Insurer profile
NN Životní pojišťovna N.V., branch for the Czech Republic
NN is a leading life insurance and pension provider in the Czech Republic, operating since 1991 as the first foreign insurer after the fall of communism. It is a branch of the Dutch NN Životní pojišťovna N.V. (part of NN Group N.V.) and holds a 9.4% market share in Czech life insurance. It offers risk and investment life insurance, long-term care insurance, and supplementary pension savings.
Source- Legal entity
- NN Životní pojišťovna N.V., branch for the Czech Republic
- Headquarters
- Prague, Czech Republic
- Parent group
- NN Group N.V.
- Regulator
- Czech National Bank (CNB)
- Phone
- +420 244 090 800
- dotazy@nn.cz
- Founded
- 1991
- Last verified
- May 13, 2026
Products from NN Životní pojišťovna N.V., branch for the Czech Republic
life
NN Život – Risk Life Insurance
Modular risk life insurance covering death, disability, serious illness, accident, and hospitalisation for individuals and families.
life
NN Orange Risk – Premium Risk Life Insurance
Premium risk life insurance with guaranteed definitions of disability and long-term care, covering death, serious illness, disability, and long-term care with no administration fees.
life
NN Orange Invest – Investment Life Insurance
Unit-linked life insurance combining risk protection with investment in three fund strategies (conservative, balanced, dynamic index) at minimal cost.
life
NN Orange Bonus – Investment Life Insurance
Flexible investment life insurance offering risk protection with a savings component and the option to return risk premiums every 10 years.
life
NN Orange Benefit – Investment Life Insurance
Investment life insurance combining death, disability, long-term care, and investment in one fully tax-deductible product.
health
Long-Term Care Insurance (NN Care)
Standalone long-term care insurance providing monthly benefits in cases of loss of self-sufficiency at degree I–IV, with tax-deductible option for degree III–IV (lifetime annuity).
financial
Supplementary Pension Savings (DPS)
State-supported supplementary pension savings with three fund options (conservative, balanced, growth), eligible for state contributions and tax deductions.
financial
Pension Savings (Old-style – Transformed Fund)
Legacy pension savings product (transformed fund) with a capital guarantee, no longer open to new contracts but maintained for existing participants.
Regulatory updates
As an EEA branch, NN Životní pojišťovna N.V. is primarily regulated by the Dutch supervisor (DNB/AFM), while the Czech National Bank (CNB) exercises supplementary supervision in the Czech Republic. In 2024–2025, the CNB intensified its oversight of pension companies (capital adequacy, interest-rate risk) and implemented DORA (Digital Operational Resilience Act) requirements effective January 2025. In July 2025, the 'flotilová novela' (fleet amendment) entered into force, tightening distribution rules for group insurance. No specific enforcement actions against NN were publicly announced by the CNB in this period.