MINETTA Motor third-party liability (Car Pack 6 Ekpaideutikon)

Learner Driver Liability Extension

This product specifically extends third-party liability to cover the learner driver's liability towards third parties and towards the driving instructor, both during supervised practical training and during the practical driving examination. Coverage does not apply when the learner driver trains without the instructor's presence.

Daily Income Loss Allowance for Instructor

Covers loss of income suffered by the driving instructor due to being deprived of the use and operation of the insured educational vehicle as a result of a road accident during an examination. Exclusions: total loss of the vehicle, repair time of 2 or fewer working days, cause other than a road accident during an examination, or deprivation exceeding 30 consecutive working days.

Property Damage from Uninsured Vehicle

First-party cover up to €50,000 for property damage caused by an at-fault uninsured vehicle. This is a supplementary benefit, not the mandatory TPL property damage limit.

Property Damage from At-Fault Vehicle Outside the Friendly Settlement Scheme

First-party cover up to €6,500 for property damage caused by an at-fault vehicle whose claim falls outside the friendly settlement (Φιλικός Διακανονισμός) scheme.

Property Damage from At-Fault Foreign-Plated Vehicle

First-party cover up to €6,500 for property damage caused by an at-fault vehicle bearing foreign registration plates.

Cross Liability

Cover up to €3,500 for cross liability, i.e. liability arising between the insured and other persons covered under the same policy.

Optional Comprehensive (Own-Damage) Extensions

The IPID lists further coverages that are provided optionally with this product and apply only if selected: fire and explosion (including damage from terrorism/civil commotion/malicious acts), third-party liability from fire up to €50,000, natural and geological phenomena, total theft, partial theft/theft of fixed parts, theft of non-fixed parts up to 2% of the insured vehicle value, key replacement/unlocking costs up to €300, full own-damage (comprehensive) cover, and own-damage cover from terrorism/civil commotion/malicious acts in addition to fire/explosion. If not selected, these sections of the policy do not apply.

Mandatory Instructor Accompaniment

Coverage under this policy applies only when the learner driver is trained in the presence of their driving instructor. Training without the instructor's accompaniment is explicitly excluded from all coverages.