Eurolife FFH Casco (own-damage car insurance) (Safe Drive Plus)

Included coverage for damage to the insured passenger car from any cause, within the Safe Drive Plus package. The insured sum is based on the current commercial value of the vehicle. Deductible is chosen by the policyholder: €400, €750, or 3% of insured value (minimum €1,500).

Optional coverage for total destruction of the insured vehicle. Available as an add-on within the Safe Drive Plus package. Compensation is based on the current commercial value of the vehicle.

Not listed as a standalone partial-loss coverage in the Safe Drive Plus IPID. Partial theft and theft-attempt damage are covered under the theft clause. Own-damage covers collision losses. No standalone partial-loss coverage field found.

Included basic coverage for total theft and partial theft (robbery) of the insured passenger car, including damages from theft attempts. Damage from theft attempts is capped at 2.5% of the current commercial value of the vehicle. Total theft is compensated based on the vehicle's current commercial value. Exclusions: keys left in vehicle, windows open, or vehicle found before claim finalized.

Optional coverage for breakage or cracking of the insured vehicle's glass (windscreen and windows) from any cause, up to €1,800. Excludes headlights and external mirrors. A 20% deductible applies if glass is not repaired at a partner workshop.

Included coverage for damage caused by natural perils including storm, hail, snow, earthquake, flood, and wildfire. Exclusions include frost damage and damage occurring when vehicle doors, windows, or roof panels were open.

Optional coverage for damage caused by malicious acts (vandalism) to the insured vehicle. Damage caused by fire or theft is explicitly excluded from this clause.

Optional full roadside and travel assistance provided in partnership with Mondial Assistance, available 24/7, 365 days a year. Covers breakdown and accident immobilization occurring 25 km or more from the policyholder's permanent residence. A basic roadside assistance (after accident only) is included in the base package. Full roadside & travel assistance is the optional upgrade.

Optional coverage providing a replacement vehicle or rental car expenses in case of theft or damage to the insured vehicle, including mechanical or electrical breakdown. Requires prior selection of full roadside and travel assistance coverage. Provided via Mondial Assistance.