AutoSafe Motor third-party liability (Autosafe Passenger Cars)

Four progressive coverage tiers (Bronze, Silver, Gold, Platinum) allow customisation from basic MTPL to full mixed insurance with own-damage for the same vehicle product.

Policy issuance and premium calculation completed in a few minutes with full digital document processing and instant electronic delivery.

Dedicated Euroins Autosafe mobile app (iOS and Android) provides instant Accident Care notification and immediate Roadside Assistance request from the scene of the incident.

Participation in the Friendly Settlement scheme enables swift, out-of-court compensation for qualifying accidents, with material damage and minor bodily injury claims resolved directly between the insurers involved.

Driver restrictions

No specific driver age or licence-duration restrictions are stated in the retrievable sources for the passenger car MTPL product. The policy is linked to the insured vehicle. The Greek bonus-malus system applies: all new drivers start at category 10; a claim caused by the policyholder increases the category by 2 (raising the premium), while claim-free years reduce the category (lowering the premium). A no-claims bonus earned abroad may be transferred to a Greek policy with written evidence from the previous insurer.

Claim notification deadline

The policyholder must notify Euroins of the accident within eight (8) working days if Accident Care was not called, as required by law. Separately, the insurer of the driver responsible for the accident must give the injured third party, within three (3) months of receiving the compensation claim, either a written reasoned offer of compensation or a written reasoned refusal.

Section: Често задавани въпроси > What should I do in case of an accident?

If you do not have or did not call "accident care", you should remember within eight (8) working days to notify your insurance company of the accident, as required by law.

Bonus-malus rules

Greece operates a mandatory bonus-malus system. All new policyholders start at category 10. A claim caused by the policyholder (for which a claim is made) increases the bonus-malus category by 2 levels, raising the premium. Claim-free years progressively reduce the category, lowering the premium. The lowest attainable category is 1 (some insurers stop at 2). Bonus-malus protection coverage may be optionally purchased to prevent category escalation after a claim. A no-claims bonus accumulated in another country may be transferred to a Greek policy on production of written evidence from the previous insurer.

Territorial scope

Compulsory Civil Liability: Greece, EU/EEA, and Motor Insurers' Bureau agreement countries. Roadside assistance: Greece and specific European/Mediterranean countries per cooperating company table. All other coverages: Greece only.