Insurer profile
P&V Assurances - P&V Verzekeringen CV
P&V is a 100% Belgian cooperative insurance group founded in 1907, offering a wide range of life and non-life insurance products to individuals, self-employed persons, businesses and institutions through a network of exclusive agents across Belgium.
Source- Legal entity
- P&V Assurances - P&V Verzekeringen CV
- Headquarters
- Brussels, Belgium
- Parent group
- P&V Groep / Groupe P&V
- Regulator
- National Bank of Belgium (NBB) – prudential supervision; Financial Services and Markets Authority (FSMA) – conduct supervision
- Phone
- +32 2 210 95 80
- mail@pvgroup.be
- Last verified
- May 9, 2026
Products from P&V Assurances - P&V Verzekeringen CV
motor
Car Insurance – Third-Party Liability (BA Auto)
Mandatory third-party liability car insurance covering damage caused to third parties, including bodily injury and property damage.
motor
Car Insurance – Omnium / Mini-Omnium (Casco)
Full or partial comprehensive car insurance (omnium or mini-omnium) covering material damage to the insured vehicle regardless of fault.
motor
Motorcycle Insurance (BA Moto)
Mandatory third-party liability insurance for motorcycles, with optional casco, rider protection, and assistance cover.
motor
Bicycle Insurance
Insurance for bicycles covering theft, material damage, and optional personal accident and legal protection.
motor
Motorhome Insurance
Insurance for motorhomes covering third-party liability and optional comprehensive cover, valid in Belgium and worldwide.
property
Fire and Home Insurance (Brandverzekering)
Home insurance covering fire, storm, theft, water damage, and other perils for owners and tenants, with a unique option to self-repair or use P&V's network.
liability
Family Liability Insurance (Familiale Verzekering)
Personal liability insurance protecting the insured and their family members against financial consequences of accidental damage caused to third parties.
health
Personal Accident Insurance (Ongevallenverzekering)
Accident insurance covering medical expenses and income loss due to accidents during leisure time, for individuals and families.
liability
Legal Protection Insurance (Rechtsbijstand)
Legal protection insurance providing administrative and legal assistance after accidents or disputes, underwritten by Arces, P&V's independent legal protection specialist.
life
Term Life Insurance (Overlijdensverzekering)
Life insurance that pays a lump sum to beneficiaries in the event of the insured's death, with flexible amount and duration chosen by the policyholder.
life
Pension Savings Insurance (Pensioensparen)
Tax-advantaged pension savings insurance allowing individuals to build up supplementary retirement capital.
financial
Long-Term Savings Insurance (Langetermijnsparen)
Long-term savings insurance (Branch 21) that builds supplementary pension capital with tax benefits, combinable with pension savings.
financial
Savings Bond / Insurance Bond (Verzekeringsbon)
Branch 21 savings insurance with a guaranteed interest rate over a fixed term, as an alternative to a savings account.
financial
Investment Insurance – P&V Funds (Beleggingsverzekering)
Branch 23 unit-linked investment insurance (P&V Funds) offering the potential for higher returns over the long term.
financial
Mortgage Loan (Hypothecair Krediet)
Mortgage loan with a fixed interest rate and terms up to 40 years, offered by P&V for purchasing, building or renovating a home.
liability
Business Liability Insurance (BA Onderneming)
Commercial general liability insurance for self-employed and SMEs covering bodily injury, material and immaterial damage caused to third parties.
property
Commercial Property Insurance (P&V Ideal Property)
Commercial property insurance covering the business premises and contents against fire, storm, theft, machinery breakdown, and business interruption.
health
Work Accident Insurance (Arbeidsongevallenverzekering)
Mandatory employer's workplace accident insurance covering employees for accidents at work and on the way to and from work.
life
Group Insurance / Pension Plan for Employees (Groepsverzekering)
Group pension savings insurance for employers to build supplementary retirement capital for their employees.
life
Self-Employed Pension Insurance – VAPZ / PLCI
Tax-advantaged supplementary pension insurance for self-employed persons (VAPZ/PLCI), offering fiscal deductibility of premiums.
life
Individual Pension Commitment via Company (IPT / EIP)
Pension savings insurance for self-employed directors via their company (IPT/EIP), allowing supplementary pension capital to be built up with company contributions.
health
Income Protection Insurance for Self-Employed (Arbeidsongeschiktheid)
Income and turnover protection insurance for self-employed persons in case of incapacity due to illness or accident.
property
Combined Fire Insurance for Institutions (Gecombineerde Brandverzekering)
Combined fire insurance for public and social sector institutions covering property and contents against fire, storm, theft, water damage and more.
property
All Risks Insurance (Verzekering Alle Risico's Behalve)
All-risks (except) property insurance for institutions covering material damage from any non-excluded risk.
cyber
Electronics All Risks Insurance (Alle Risico's Elektronica)
All-risks electronics insurance for institutions covering computer and electronic equipment against material damage and theft.
liability
Public Sector Liability Insurance (BA Overheidsinstellingen)
Civil liability insurance for public institutions covering material, immaterial and bodily damage arising from all activities related to their main activity.
liability
Directors and Officers Liability (BA Bestuurder)
Directors and officers liability insurance covering the personal liability of board members and managers for their activities in the private or public sector.
liability
Combined School Insurance (Gecombineerde Schoolverzekering)
Comprehensive insurance package tailored for schools and childcare centres, covering liability and accidents.
travel
Travel Insurance (Reisverzekering)
Travel insurance covering accidents, medical emergencies, and assistance while travelling, as referenced in the product information documents on the P&V website.
Regulatory updates
On 17 June 2025, the FSMA published an agreed settlement involving P&V Verzekeringen (together with AG Insurance, Allianz Benelux, and AXA Belgium), requiring payment of €200,000. P&V Verzekeringen is registered under FSMA authorization code 0058. An earlier agreed settlement with P&V Verzekeringen CV was also published by FSMA in May 2020.
Reputation and reviews
Verified offer pages
Motor casco
P&V is a motor casco insurance for the BE market with no online purchase and 24/7 assistance.
Last verified May 9, 2026
Motor third-party liability
P&V is a motor third-party liability insurance for the belgium market with no online purchase and 24/7 assistance.
Last verified May 9, 2026
Travel insurance
P&V is a travel insurance for the BE market with no online purchase and 24/7 assistance.
Last verified May 9, 2026