Caravela Motor third-party liability (Caravela Simple Motosikletes)
Underwritten by Caravela Companhia de Seguros, S.A. · Greece
motor third-party liability insurance from Caravela for the Greece market, with online purchase and 24/7 assistance.
Last verified Aug 14, 2026Sources
Unique selling points
Legal protection coverage is included as standard in the Basic MTPL package at no extra cost.
Property damage from collisions with proven uninsured vehicles is covered up to €30,000, included in the Basic package.
Annual policy duration discount of up to 43%, combined with a 5% no-claim renewal discount, provides competitive multi-year savings.
Caravela maintains a solvency ratio of 204%, providing a high level of financial security for policyholders.
Accident assistance service manages the entire on-scene process — damage recording, accident declaration, and towing — relieving the insured of administrative burden after an accident.
Coverage limits
Liability limit (covers injury + property damage)
One combined sum for both bodily injury and property damage, not two separate limits.
€1.3M
Legal Protection
Not established from the reviewed documents
Legal protection (up to €1,200) is listed under the car 'Πακέτο Basic' section of the source page, but the motorcycle section ('Ασφάλεια μηχανής Caravela') lists only third-party liability, fire liability, uninsured-vehicle damage and accident care; legal protection is not confirmed for the motorcycle product.
Section: Ασφάλεια μηχανής Caravela
Αστική ευθύνη προς τρίτους για υλικές ζημιές και σωματικές βλάβες. Όριο €1.300.000,00 Αστική ευθύνη προς τρίτους από πυρκαγιά. Όριο €20.000,00 Υλικές ζημιές από ανασφάλιστο όχημα. Όριο €30.000,00 Φροντίδα ατυχήματος
Green Card (International Insurance Certificate)
Conditional
The Green Card (international insurance certificate) extends third-party liability coverage to Green Card member countries beyond the EU/EEA. Issuance requires a prior written request by the policyholder. This is a standard feature of Greek MTPL policies confirmed by the product's territorial scope.
Roadside Assistance
Optional
Roadside assistance is available as a paid optional add-on for motorcycles with engine displacement above 51cc. It is not included in the Basic package. The insurer also includes towing to a workshop in the same regional unit in the event of an accident covered by the uninsured-vehicle clause.
Section: Ασφάλεια μηχανής Caravela
Ως προαιρετικές καλύψεις μπορείτε να προσθέσετε την οδική βοήθεια για μηχανάκια άνω των 51 κυβικών
Driver Personal Accident
Not established from the reviewed documents
Driver personal accident (expenses limit €5,000) is listed under the car 'Πακέτο Basic' section of the source page, but the motorcycle section ('Ασφάλεια μηχανής Caravela') lists only third-party liability, fire liability, uninsured-vehicle damage and accident care; driver personal accident is not confirmed for the motorcycle product.
Section: Ασφάλεια μηχανής Caravela
Αστική ευθύνη προς τρίτους για υλικές ζημιές και σωματικές βλάβες. Όριο €1.300.000,00 Αστική ευθύνη προς τρίτους από πυρκαγιά. Όριο €20.000,00 Υλικές ζημιές από ανασφάλιστο όχημα. Όριο €30.000,00 Φροντίδα ατυχήματος
Passenger Personal Accident
Excluded
No passenger personal accident coverage is mentioned in any of the verified motorcycle-specific sources for the Basic MTPL product. Passenger injuries caused by the insured vehicle to third parties are covered under the mandatory third-party bodily injury liability clause.
Key conditions
Driver restrictions
No explicit driver age or licence restrictions are stated in the available motorcycle-specific sources beyond the general requirement to hold a valid driving licence. Caravela is noted to cover third-party damages caused by a driver with an unverified/unendorsed licence as a product differentiator (referenced on car pages; motorcycle applicability not separately confirmed).
Claim notification deadline
No specific claim notification deadline is stated in the available motorcycle-specific product sources. The insurer arranges accident management procedures at the scene including damage recording, accident declaration, and towing.
Bonus-malus rules
A 5% discount is applied on annual renewal for claim-free years. A discount of up to 43% is available for policyholders choosing annual policy duration.
Territorial scope
Greece and EU/EEA member states as mandatory minimum; coverage in additional Green Card member countries upon issuance of the international insurance certificate (Green Card) upon prior written request.
Documents
Policy specifics
Third Party Liability Limit
Combined third-party bodily injury and property damage limit of €1,300,000 under Caravela's motorcycle Basic package (insurer-offered limit).
SourceSection: Ασφάλεια μηχανής Caravela
Αστική ευθύνη προς τρίτους για υλικές ζημιές και σωματικές βλάβες. Όριο €1.300.000,00
Uninsured Vehicle Damage Coverage
Coverage for material damages from collision with uninsured vehicles
SourceSection: Αστική ευθύνη
Υλικές ζημιές από ανασφάλιστο όχημα
Accident Assistance Coverage
Covers accident site procedures including damage recording, accident declaration, and towing
SourceSection: Αστική ευθύνη
Ρυμούλκηση λόγω ατυχήματος Φροντίδα ατυχήματος
Legal Protection
Legal protection services included in Basic package
SourceSection: # Πακέτα ασφάλισης για αυτοκίνητο > # Πακέτο Basic
Νομική προστασία με κεφάλαιο έως 1200€
Personal Accident Coverage
Driver personal accident coverage (expenses limit €5,000) is confirmed for the car Basic package but is not listed in the motorcycle-specific Basic package coverage on the cited source.
SourceSection: Ασφάλεια μηχανής Caravela
Αστική ευθύνη προς τρίτους για υλικές ζημιές και σωματικές βλάβες. Όριο €1.300.000,00 Αστική ευθύνη προς τρίτους από πυρκαγιά. Όριο €20.000,00 Υλικές ζημιές από ανασφάλιστο όχημα. Όριο €30.000,00 Φροντίδα ατυχήματος
Annual Contract Discount
A discount of up to 43% is applied for policyholders who choose annual policy duration instead of shorter periods (e.g. quarterly).
SourceSources
Caravela Motor third-party liability