Insurer profile
Baloise Sachversicherung AG Deutschland / Baloise Lebensversicherung AG Deutschland
Baloise Sachversicherung AG Deutschland / Baloise Lebensversicherung AG Deutschland · Germany
Overview
Baloise in Germany comprises Baloise Sachversicherung AG Deutschland (Bad Homburg) and Baloise Lebensversicherung AG Deutschland (Hamburg), offering property/casualty and life insurance to private and corporate customers as part of the Swiss Baloise Group, which historically traces back to the 1863 founding of Basler Versicherungen and its German roots including Deutscher Ring and Securitas.
Source20
Products in this market
Company details
- Parent group
- Helvetia Baloise Holding AG (formerly Baloise Holding AG), Basel, Switzerland
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 6172 1254600
- [email protected]
Products from Baloise Sachversicherung AG Deutschland / Baloise Lebensversicherung AG Deutschland
Motor3
Motor Third-Party Liability Insurance
Mandatory liability cover for damage caused to third parties with a motor vehicle.
Comprehensive / Partial Motor Insurance (Casco)
Covers own vehicle damage such as theft, fire, glass breakage and accident damage, with an All-in tariff including Baloise Assistance roadside help.
Auto Assistance Cover
Roadside assistance and breakdown cover add-on for vehicle owners.
Property4
Home Contents Insurance with Natural Hazards Coverage
Covers household contents against risks such as fire, theft and water damage, including natural hazard extension.
Home Contents Insurance without Natural Hazards Coverage
Basic household contents insurance without the natural hazards add-on.
Building Insurance with Natural Hazards Coverage
Covers residential buildings against risks such as fire, storm and water, with natural hazard extension.
Industrial/Commercial Property and Technical Insurance
Covers commercial and industrial property as well as technical equipment against damage.
Liability2
Life6
Term Life Insurance
Pays out a lump sum to beneficiaries in case of the insured's death during the policy term.
Disability/Occupational Disability Insurance
Provides a monthly pension if the insured becomes unable to work in their profession due to illness or accident.
Basic Pension (Unit-Linked)
A fund-linked Rürup-style basic pension product for private retirement provision.
Fund-Linked Annuity Insurance
A unit-linked pension product where returns depend on fund performance, e.g. Baloise Fonds Plan.
Classic Annuity Insurance
A traditional guaranteed-return pension insurance product.
Basic Abilities Insurance
Pays a monthly pension if the insured loses one of the covered basic mental or physical abilities due to illness or accident.
Financial1
Classic annuity/pension insurance
Classic private pension/annuity insurance offered by Baloise Lebensversicherung AG Deutschland.
Regulatory updates
In December 2025, Baloise Holding AG and Helvetia Holding AG completed a merger of equals to form Helvetia Baloise Holding AG, creating the second-largest insurance group in Switzerland and a leading European insurer. For the German entities, this initially brought no legal/structural changes; from 8 December 2025 the German operations began using the name 'Helvetia Baloise in Deutschland' while Baloise and Helvetia continued operating under their existing brands and products. Since May 2026, the group has appeared under the unified 'Helvetia' brand in Germany, while the legal risk carriers (Baloise Sachversicherung AG Deutschland and Baloise Lebensversicherung AG Deutschland) remain separate, supervised by BaFin, until planned legal consolidation by 2027. The merged group also announced plans to cut up to 2,600 jobs group-wide by 2028, including 260-330 positions in Germany, as part of cost-saving measures.
