Finland

Chubb European Group SE is an international non-life insurance company and part of Chubb Limited, one of the world's largest insurance groups. It has operated in Finland since 1993, offering personal supplementary insurance (accident, critical illness, life) as well as commercial lines products, from its Helsinki branch office.

Europ Assistance is a French assistance and travel insurance company, part of the Generali Group, founded in 1963 as the pioneer of the assistance service concept. It does not have a local subsidiary in Finland; instead it operates on a cross-border basis and via its Irish branch (Europ Assistance S.A., Irish Branch), providing travel insurance and assistance benefits embedded in payment cards (e.g. American Express) and travel bookings sold to Finnish residents. In 2026 the group began rebranding globally as 'Redion'.

Fennia Mutual Insurance Company is a Finnish, customer-owned (mutual) non-life insurer founded in 1882, offering statutory and voluntary insurance products to private households, entrepreneurs, and companies of all sizes. It is managed on the principle of mutuality, meaning clients are the owners. The Fennia Group also includes Fennia Life, specialising in voluntary life, pension, and savings insurance.

If P&C Insurance is the largest non-life insurer in the Nordic region, operating in Finland as a branch of the Swedish parent IF P&C Insurance Ltd (publ). The company offers a comprehensive range of personal, commercial, and industrial insurance products and is owned by Finnish Sampo plc.

LähiTapiola (LocalTapiola) is a Finnish mutual group of companies owned by its customers, formed in 2013 from the merger of Lähivakuutus and Tapiola. It serves over 1.6 million private, farm, entrepreneur, and corporate customers through 19 regional mutual insurance companies and around 200 offices across Finland, offering non-life, life, and pension insurance as well as investment and savings services.

Mandatum is a major Finnish financial services provider combining expertise in asset and wealth management and life insurance. Its roots date back to 1874 when Kaleva was founded. Mandatum Life Insurance Company Limited offers wealth management, compensation and reward solutions, pension solutions, and personal risk insurance services for private and corporate clients. Mandatum plc has been listed on Nasdaq Helsinki since October 2023 following its spin-off from Sampo Group.

Nordea Life Assurance Finland Ltd and Nordea Insurance Finland Ltd are Finnish insurance companies and part of the Nordea Group, the largest financial services group in the Nordic region. They offer personal insurance products including life, critical illness, disability, health, and investment insurance, distributed through Nordea Bank Abp as agent.

Pohjantähti is a Finnish mutual non-life insurance company headquartered in Hämeenlinna, founded in 1895. It serves personal and business customers through nearly 30 offices across Finland, offering a full range of home, motor, life, health, pet, forestry and business insurance products, and is owned by its policyholders.

Pohjola Insurance Ltd is Finland's leading non-life insurer, part of OP Financial Group, offering vehicle, home, property, health, travel, and corporate insurance to over 2.5 million private and corporate customers. Officially renamed from OP Insurance Ltd to Pohjola Insurance Ltd on 1 June 2019.

<cite index="1-1,1-6">POP Vakuutus (POP Insurance) is the fastest growing insurance company in Finland, which operates mainly online but also by phone, and is Finnish P&C Insurance Ltd.'s brand name.</cite> <cite index="9-1,9-2">Suomen Vahinkovakuutus Oy is a modern Finnish non-life insurance company that produces insurance services tailored to the POP Vakuutus brand, founded directly into the digital world and starting operations in 2012.</cite> <cite index="9-5,9-6,9-7">The company currently has over 200,000 customers and more than 120 employees, and is jointly owned by the LähiTapiola and POP Pankki groups, with LähiTapiola holding majority ownership.</cite>

Turva Mutual Insurance Company is a Finnish nationwide mutual non-life insurance company owned by its policyholders. Founded in 1910 in Tampere, it offers a full range of non-life insurance products to households, trade union members, associations and SMEs, and also intermediates LähiTapiola Group's voluntary life and pension insurance products.