Caravela Casco (own-damage car insurance) (Caravela Auto Casco)
Underwritten by Caravela Companhia de Seguros, S.A. · Greece
casco (own-damage car insurance) from Caravela for the Greece market, with online purchase.
Verified Aug 14, 2026 · Terms dated 2023-01-12Sources
Unique selling points
Caravela maintains an exceptionally high solvency ratio of 204.24%, providing strong financial guarantees for prompt claim settlement.
Caravela offers discounts of up to 43% for customers who choose annual policies, making comprehensive coverage more accessible.
A dedicated accident management service handles all on-site procedures including damage recording, accident reporting and towing, relieving the customer of all administrative burden.
Vehicle indemnification is calculated based on the real current market value without arbitrary reductions, ensuring fair compensation.
The portfolio is reinsured by a group of leading international reinsurers led by Axis Re, ensuring robust claims-paying capacity.
Coverage limits
Own Damage (Comprehensive / Μικτή)
Covered
Included in the Complete (Μικτή) tier. Covers own vehicle damage resulting from collision, accident or other insured perils. Exact limit is the insured vehicle value as stated in the policy. Not available in the fire-and-theft-only tiers (Premium/Value).
Section: Caravela ασφάλεια αυτοκινήτου > # Πακέτα ασφάλισης για αυτοκίνητο > # Πακέτο Complete – Μικτή ασφάλεια
Ιδίες ζημίες (με απαλλαγή)
Total Theft / Total Loss
Covered
Total theft is covered under both the fire-and-theft tiers (Premium/Value) and the Complete (Μικτή) tier. Compensation is based on the current market value of the insured vehicle, subject to deductible as stated in the policy.
Section: Caravela ασφάλεια αυτοκινήτου > # Πακέτα ασφάλισης για αυτοκίνητο > # Πακέτο Complete – Μικτή ασφάλεια
Μερική και ολική κλοπή αυτοκινήτου (με απαλλαγή)
Partial Theft
Covered
Partial theft (damage resulting from an attempted theft) is covered under the fire-and-theft tiers (Premium/Value) and the Complete tier, subject to deductible as stated in the policy.
Section: Caravela ασφάλεια αυτοκινήτου > # Πακέτα ασφάλισης για αυτοκίνητο > # Πακέτο Premium – Value
Μερική και ολική κλοπή αυτοκινήτου (με απαλλαγή)
Theft and Fire
Covered
Full and partial theft of the insured vehicle as well as fire, lightning strike, explosion and terrorist acts are covered under the Premium/Value and Complete tiers. Deductible applies as stated in the policy.
Glass / Windscreen Damage
€1.5K
Included in the Premium/Value (fire-theft) and Complete packages with a limit of €1,500; available as an optional add-on to the Basic package via insurancemarket.gr from approximately €1.67/month.
Section: Caravela ασφάλεια αυτοκινήτου > # Πακέτα ασφάλισης για αυτοκίνητο > # Πακέτο Premium – Value
Θραύση κρυστάλλων με όριο 1500€
Natural Perils (Floods, Storms, Hail, Earthquake)
Covered
Damages caused by natural perils including forest fire, flood and earthquake (under Greek Law 5162/2024) are covered in the Premium/Value and Complete tiers. Deductible is the amount stated in the insurance offer and policy document.
Vandalism / Malicious Damage
Covered
Coverage for damages from fire due to strikes, riots and civil disturbances, arson, explosion or fire from political unrest, covered under the fire-and-theft tiers (Premium/Value) and Complete. Exact limit as stated in the policy.
Roadside Assistance
Optional
Available as an optional add-on via insurancemarket.gr from approximately €2.41/month, and via Magenta Insurance at €29.50/year. Not included by default in Caravela casco tiers. Towing to a cooperating or customer-chosen workshop in the same prefecture is included in the accident management service for accident cases.
Section: Συχνές Ερωτήσεις > Ποιες είναι οι καλύψεις που προσφέρει η Caravela ασφαλιστική;
Οδική βοήθεια από 2,41€ / μήνα
Replacement Vehicle
No limit stated
No source explicitly mentions a replacement vehicle benefit in the Caravela casco product for Greece.
Driver Personal Accident
Covered
Included in all packages (Basic, Premium/Value and Complete). Compensates the driver of the insured vehicle, or their next of kin/heirs, in the event of death, injury or incapacity for work resulting from a road traffic accident, subject to an expense limit of €5,000 as stated in the policy.
Section: Caravela ασφάλεια αυτοκινήτου > # Πακέτα ασφάλισης για αυτοκίνητο > # Πακέτο Basic
Προσωπικό ατύχημα οδηγού με όριο εξόδων 5000€
Key conditions
Driver age and experience limit
No specific driver age or experience limit is stated in the available sources for the Caravela casco product in Greece.
Repair network requirements
Caravela arranges towing of the vehicle to a cooperating workshop or to a workshop of the customer's choice within the same prefecture (νομός) where the accident occurred.
Anti-theft requirements
No specific anti-theft device requirements are stated in the available sources for the Caravela casco product in Greece.
Claim notification deadline
No specific claim notification deadline is stated in the available sources. Claims and accident management are handled through Brokins.
Deductible rules
A deductible applies in the event of a claim for which the insured is responsible or for collisions with an unidentified third party. The deductible amount is specified in the insurance offer and the policy document. Natural perils (forest fire, flood, earthquake under Law 5162/2024) are also subject to a deductible as stated in the policy.
Direct payment
Caravela is not a member of the friendly settlement scheme (φιλικός διακανονισμός). Claims are handled through Brokins as the exclusive representative. Accident management service handles towing to a cooperating workshop or customer's preferred workshop within the same prefecture where the accident occurred.
Territorial scope
Coverage applies within Greece; distributed exclusively through Brokins as the special representative of Caravela in Greece.
Documents
Policy specifics
Fire and Theft Coverage
Comprehensive coverage for fire damage, total theft, and partial theft of the insured vehicle
SourceSection: Ασφάλεια αυτοκινήτου Caravela: Τι επιλογές έχεις; > Ασφάλεια πυρός κλοπής
σε καλύπτει στην τρέχουσα αξία του οχήματός σου
Natural Disasters and Weather Coverage
Coverage for damages caused by natural disasters, floods, storms, hail, and other weather phenomena
SourceSection: Caravela ασφάλεια αυτοκινήτου > # Πακέτα ασφάλισης για αυτοκίνητο > # Πακέτο Premium – Value
Κάλυψη για ζημιές από φυσικά φαινόμενα
Uninsured Vehicle Coverage
Coverage for material damages caused by collision with an uninsured vehicle that is solely responsible for the accident
SourceΥλικές ζημιές από ανασφάλιστο όχημα
Accident Care and Management
Caravela assumes handling of accident procedures including damage recording, accident reporting, and vehicle towing
SourceΦροντίδα ατυχήματος
Vehicle Value Guarantee
Ensures that compensation is calculated based on real market value without arbitrary reductions
SourceRepair Network or Repair Approval Condition
Vehicle must be transported to cooperating repair shops or customer's preferred workshop within the same province where accident occurred
SourceDeductible Application
Insurance deductible applied in case of responsible damage or collision with unidentified third party, amount specified in policy document
SourceThird Party Liability Limit
Mandatory coverage for third-party bodily injury and property damage liability, typically €1,300,000 minimum limit
SourceSource no longer reachableSources
- asfaleies24.grhttps://www.asfaleies24.gr/asfalistikes-etairies/caravela/(opens in a new tab)
- cosmoteinsurance.grhttps://www.cosmoteinsurance.gr/partners/caravela(opens in a new tab)
- insurancemarket.grhttps://www.insurancemarket.gr/caravela(opens in a new tab)
- magentainsurance.grhttps://www.magentainsurance.gr/partners/caravela(opens in a new tab)
Caravela Casco (own-damage car insurance)