Extracted from source documents

Eurolife FFH Motor third-party liability (Safe Drive Standard)

Underwritten by Eurolife FFH ΑΕΓΑ · Greece

motor third-party liability insurance from Eurolife FFH for the Greece market, with online purchase and 24/7 assistance.

Last verified Aug 13, 2026Sources

Online purchase24/7 helpline

Unique selling points

Immediate policy delivery by email upon payment, with instant online issuance via Eurobank e-Banking or the Eurolife FFH website.

24/7 roadside assistance and accident management (Auto Assist) powered by Mondial Assistance, accessible through the EurolifeAssist mobile app.

3% cashback on premiums credited in euros through the Eurobank €πιστροφή rewards programme when paying by standing order on an eligible card.

5% multi-policy discount via EurolifeSYN+ programme for customers who combine Safe Drive with other eligible Eurolife FFH insurance products.

Access to preferential health services for policyholders and their families at Euroclinic Athens and Euroclinic Paediatric hospitals at special rates.

Coverage limits

Liability limit (covers injury + property damage)

One combined sum for both bodily injury and property damage, not two separate limits.

€1.3M

Optional

Legal Defence

Optional

Legal protection coverage is available as an optional add-on to the Safe Drive Standard policy. It is not provided when the insured vehicle is driven without a licence, without the insured's consent, without registration, or under the influence of alcohol or substances; nor for incidents abroad; nor for disputes arising from other contracts with the company; nor in cases of intentional criminal acts.

Section: Πώς καλύπτει το κόστος των ζημιών > Νομική προστασία

Η ασφάλεια σας απαλλάσσει από το οικονομικό βάρος τυχόν νομικής διαφοράς και αναλαμβάνει:

Covered

Green Card

Covered

Eurolife FFH ΑΕΓΑ issues the Green Card free of charge for travel abroad. The Green Card certifies that the insured has third-party liability coverage in EU member states and in other countries participating in the Green Card System.

Section: Η υποχρεωτική κάλυψη του αυτοκινήτου σας > Στο εξωτερικό

Η Eurolife FFH ΑΕΓΑ αναλαμβάνει την έκδοση της Πράσινης Κάρτας σας δωρεάν. Η Πράσινη Κάρτα πιστοποιεί ότι έχετε κάλυψη αστικής ευθύνης:

Covered

Roadside Assistance

Covered

Basic post-accident roadside assistance (Auto Assist / φροντίδα ατυχήματος) is included in the Safe Drive Standard package. It is provided in cooperation with Mondial Assistance, covers mainland Greece, most Greek islands, and most foreign countries, and is accessible 24/7 via the EurolifeAssist mobile application. Full road and travel assistance is an enhancement available in the Safe Drive Plus package.

Section: Τι προσφέρει το πρόγραμμα > Φροντίδα ατυχήματος

Φροντίδα ατυχήματος Άμεση εξυπηρέτηση 24/7, 365 ημέρες το χρόνο

Optional

Driver Personal Accident

€15K

Optional personal accident coverage for the vehicle driver. Covers: medical/pharmaceutical expenses up to €1,500 per accident; permanent partial disability based on the coverage table in the Vehicle Insurance Guide; death or permanent total disability up to €15,000 per accident.

Section: Πώς σας προστατεύει εάν κάποιος τραυματιστεί > Προσωπικό ατύχημα

Ιατροφαρμακευτικά έξοδα έως 1.500€ ανά ατύχημα. Μόνιμη μερική αναπηρία, με βάση τον πίνακα καλύψεων στον Οδηγό Ασφάλισης Οχήματος. Απώλεια ζωής ή μόνιμη ολική αναπηρία έως 15.000€ ανά ατύχημα.

Passenger Personal Accident

No limit stated

No passenger personal accident coverage is described in the Safe Drive Standard MTPL product. Passengers are covered for third-party bodily injury under the mandatory MTPL liability (bodily_injury_liability field), but a separate passenger accident benefit is not evidenced in the sources.

Key conditions

Driver restrictions

Coverage is not provided when the insured vehicle is driven by a person without a valid driving licence, without the insured's consent, or without a registration certificate. Coverage is also excluded when the driver is under the influence of alcohol or substances. These conditions are stated as exclusions both for legal defence and general policy terms.

Claim notification deadline

Claims can be reported 24/7 through the Eurolife FFH customer service team. The specific notification deadline is stated in the Vehicle Insurance Guide (Οδηγός Ασφάλισης Οχήματος) which is delivered by email upon policy issuance. A friendly settlement procedure (φιλική διευθέτηση) is available for traffic accidents involving multiple vehicles.

Bonus-malus rules

Premiums are determined by the coverages and discounts applicable to the insured. A 5% discount on Safe Drive Standard and Plus is available through the EurolifeSYN+ multi-policy programme. A 10% discount is available on the MTPL coverage for active civil servants and public utility employees. A 3% cashback on premiums is available through the Eurobank €πιστροφή programme when paying by standing order on an eligible Eurobank card. Specific bonus-malus details are not published on official pages and are governed by Greek law.

Source

Section: Πόσο κοστίζει και πώς εξοικονομείτε χρήματα > Εκπτώσεις και προνόμια

Είστε μισθωτός Δημοσίου (εν ενεργεία) – Έκπτωση 10% στα ασφάλιστρα αστικής ευθύνης.

Territorial scope

Third-party liability (MTPL) is valid in Greece. Green Card extends MTPL coverage to EU member states and other countries participating in the Green Card System. Roadside assistance, Auto Assist and basic post-accident roadside aid are valid throughout mainland Greece, most Greek islands, and most foreign countries.

Documents

IPID – Safe Drive Standard (opens in a new tab)

Product information sheet · PDF

Policy specifics

Third Party (Third-party Liability)

Mandatory coverage for civil liability arising from vehicle operation, covering damages to third parties

Source

Section: Καλύψεις

Αστική ευθύνη

Theft Coverage

Basic coverage for total or partial theft of the insured vehicle

Source

Section: Καλύψεις

Κλοπή

Own Damage Coverage

Optional coverage for damage to the insured vehicle from accidents, natural disasters, or other insurable events

Source

Section: Καλύψεις

Υλικές ζημιές

Network Repair Facilities

Access to a network of cooperative repair facilities and mechanics for vehicle repairs

Source

Section: Τι προσφέρει το πρόγραμμα

Εκτεταμένο δίκτυο Συνεργείων & επισκευαστών κρυστάλλων για πιο γρήγορη εξυπηρέτηση

Glass Repair Network

Access to a network of specialized glass repair and replacement service providers for vehicle windows and related glass damage

Source

Section: Τι προσφέρει το πρόγραμμα

Εκτεταμένο δίκτυο Συνεργείων & επισκευαστών κρυστάλλων για πιο γρήγορη εξυπηρέτηση

Claims Procedure

Structured claims settlement process with claim notification, documentation submission, and resolution steps for accidents and damages

Source

Eligible Vehicle Types

Coverage available for various vehicle categories including passenger cars, motorcycles, commercial vehicles, agricultural vehicles, and motorhomes

Source

Section: Τι προσφέρει το πρόγραμμα

Παράλληλα, είναι διαθέσιμο για ένα εύρος οχημάτων, από επιβατικό ΙΧ και μοτοσυκλέτα, μέχρι φορτηγό ΙΧ, αγροτικά και αυτοκινούμενα τροχόσπιτα.

Electric Vehicle Support

Specialized coverage and breakdow support tailored for electric vehicles, including battery-related assistance

Source

Sources

Eurolife FFH Motor third-party liability

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