Insurer profile
Pohjola Insurance Ltd
Pohjola Insurance Ltd · Finland
Overview
Pohjola Vakuutus Oy is a Finnish insurance company founded in 1891 and part of OP Group, providing non-life insurance services to personal, corporate and institutional customers.
Source27
Products in this market
1
Offer pages
Company details
- Parent group
- OP Financial Group (OP Osuuskunta)
- Regulator
- Financial Supervisory Authority (FIN-FSA)
- Phone
- +358 303 0303
- [email protected]
Products from Pohjola Insurance Ltd
Motor4
Motor Third Party Liability Insurance (Traffic Insurance)
Mandatory statutory third-party liability insurance for all motor vehicles, covering personal injury and property damage caused to third parties.
Partial Casco Insurance (Osakasko)
Voluntary partial casco insurance covering fire, theft, and animal collision damage to the insured vehicle.
Light Casco Insurance (Kevytkasko)
Mid-level voluntary casco insurance extending partial casco coverage with additional protection including collision and parking damage.
Super Casco Insurance (Superkasko)
Comprehensive casco insurance for newer vehicles providing the broadest coverage including windscreen, parking damage, and redemption benefit.
Property10
Home Insurance
Insurance for the home and household contents covering fire, water damage, theft and other damage.
Leisure Cottage Insurance (Mökkivakuutus)
Insurance for summer cottages and leisure properties covering fire, storm, water and other damage.
Boat Insurance (Venevakuutus)
Insurance for boats and watercraft covering damage, theft, and liability while boating.
Forest Insurance (Metsävakuutus)
Insurance covering forest and timber assets against storm, fire, snow damage and other losses.
Special Corporate Insurance (Compact Package)
All-in-one insurance package for small businesses covering property, liability and interruption based on company net sales.
Corporate Property Insurance
Covers fixed and movable assets of companies against fire, burglary, water damage, and other property losses.
Real Estate Insurance
Comprehensive insurance for company real estate covering buildings of all types up to their full or agreed value.
Equipment Insurance
Covers company equipment carried by employees against sudden and unforeseeable damage or loss, valid worldwide.
Asset Risk Insurance
All-risks type insurance protecting a company's immovable and movable assets against a broad range of unforeseen risks.
Housing Company Insurance
Comprehensive insurance protecting housing companies against property damage and liability claims.
Health6
Personal Accident Insurance
Covers costs and disability arising from accidents, including sports injuries and other sudden unforeseeable events.
Child Insurance (Lapsivakuutus)
Accident and illness insurance for children providing compensation for treatment costs, disability, and hospital stays.
Baby Insurance (Vauvavakuutus)
Comprehensive insurance for newborns covering accidents, illnesses, and congenital conditions from birth.
Medical Expenses Insurance (Sairaskuluvakuutus)
Covers medical treatment costs for illnesses and accidents, reducing out-of-pocket healthcare expenses.
Critical Illness Insurance (Vakavan sairauden vakuutus)
Issued by OP Life Assurance Company Ltd, pays a lump sum upon diagnosis of a serious illness such as cancer, heart attack, or stroke.
Workers' Compensation Insurance (Työtapaturmavakuutus)
Statutory insurance covering employees for accidents at work, on the commute, and occupational diseases.
Travel3
Travel Insurance (Matkavakuutus)
Covers illness, accidents and emergency assistance when travelling abroad or domestically, available as continuous or single-trip cover.
Baggage Insurance (Matkatavaravakuutus)
Covers loss of, theft of, or damage to personal belongings carried during travel.
Domestic Travel Insurance (Kotimaan matkavakuutus)
Continuous travel insurance valid for domestic trips within Finland.
Regulatory updates
On 7 September 2023, FIN-FSA issued a public warning to Pohjola Insurance Ltd for failing to comply with statutory time limits under the Workers' Compensation Act and for inadequate internal control in its claims function, covering the period 2019-2022. More recently, FIN-FSA's ongoing supervisory work has assessed insurance and pension sector preparedness for extreme market conditions, focusing on solvency management, stress testing, liquidity management and asset-liability management, as part of continuous supervision applicable to the sector including Pohjola.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from Pohjola for the Finland market, with online purchase and 24/7 assistance.
Last verified Aug 29, 2026