Allianz Motor third-party liability (My Motor Basic Plus)
Underwritten by Allianz Ευρωπαϊκή Πίστη Μ.Α.Α.Ε. · Greece
motor third-party liability insurance from Allianz for the Greece market, with online purchase and 24/7 assistance.
Verified Aug 13, 2026 · Terms dated 2025-10-31Sources
Unique selling points
Allianz Anyway feature covers property damage up to €6,500 and bodily injury up to €12,000 per person (€30,000 for more than one person) from vehicles outside the Friendly Settlement system, ensuring faster claim resolution.
24/7 accident care and accident roadside assistance (All Help) included as standard, available across European and Mediterranean countries; full general roadside assistance is available as a supplementary cover.
Bonus-Malus protection supplementary coverage preserves the policyholder's BM class for one claim up to €30,000, preventing premium increases after a first incident.
Allianz is ranked the world's number one insurance brand (Interbrand 2025), offering financial strength and claims-paying reliability backed by the global Allianz Group.
Coverage limits
Liability limit (covers injury + property damage)
One combined sum for both bodily injury and property damage, not two separate limits.
Covered
Legal Protection
Excluded
Legal protection is not listed among the covers included in My Motor Basic Plus. The IPID's list of covered and supplementary benefits (page 1) does not include legal protection; it appears only under the separate My Motor Value programme on the product page.
Section: Τι ασφαλίζεται;
Σωματικές βλάβες τρίτων ανά θύμα έως τα εκάστοτε ισχύοντα ελάχιστα υποχρεωτικά όρια […] All Help (Οδική Βοήθεια από ατύχημα και Φροντίδα Ατυχήματος)
Green Card / International Motor Insurance Certificate
Covered
Third-party liability coverage extends to EU/EEA member states and all other states bound by the unified (Green Card) agreement, providing the mandatory minimum coverage required in each state.
Section: Πού είμαι καλυμμένος;
εκτός της ασφάλισης της αστικής ευθύνης τρίτων που ισχύει και για τα Κράτη - Μέλη της Ε.Ε, τα κράτη του Ενιαίου Οικονομικού Χώρου ( Ε.Ο.Χ. ) και όσα λοιπά κράτη δεσμεύονται να εφαρμόσουν την ενοποιημένη συμφωνία.
Roadside Assistance (All Help)
Conditional
Accident-related roadside assistance and accident care (All Help) are included as standard, covering accident towing and emergency assistance following an accident. Full general roadside assistance (Οδική Βοήθεια πλήρης, covering breakdowns generally) is available only as a supplementary cover. Accident towing and roadside assistance are provided in European and Mediterranean countries as listed in the policy T&Cs. Restricted to private cars, light commercial vehicles and agricultural vehicles up to 3.5 tonnes GVW, max height 2.5m, without dual rear axle wheels, and max 3.5m wheelbase. Available 24/7 on 2119909000.
Η Οδική Βοήθεια και η Ρυμούλκηση από Ατύχημα παρέχονται μόνο σε Ε.Ι.Χ., Φ.Ι.Χ. και ΑΓΡΟΤΙΚΑ και μέγιστο μικτό βάρος 3,5 τόνους, ύψος έως 2,5 μέτρα που δεν φέρουν διπλούς τροχούς στον πίσω άξονα και έως 3,5μ μεταξόνιο.
Passenger Personal Accident
Excluded
Passenger personal accident coverage is not listed as an included coverage in My Motor Basic Plus. Third-party bodily injury liability covers passengers of the other vehicle involved in an accident caused by the insured. The owner/insured's own passengers may be considered third parties under Greek law, but a dedicated passenger accident benefit is not included in this product.
Key conditions
Driver restrictions
Coverage is excluded for drivers without the legally required driving licence, and for drivers under the influence of alcohol or toxic substances at the time of the accident. Damage caused by intentional acts or gross negligence (in supplementary coverages) of insured persons is also excluded.
Claim notification deadline
In the event of an insured loss, the policyholder must notify the insurer in writing immediately and no later than within 8 working days, providing all information requested.
Bonus-malus rules
A Bonus-Malus (BM) protection supplementary coverage is available, covering one claim up to €30,000, protecting the policyholder's BM class. Standard Greek market bonus-malus rules apply to the base policy; no automatic renewal is provided.
Territorial scope
All covers valid within Greek territory. Third-party liability also valid in EU/EEA member states and other states bound by the unified agreement. Roadside assistance and accident care valid in European and Mediterranean countries listed in the policy T&Cs.
Documents
Policy specifics
Third Party Bodily Injury and Property Damage
Mandatory third-party liability covering bodily injury and property damage to third parties
SourcePage 1Section: Τι ασφαλίζεται;
Σωματικές βλάβες τρίτων ανά θύμα έως τα εκάστοτε ισχύοντα ελάχιστα υποχρεωτικά όρια […] Υλικές ζημιές τρίτων ανά ατύχημα έως τα εκάστοτε ισχύοντα ελάχιστα υποχρεωτικά όρια
Allianz Anyway – Coverage from Non-Friendly-Settlement Vehicle
Covers damage caused by a vehicle not participating in the Friendly Settlement system. Property damage up to €6,500; bodily injury up to €12,000 per person and €30,000 for more than one person.
SourcePage 1Section: Υπάρχουν περιορισμοί στην κάλυψη;
Για την κάλυψη Allianz anyway καλύπτονται ζημιές έως 6.500€ για Υλικές ζημιές και 12.000€ ανά άτομο και 30.000€ για περισσότερα του ενός ατόμου για Σωματικές Βλάβες.
Roadside Assistance Vehicle Restrictions
Roadside assistance and accident towing are provided only for private cars (EIX), light commercial vehicles (FIX) and agricultural vehicles with a maximum gross weight of 3.5 tonnes, height up to 2.5 metres, no dual rear-axle wheels, and wheelbase up to 3.5 metres.
SourcePage 2Η Οδική Βοήθεια και η Ρυμούλκηση από Ατύχημα παρέχονται μόνο σε Ε.Ι.Χ., Φ.Ι.Χ. και ΑΓΡΟΤΙΚΑ και μέγιστο μικτό βάρος 3,5 τόνους, ύψος έως 2,5 μέτρα που δεν φέρουν διπλούς τροχούς στον πίσω άξονα και έως 3,5μ μεταξόνιο.
Bonus-Malus Protection Claim Limit
The Bonus-Malus (BM) Protection supplementary coverage applies to one claim not exceeding €30,000 in value.
SourcePage 2Η Προστασία ΒΜ ισχύει για μία ζημιά το ύψος της οποίας δεν ξεπερνά τα 30.000€
Geographic Coverage
All covers are valid within Greece; third-party liability also applies in EU/EEA member states and other states bound by the unified (Green Card) agreement. Roadside assistance and accident towing apply in the European and Mediterranean countries listed in the policy T&Cs.
SourcePage 2Section: Πού είμαι καλυμμένος;
Όλες οι παρεχόμενες καλύψεις ισχύουν εντός της Ελληνικής Επικράτειας εκτός της ασφάλισης της αστικής ευθύνης τρίτων που ισχύει και για τα Κράτη - Μέλη της Ε.Ε
No Automatic Renewal
The policy does not renew automatically. Premium prepayment is required for each insurance period, including any subsequent periods following the first.
SourcePage 2Section: Πότε αρχίζει και πότε λήγει η κάλυψη;
Προκαταβολή ασφαλίστρων απαιτείται και για κάθε τυχόν επόμενη περίοδο ασφάλισης, σε συνέχεια της πρώτης, καθόσον δεν ισχύει η αυτόματη ανανέωση.
Payment Methods
Premiums can be paid in cash at partner banks, by bank transfer, debit/credit card, or standing order. Standing order payments by credit card include a discount and interest-free instalments. Payment via the insurance intermediary is also accepted without extra charge upon simultaneous delivery of the policy document.
SourcePage 2Section: Πότε και πώς πληρώνω;
Μπορείτε να πραγματοποιήσετε την πληρωμή των ασφαλίστρων σας με όλους τους σύγχρονους τρόπους πληρωμής: με μετρητά στις συνεργαζόμενες με την Εταιρία τράπεζες, με χρέωση του τραπεζικού σας λογαριασμού ή της πιστωτικής/ χρεωστικής κάρτας σας καθώς και με πάγια εντολή χρέωσης του τραπεζικού σας λογαριασμού ή της πιστωτικής/χρεωστικής κάρτας σας.
Sources
- allianz.com.grhttps://www.allianz.com.gr/-/media/ipid-my-motor-basic-plus.pdf?la=el#page=1(opens in a new tab)
- allianz.com.grhttps://www.allianz.com.gr/-/media/ipid-my-motor-basic-plus.pdf?la=el#page=2(opens in a new tab)
- allianz.com.grhttps://www.allianz.com.gr/el/asfaleia-aytokinhtou(opens in a new tab)
Allianz Motor third-party liability