Insurer profile
P&V Assurances - P&V Verzekeringen CV
P&V Assurances - P&V Verzekeringen CV · Belgium
Overview
P&V is a 100% Belgian cooperative insurance group founded in 1907, offering a wide range of life and non-life insurance products to individuals, self-employed persons, businesses and institutions through a network of exclusive agents across Belgium.
Source29
Products in this market
3
Offer pages
Company details
- Parent group
- P&V Groep / Groupe P&V
- Regulator
- National Bank of Belgium (NBB) – prudential supervision; Financial Services and Markets Authority (FSMA) – conduct supervision
- Phone
- +32 2 210 95 80
- [email protected]
Products from P&V Assurances - P&V Verzekeringen CV
Motor5
Car Insurance – Third-Party Liability (BA Auto)
Mandatory third-party liability car insurance covering damage caused to third parties, including bodily injury and property damage.
Car Insurance – Omnium / Mini-Omnium (Casco)
Full or partial comprehensive car insurance (omnium or mini-omnium) covering material damage to the insured vehicle regardless of fault.
Motorcycle Insurance (BA Moto)
Mandatory third-party liability insurance for motorcycles, with optional casco, rider protection, and assistance cover.
Bicycle Insurance
Insurance for bicycles covering theft, material damage, and optional personal accident and legal protection.
Motorhome Insurance
Insurance for motorhomes covering third-party liability and optional comprehensive cover, valid in Belgium and worldwide.
Property5
Fire and Home Insurance (Brandverzekering)
Home insurance covering fire, storm, theft, water damage, and other perils for owners and tenants, with the option to self-repair or use P&V's network.
Commercial Property Insurance (P&V Ideal Property)
Commercial property insurance covering the business premises and contents against fire, storm, theft, machinery breakdown, and other risks.
Combined Fire Insurance for Institutions (Gecombineerde Brandverzekering)
Combined fire insurance for public and social sector institutions covering property and contents against fire, storm, theft, water damage and more, including solar panel cover.
All Risks Insurance (Verzekering Alle Risico's Behalve)
All-risks (except) property insurance for institutions covering material damage from any non-excluded risk.
Electronics All Risks Insurance (Alle Risico's Elektronica)
All-risks electronics insurance for institutions covering computer and electronic equipment against material damage and theft.
Health3
Personal Accident Insurance (Ongevallenverzekering)
Accident insurance covering medical expenses and income loss due to accidents during leisure time, for individuals and families.
Work Accident Insurance (Arbeidsongevallenverzekering)
Mandatory employer's workplace accident insurance covering employees for accidents at work and on the way to and from work.
Income Protection Insurance for Self-Employed (Gewaarborgd Inkomen)
Income and turnover protection insurance for self-employed persons in case of incapacity due to illness or accident.
Liability6
Family Liability Insurance (Familiale Verzekering)
Personal liability insurance protecting the insured and their family members against financial consequences of accidental damage caused to third parties.
Legal Protection Insurance (Rechtsbijstand)
Legal protection insurance providing administrative and legal assistance after accidents or disputes, underwritten by Arces, P&V's independent legal protection specialist.
Business Liability Insurance (BA Onderneming)
Commercial general liability insurance for self-employed and SMEs covering bodily injury, material and immaterial damage caused to third parties.
Public Sector Liability Insurance (BA Overheidsinstellingen)
Civil liability insurance for public institutions covering material, immaterial and bodily damage arising from all activities related to their main activity.
Directors and Officers Liability (BA Bestuurder)
Directors and officers liability insurance covering the personal liability of board members and managers for their activities in the private or public sector.
Combined School Insurance (Gecombineerde Schoolverzekering)
Comprehensive insurance package tailored for schools and childcare centres, covering liability and accidents.
Life5
Term Life Insurance (Overlijdensverzekering)
Life insurance that pays a lump sum to beneficiaries in the event of the insured's death, with flexible amount and duration chosen by the policyholder.
Pension Savings Insurance (Pensioensparen)
Tax-advantaged pension savings insurance allowing individuals to build up supplementary retirement capital.
Group Insurance / Pension Plan for Employees (Groepsverzekering)
Group pension savings insurance for employers to build supplementary retirement capital for their employees.
Self-Employed Pension Insurance – VAPZ / PLCI
Tax-advantaged supplementary pension insurance for self-employed persons (VAPZ/PLCI), offering fiscal deductibility of premiums, including a 'Sociaal VAPZ' variant.
Individual Pension Commitment via Company (IPT / EIP)
Pension savings insurance for self-employed directors via their company (IPT/EIP), allowing supplementary pension capital to be built up with company contributions.
Financial3
Long-Term Savings Insurance (Langetermijnsparen)
Long-term savings insurance (Branch 21) that builds supplementary pension capital with tax benefits, combinable with pension savings.
Savings Bond / Insurance Bond (Verzekeringsbon)
Branch 21 savings insurance with a guaranteed interest rate over a fixed term, as an alternative to a savings account.
Investment Insurance – P&V Funds (Beleggingsverzekering)
Branch 23 unit-linked investment insurance (P&V Funds) offering the potential for higher returns over the long term.
Regulatory updates
On 18 May 2026, the FSMA published a new agreed settlement with P&V Assurances SC consisting of a payment of €150,000 and publication by name on the FSMA website. This follows an earlier agreed settlement published on 17 June 2025 involving P&V Verzekeringen (together with AG Insurance, Allianz Benelux, and AXA Belgium) for €200,000, and an even earlier one in May 2020. P&V Assurances/Verzekeringen is registered under FSMA authorization code 0058 and is supervised prudentially by the National Bank of Belgium.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from P&V for the Belgium market, with online purchase and 24/7 assistance.
Last verified Aug 26, 2026
Motor third-party liability
motor third-party liability insurance from P&V for the Belgium market, with online purchase and 24/7 assistance.
Last verified Aug 26, 2026
Travel insurance
travel insurance from P&V for the Belgium market.
Last verified Aug 26, 2026