Eurolife FFH Insurance Group Holdings Societe Anonyme
Eurolife FFH
Eurolife FFH is a motor third-party liability insurance for the Greece market with online purchase and 24/7 assistance.
Direct payment
Claims are settled by Eurolife FFH ΑΕΓΑ directly in accordance with the policy terms set out in the Vehicle Insurance Guide. Compensation is paid to third parties or to the insured driver (for personal accident coverage) as applicable. No direct payment model to repair shops is described for MTPL; settlement follows standard claims process.
Geographic scope
Greece
Third-party liability (MTPL) is valid in Greece. Green Card extends MTPL coverage to EU member states and other countries participating in the Green Card System. Roadside assistance, Auto Assist and basic post-accident roadside aid are valid throughout mainland Greece, most Greek islands, and most foreign countries.
Starting price
€161
Indicative — pricing assumptions not stated
Unique selling points
- Immediate policy delivery by email upon payment, with instant online issuance via Eurobank e-Banking or the Eurolife FFH website.
- 24/7 roadside assistance and accident management (Auto Assist) powered by Mondial Assistance, accessible through the EurolifeAssist mobile app.
- 3% cashback on premiums credited in euros through the Eurobank €πιστροφή rewards programme when paying by standing order on an eligible card.
- 5% multi-policy discount via EurolifeSYN+ programme for customers who combine Safe Drive with other eligible Eurolife FFH insurance products.
- Access to preferential health services for policyholders and their families at Euroclinic Athens and Euroclinic Paediatric hospitals at special rates.
Coverage limits
Bodily Injury Liability
€1,300,000
Mandatory third-party liability coverage for bodily injury caused to others by the insured vehicle, up to €1,300,000 per victim.
Property Damage Liability
€1,300,000
Mandatory third-party liability coverage for property damage caused to others by the insured vehicle, up to €1,300,000 per accident.
Legal Defence
Optional
Legal protection coverage is available as an optional add-on to the Safe Drive Standard policy. It is not provided when the insured vehicle is driven without a licence, without the insured's consent, without registration, or under the influence of alcohol or substances; nor for incidents abroad; nor for disputes arising from other contracts with the company; nor in cases of intentional criminal acts.
Green Card
Covered
Eurolife FFH ΑΕΓΑ issues the Green Card free of charge for travel abroad. The Green Card certifies that the insured has third-party liability coverage in EU member states and in other countries participating in the Green Card System.
Roadside Assistance
Covered
Basic post-accident roadside assistance (Auto Assist / φροντίδα ατυχήματος) is included in the Safe Drive Standard package. It is provided in cooperation with Mondial Assistance, covers mainland Greece, most Greek islands, and most foreign countries, and is accessible 24/7 via the EurolifeAssist mobile application. Full road and travel assistance is an enhancement available in the Safe Drive Plus package.
Driver Personal Accident
€15,000
Optional personal accident coverage for the vehicle driver. Covers: medical/pharmaceutical expenses up to €1,500 per accident; permanent partial disability based on the coverage table in the Vehicle Insurance Guide; death or permanent total disability up to €15,000 per accident.
Passenger Personal Accident
No limit stated
No passenger personal accident coverage is described in the Safe Drive Standard MTPL product. Passengers are covered for third-party bodily injury under the mandatory MTPL liability (bodily_injury_liability field), but a separate passenger accident benefit is not evidenced in the sources.
Key conditions
Territorial scope
The MTPL (third-party liability) coverage is valid in Greece. The Green Card extends MTPL coverage to EU member states and all countries participating in the Green Card System. Roadside assistance and Auto Assist are valid throughout mainland Greece, most Greek islands, and most foreign countries. Other coverages under the policy are valid in Greece only.
Green card rules
Eurolife FFH ΑΕΓΑ issues the Green Card free of charge for travel abroad. It certifies MTPL coverage in EU member states and in all other countries in the Green Card System. The insured should request it before traveling internationally.
Driver restrictions
Coverage is not provided when the insured vehicle is driven by a person without a valid driving licence, without the insured's consent, or without a registration certificate. Coverage is also excluded when the driver is under the influence of alcohol or substances. These conditions are stated as exclusions both for legal defence and general policy terms.
Claim notification deadline
Claims can be reported 24/7 through the Eurolife FFH customer service team. The specific notification deadline is stated in the Vehicle Insurance Guide (Οδηγός Ασφάλισης Οχήματος) which is delivered by email upon policy issuance. A friendly settlement procedure (φιλική διευθέτηση) is available for traffic accidents involving multiple vehicles.
Bonus-malus rules
Premiums are determined by the coverages and discounts applicable to the insured. A 5% discount on Safe Drive Standard and Plus is available through the EurolifeSYN+ multi-policy programme. A 10% discount is available on the MTPL coverage for active civil servants and public utility employees. A 3% cashback on premiums is available through the Eurobank €πιστροφή programme when paying by standing order on an eligible Eurobank card. Specific bonus-malus details are not published on official pages and are governed by Greek law.
Documents
IPID – Safe Drive Standard
IPID
Policy specifics
Third Party (Third-party Liability)
Mandatory coverage for civil liability arising from vehicle operation, covering damages to third parties
SourceOwn Damage Coverage
Optional coverage for damage to the insured vehicle from accidents, natural disasters, or other insurable events
SourceNetwork Repair Facilities
Access to a network of cooperative repair facilities and mechanics for vehicle repairs
SourceGlass Repair Network
Access to a network of specialized glass repair and replacement service providers for vehicle windows and related glass damage
SourceClaims Procedure
Structured claims settlement process with claim notification, documentation submission, and resolution steps for accidents and damages
SourceEligible Vehicle Types
Coverage available for various vehicle categories including passenger cars, motorcycles, commercial vehicles, agricultural vehicles, and motorhomes
SourceElectric Vehicle Support
Specialized coverage and breakdow support tailored for electric vehicles, including battery-related assistance
Source