Allianz Casco (own-damage car insurance) (My Motor)

Coverage for own vehicle damage caused by collision, impact, or overturning. Available only in the My Motor Advanced Plus tier. The limit is set as stated in the insurance policy (insured sum). For drivers under 23 years old or with less than one year of driving licence who have not been declared to the insurer, coverage is limited to 50% of the vehicle damage. A per-claim deductible applies as stated in the policy.

Total loss of the insured vehicle resulting from collision, impact, or overturning is covered only under the Own Damage (Ίδιες Ζημιές) coverage, which is available exclusively in the My Motor Advanced Plus tier; it is not covered in My Motor Complete or Complete Plus, which do not include own-damage cover. Total loss resulting from theft is covered separately under the theft coverage (see theft_robbery), which is included in all three casco tiers. The limit is the insured sum stated in the policy.

Partial theft is included as a core coverage in all three casco tiers (My Motor Complete, Complete Plus, Advanced Plus). The limit is the insured sum stated in the policy. Non-standard or factory accessories that are not permanently connected and not necessary for the vehicle's operation are excluded.

Full and partial theft is included as a core coverage in all three casco tiers (My Motor Complete, Complete Plus, Advanced Plus). The limit is the insured sum stated in the policy. Embezzlement (υπεξαίρεση) and shoplifting (υφαίρεση) are explicitly excluded. Non-factory accessories not permanently connected and not required for vehicle operation are also excluded.

Offered as an optional supplementary coverage in all three casco tiers. The limit is as stated in the policy (insured sum). Excluded: damage to lights, turn indicators, mirrors, and non-factory sunroofs. Factory openable glass sunroofs are covered up to 7 years from the vehicle's first registration date. If repaired outside the partner repair network, the chosen deductible applies. Glass damage is not covered if the vehicle has suffered total destruction. A per-claim deductible may apply as stated in the policy.

Included as core coverage in all three casco tiers (My Motor Complete, Complete Plus, Advanced Plus). Covers: fire and terrorist acts, political risks, and natural phenomena. Fire damage resulting from a collision or road accident is excluded. Damage to mechanical parts caused by frost and to refrigerator vehicle installations from natural phenomena is excluded. The limit is the insured sum stated in the policy. A per-claim deductible applies for natural phenomena coverage as stated in the policy.

Malicious acts (vandalism) coverage is included as a core coverage in all three casco tiers (My Motor Complete, Complete Plus, Advanced Plus). The limit is the insured sum stated in the policy. A per-claim deductible applies as stated in the policy.

All Help (accident roadside assistance and accident care) is included as core coverage in all three casco tiers (My Motor Complete, Complete Plus, Advanced Plus). Full roadside assistance (non-accident causes) is also available as an optional supplementary coverage. Roadside assistance and towing from accident are provided only for private passenger vehicles (EIX), light commercial vehicles (FIX), and agricultural vehicles, with a maximum gross weight of 3.5 tonnes, height up to 2.5 metres, no dual rear wheels, and wheelbase up to 3.5 metres. Roadside assistance is provided in European and Mediterranean countries listed in the policy. The 24/7 helpline is 2119909000.

Available as an optional supplementary coverage in My Motor Complete, My Motor Complete Plus, and My Motor Advanced Plus. The insured must be over 23 years old and possess a credit card. Maximum coverage duration: 45 days for theft; 30 days for all other covered causes.