARANTA had already ended new motor and accident insurance business sold through brokers and agents, focusing exclusively on its core dealership sales channel.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from GARANTA for the Austria market.
Last verified Aug 26, 2026