Anytime Casco (own-damage car insurance) (Anytime Auto)

Covers damage to the insured vehicle from collision, impact, overturning, or malicious acts regardless of fault, included in the Premium tier (μικτή ασφάλιση). Not included in Basic or Value tiers. The current market value of the vehicle at the time of the incident is the basis of indemnification. A deductible of €350 applies at an Interamerican partner workshop, or €600 at a workshop of your choice. Vehicle must be photographed/inspected before this coverage activates.

Covered under the Premium tier as part of own damage coverage. Indemnification is based on the current market value of the vehicle at the time of the incident up to the insured sum. For vehicles stolen or totally destroyed within the 2nd year of first registration internationally, compensation is based on the insured value (not current market value).

Partial own damage (repair costs) covered under Premium tier. A deductible of €350 applies at an Interamerican partner workshop, or €600 at a workshop of your choice. Covered perils include collision, impact, overturning. Natural perils (hail, flood, storm, earthquake, etc.) are covered without deductible in Value and Premium tiers. Basic tier does not include partial loss from own damage.

Total theft: compensation at current market value of the vehicle at the day of theft, paid 30 days after reporting to the company and filing a police report (if vehicle not recovered). Partial theft: covers theft of parts/accessories permanently fixed to the vehicle, including audio, video, navigation and telecommunications systems at full value. Included in Value and Premium tiers. Not included in Basic.

Optional add-on (policies of 90 days or longer). Covers windows, glass sunroofs, protective films and rain sensors from any external or internal cause, with no deductible, up to €1,500 in total for the policy period. Cover applies only when repair or replacement is done at a partner company or workshop (Carglass, Glassdrive, ΦΙΛΗΣGlass, GlassFit, or any partner workshop), paid directly by Anytime. Lights, mirrors, indicators and films (ζελατίνες) are excluded.

Covers damage caused by natural perils including hail, flood, storm, earthquake, fire from forest, and direct flood/earthquake damage. No deductible applies. Included in Value and Premium tiers. Not included in Basic tier. Fires from forests and direct flood/earthquake damage are explicitly mentioned as covered.

Covers malicious damage to the insured vehicle caused by any third party acting with malicious intent. Included in the Premium tier as part of 'own damage & malicious acts' (ίδιες ζημιές & κακόβουλες ενέργειες). Not included in Basic or Value tiers as a standalone coverage.

Provided by INTERAMERICAN's own fleet: 222 vehicles across 111 service points, 350 specialized staff, serving approximately 500,000 incidents per year. Included in Premium tier. Available as optional add-on in Basic and Value tiers. 24/7 service. Covers on-site assistance and towing to garage of choice.

Available as an optional add-on for Value and Premium tiers (Ενοικιαζόμενο όχημα). Provides a rental replacement vehicle when the insured vehicle is immobilised due to an event covered by the policy (fire, total/partial theft, own damage & malicious acts). Provided for up to 20 days, with a 5-day waiting period for fire/partial theft/own damage events; from the day after the incident for total loss; up to 30 days for total theft from the date of police report filing. Fuel costs and optional insurance premiums for the rental vehicle are not covered.