Generali Casco (own-damage car insurance) (Speed On)

Covers damage to the insured vehicle caused by the policyholder's own fault in a traffic accident. Available exclusively in Speed On 3 (ΜΙΚΤΗ tier). Compensation is paid up to the vehicle's insured value subject to the chosen deductible (€600, reducible to €300 when repaired at an authorized partner shop). Young drivers (under 23 or licence held less than 1 year) are also eligible with a corresponding deductible. Not available in Speed On 1 or Speed On 2.

Compensation for total destruction of the vehicle is available under the Own Damage (Comprehensive) coverage in Speed On 3. The insured receives the vehicle's market value at the time of loss (or the agreed/protected value if those optional covers were selected). Fire causing total loss is covered in Speed On 2 and Speed On 3. Theft resulting in total loss (total theft) is covered in Speed On 2 and Speed On 3. Not available in Speed On 1.

Partial damage to the vehicle is covered under Own Damage (Comprehensive) in Speed On 3. Partial theft (theft of components or break-in damage) is covered in Speed On 2 and Speed On 3: audio/video/navigation devices not part of factory equipment are reimbursed up to €250 per device and €500 total; factory-installed equipment is covered at replacement value. Partial damages from fire, natural perils, malicious acts, and glass breakage are covered per the respective sub-coverages in Speed On 2 and Speed On 3. Not available for own-fault accident partial damage in Speed On 1 or Speed On 2.

Total Theft (Ολική Κλοπή): Included in Speed On 2 and Speed On 3. The insured is compensated at the vehicle's market value at the time of theft. Theft must be reported within 8 days; compensation is paid within 30 days. Partial Theft / Break-in (Μερική Κλοπή): Included in Speed On 2 and Speed On 3. Covers damage caused by theft attempt or theft of components. Non-factory audio/video/navigation devices are reimbursed up to €250 per device and €500 total. Factory-fitted equipment is covered at replacement value. Police report and theft certificate required. Not covered in Speed On 1.

Covers replacement of all perimeter glass (front and rear windscreens, side windows), glass roofs and sunroofs, and factory-fitted glass equipment (e.g. rain sensors) due to cracking or breakage. Mirrors, lights and the mechanism operating glass roofs/sunroofs are excluded. In Speed On 1: optional add-on ('+'); deductible applies as stated in the policy. In Speed On 2 and Speed On 3: included as standard coverage; deductible as stated in the policy. When repaired at authorised partners (Carglass, Glassdrive, ΦΙΛΗΣglass) or at an authorized partner shop, no deductible is charged. If repaired elsewhere, the first €250 per claim applies as a deductible. Appointments available at the repairer's premises or via mobile repair unit.

Covers any damage to the vehicle caused by natural phenomena such as hailstorms, floods, earthquakes, etc. Frost (παγετός) is explicitly excluded. A deductible/excess applies as stated in the policy. Available in Speed On 2 and Speed On 3 as standard inclusion. Not available in Speed On 1.

Speed On 2: Includes Malicious Acts (Κακόβουλες Ενέργειες) with deductible as stated in the policy. Speed On 3: Includes Malicious Acts AND Damage from Public Disorder / Terrorist Acts (Διατάραξη Δημόσιας Τάξης - Τρομοκρατικές Ενέργειες) as standard coverage. Fire coverage also extends to damages caused by terrorist acts at all covered tiers. Not available in Speed On 1.

Available as an optional add-on in all three tiers (Speed On 1, 2 and 3). Provides 24/7 on-site repair or towing to the nearest workshop in case of breakdown or accident. Also covers simple roadside needs such as tyre changes and fuel delivery. In Athens and Thessaloniki, assistance arrives within 30 minutes. Available throughout Greece and abroad under Green Card coverage. Activation via call to 18112 or +30 210 80 96 100, or via the MyGenerali app. Also includes free Uber taxi transfer (in cooperation with Uber) within Attica and Thessaloniki regions in case of vehicle immobilisation due to accident or breakdown, provided Roadside Assistance cover is active.

Vehicle rental is included as standard coverage in Speed On 2 and Speed On 3, triggered in cases of total theft or fire causing the vehicle to be unusable. Additionally, policyholders with Own Damage (Comprehensive) coverage who use an authorized partner repair shop may receive a courtesy/replacement vehicle subject to availability. Not available in Speed On 1.