Insurer profile

Aéma Groupe (Société de Groupe d'Assurance Mutuelle - SGAM)

Aéma Groupe (Société de Groupe d'Assurance Mutuelle - SGAM) · France

Founded 2021Issy-les-Moulineaux, France (Tour Keïko, 127-129 Quai du Président Roosevelt)Last verified Aug 29, 2026

Overview

Aéma Groupe is a French mutual insurance group (SGAM) formed from the merger of Macif and Aésio Mutuelle, later joined by Abeille Assurances (formerly Aviva France) and the asset manager Ofi Invest.

Source

Products in this market

Company details

Regulator: Autorité de Contrôle Prudentiel et de Résolution (ACPR)
Phone: +33 5 49 09 43 21

Official website

Products from Aéma Groupe (Société de Groupe d'Assurance Mutuelle - SGAM)

Motor1

Motor insurance (via group brands)

Aéma Groupe covers auto insurance needs through its brands, offering coverage for individuals and professionals.

Official website

Property1

Home insurance (via group brands)

Home/property insurance offered through Aéma Groupe's brands such as Macif and Abeille Assurances.

Official website

Health1

Health and personal protection (santé-prévoyance)

Health and personal protection (santé-prévoyance) products distributed via AÉSIO mutuelle and other group brands.

Official website

Liability1

Professional and commercial insurance for craftsmen/self-employed

Protection products aimed at professionals, farmers and craftsmen/shopkeepers offered through Abeille Assurances.

Official website

Life1

Savings, retirement and life insurance (épargne-retraite)

Savings, retirement and life insurance solutions distributed through Macif, Mutavie, Abeille Assurances and Afer partnerships.

Official website

Financial1

Asset management (Ofi Invest)

Ofi Invest, the group's asset management arm, is the 4th largest French asset manager and covers listed and unlisted asset management activities.

Official website

Regulatory updates

Aéma Groupe operates as a mutual insurance group holding (SGAM) supervised by the ACPR; its acquisition of Aviva France in 2021 was cleared by the French regulator, and its group entity SGAM AEMA is listed on the ACPR register with Solvency II supervision. In 2026 Moody's confirmed Aéma Groupe's A2 rating with a stable outlook, highlighting improved profitability and a Solvency II ratio that jumped to 212% at the end of 2025, its highest level since the group's creation.