Insurer profile
Aéma Groupe (Société de Groupe d'Assurance Mutuelle - SGAM)
Aéma Groupe is a French mutual insurance group (SGAM) formed from the merger of Macif and Aésio Mutuelle, later joined by Abeille Assurances (formerly Aviva France) and the asset manager Ofi Invest.
Source- Legal entity
- Aéma Groupe (Société de Groupe d'Assurance Mutuelle - SGAM)
- Headquarters
- Issy-les-Moulineaux, France (Tour Keïko, 127-129 Quai du Président Roosevelt)
- Regulator
- Autorité de Contrôle Prudentiel et de Résolution (ACPR)
- Phone
- +33 5 49 09 43 21
- Founded
- 2021
- Last verified
- Aug 29, 2026
Products from Aéma Groupe (Société de Groupe d'Assurance Mutuelle - SGAM)
motor
Motor insurance (via group brands)
Aéma Groupe covers auto insurance needs through its brands, offering coverage for individuals and professionals.
property
Home insurance (via group brands)
Home/property insurance offered through Aéma Groupe's brands such as Macif and Abeille Assurances.
health
Health and personal protection (santé-prévoyance)
Health and personal protection (santé-prévoyance) products distributed via AÉSIO mutuelle and other group brands.
life
Savings, retirement and life insurance (épargne-retraite)
Savings, retirement and life insurance solutions distributed through Macif, Mutavie, Abeille Assurances and Afer partnerships.
financial
Asset management (Ofi Invest)
Ofi Invest, the group's asset management arm, is the 4th largest French asset manager and covers listed and unlisted asset management activities.
liability
Professional and commercial insurance for craftsmen/self-employed
Protection products aimed at professionals, farmers and craftsmen/shopkeepers offered through Abeille Assurances.
Regulatory updates
Aéma Groupe operates as a mutual insurance group holding (SGAM) supervised by the ACPR; its acquisition of Aviva France in 2021 was cleared by the French regulator, and its group entity SGAM AEMA is listed on the ACPR register with Solvency II supervision. In 2026 Moody's confirmed Aéma Groupe's A2 rating with a stable outlook, highlighting improved profitability and a Solvency II ratio that jumped to 212% at the end of 2025, its highest level since the group's creation.