Ευρώπη Ασφαλιστική Casco (own-damage car insurance) (Euro P F Casco)

Covers damage to the insured vehicle caused exclusively during circulation by collision, impact, swerving, overturning or falling. Available as an optional add-on on Euro Perfect, Euro Safe Plus, Euro Safe Plus Extra and Eurofirst Truck Plus tiers. The sum insured equals the current market value of the vehicle at the time of the loss. A deductible of 3% of the vehicle value applies (minimum €450). The insurer may settle by repairing the vehicle or paying cash compensation up to the insured sum.

In the event of total destruction of the insured vehicle, the insurer's liability is limited to its current market value at the time of the event. Total loss settlement is governed by the same terms as own-damage coverage (Art. 22 of the optional coverage T&C). Available as part of own-damage coverage on Euro Perfect, Euro Safe Plus and Euro Safe Plus Extra tiers.

Partial losses to the insured vehicle resulting from collision, impact, swerving, overturning or falling are covered up to the insured sum (current market value). A deductible of 3% of vehicle value applies (minimum €450). If the insured sum covers only part of the vehicle's value, the insured bears a proportionate share of all losses. Available as an optional add-on on Euro Perfect, Euro Safe Plus and Euro Safe Plus Extra tiers.

Total theft: covers the current market value of the vehicle on the day of loss. The insurer's obligation arises after 90 days from the filing of a police report, provided the vehicle has not been recovered. Partial theft: covers the value of stolen parts firmly attached to the vehicle and necessary for its operation, plus bodywork damage caused during the theft; deductible €250 per claim (minimum insured sum €2,000 for partial theft). Both coverages require fire coverage for the same insured sum. Available as included coverage on Euro Perfect and Euro Safe Plus; optional add-on on Euro Popular (partial only via add-on). Age limit for fire/theft coverage: vehicles up to 18 years old.

Covers breakage of any vehicle glass due to any external cause including attempted theft, including installation and clean-up costs. Cover limit: €1,000. Deductible: €200 for repairs at non-network workshops (no deductible at network workshops). Exclusions: headlights, indicators, plastic windows, plastic windscreens, sunroofs, mirrors. Included as standard on Euro Safe Plus Extra; available as optional add-on on Euro Public, Euro Popular, Euro Perfect and Euro Safe Plus.

Covers direct damage to the insured vehicle from natural perils including storm, gale, flood, earthquake, landslide and hail (deductible €300 per claim). Frost damage and mechanical failures resulting from natural perils are excluded. Basic flood coverage is included as standard on Euro Public, Euro Popular and Euro Safe; extended natural perils (storm, gale, landslide, hail) are included standard on Euro Safe Plus Extra and available as optional add-on on Euro Perfect and Euro Safe Plus. Proof from the National Meteorological Service is required; gale is defined as winds of Beaufort 8 or above.

Covers direct damage to the insured vehicle caused by malicious acts of third parties (isolated or otherwise). Deductible: €300 per claim. Damage caused by terrorist acts is excluded from this coverage. Available as an optional add-on on Euro Perfect, Euro Safe Plus and Euro Safe Plus Extra tiers.

Roadside and travel assistance service provided in cooperation with Interamerican Voitheia (ΙΝΤΕΡΑΜΕΡΙΚΑΝ ΒΟΗΘΕΙΑΣ ΜΟΝ. Α.Ε.Γ.Α.). Covers on-site repair, towing to nearest or chosen workshop, vehicle repatriation within Greece if repair takes more than 2 days, hotel costs (€80/person, max €240/night) if vehicle breakdown occurs more than 60 km from home, return travel costs (max €300 total), and overseas assistance (towing limit €250 abroad). Maximum 5 breakdown call-outs per annual period for mechanical failures; no limit for accidents. Coverage extends across Greece and all EU countries (except Malta), plus Switzerland, Norway, Bosnia, Croatia, Serbia and North Macedonia. Available as an optional add-on across all tiers.

Provides a replacement vehicle (up to 1,400 cc) for up to 4 days when the insured passenger car is immobilized due to an accident. Replacement vehicle due to fire/theft provides a vehicle for up to 90 days. Available as an optional add-on on Euro Public, Euro Popular, Euro Perfect, Euro Safe, Euro Safe Plus and Euro Safe Plus Extra (EIX only). Separate optional rental coverage (Ενοικίαση Αυτοκινήτου) for fire/theft is available on Euro Perfect, Euro Safe Plus and Euro Safe Plus Extra.