Orizonins Motor third-party liability (Asfalissi Aytokinhitoy)
Underwritten by ΟΡΙΖΩΝ 1964 Ανώνυμη Ασφαλιστική Εταιρεία · Greece
motor third-party liability insurance from Orizonins for the Greece market, with 24/7 assistance.
Last verified Aug 13, 2026Sources
Unique selling points
10 different car insurance programs available, allowing customers to select the tier that best matches their coverage needs and budget.
Fast compensation procedures are guaranteed even when the accident is not the insured driver's fault, supported by the Greek Friendly Settlement programme.
Cashless glass replacement in cooperation with Carglass, Glassdrive, and Glassfit — no upfront payment required from the insured.
Wide network of cooperating garages throughout Greece with direct-payment repairs and vehicle replacement available while the insured car is being repaired.
Orizon 1964 maintains a Solvency Capital Ratio (SCR) of 246.7% and MCR of 543.6%, well above regulatory minimums, reflecting strong financial stability.
Coverage limits
Liability limit (covers injury + property damage)
One combined sum for both bodily injury and property damage, not two separate limits.
Legal Defence / Legal Protection
Conditional
No limit stated
Legal protection for the vehicle and driver is included from the SILVER tier upwards, provided in cooperation with MONDIAL ASSISTANCE. Not included in the ECONOMY tier. Specific coverage limits are not published by Orizon online.
Green Card (International Motor Insurance Certificate)
Covered
No limit stated
The mandatory MTPL policy in Greece is valid throughout EU member states and Green Card signatory countries, consistent with the EU Motor Insurance Directive. Orizon's product pages do not explicitly describe Green Card issuance terms for the car program.
Roadside Assistance & Accident Care
Conditional
Roadside and travel assistance is provided from the SILVER tier upwards, in cooperation with MONDIAL ASSISTANCE, covering both accident situations and mechanical breakdowns. The ECONOMY tier includes vehicle towing in case of accident only. The 24/7 accident care helpline is available to all policyholders. Emergency air transport after a road accident is available via Flying Doctors (SILVER). Assistance within Greece is covered; travel assistance conditions for abroad vary by tier.
Driver Personal Accident
Conditional
No limit stated
Driver personal accident coverage is included as standard in most of Orizon's car insurance programmes, but is excluded from one programme tier, based on the product comparison table ('Personal Accident ✓ - ✓ ✓ ✓'). It is not a separate optional add-on; whether it is included depends on the programme selected. Specific capital amounts and terms are not published on Orizon's car insurance pages and require direct contact with the insurer or broker.
Section: Car Insurance > HORIZON's Vehicle Insurance programs
Personal Accident ✓ - ✓ ✓ ✓
Key conditions
Driver restrictions
The policy covers the owner, holder, and any authorised driver of the insured vehicle. Specific age restrictions or named-driver clauses are not published on Orizon's product pages and should be confirmed with the insurer.
Claim notification deadline
Specific claim notification deadlines are set out in the policy terms and conditions document. Orizon operates a 24/7 accident care and roadside assistance helpline for immediate support following an accident.
Bonus-malus rules
Orizon applies bonus-malus (no-claims discount) rules, though specific discount percentages and categories are not published on the product pages and must be confirmed with the insurer or broker.
Territorial scope
Primary coverage in Greece; Green Card extends validity to EU member states and Green Card signatory countries.
Documents
Policy specifics
Roadside assistance and accident care
Comprehensive roadside and accident care services provided through partnerships with Mondial Assistance and other professional providers
SourceSection: What to do in case of a Car Accident > Car Accident Care & Roadside Assistance
The Car Accident Care and Roadside & Travel Assistance services are offered in collaboration with MONDIAL ASSISTANCE and is available 24 hours a day, 365 days a year
Vehicle replacement service
Possibility of vehicle replacement until the insured vehicle is repaired, available through a wide network of cooperating service garages throughout Greece
SourceSection: Car Insurance > Car Insurance – Driving together with safety
Wide network of cooperating service garages , throughout Greece, with the possibility of vehicle replacement until the vehicle is repaired and technical inspection of points without money disbursement by the insured customer
Glass replacement without cost
Partnership with Carglass, Glassdrive, and Glassfit for glass replacement without disbursement by the insured customer
SourceSection: Car Insurance > Car Insurance – Driving together with safety
Cooperation with the most reliable companies in the field (Mondial Assistance for roadside assistance & accident care, Carglass, Glassdrive & Glassfit for glass replacement without disbursement of money by the insured customer)
Technical inspection without cost
Technical inspection of vehicle points performed without cost disbursement by the insured customer at cooperating service garages
SourceSection: Car Insurance > Car Insurance – Driving together with safety
Wide network of cooperating service garages , throughout Greece, with the possibility of vehicle replacement until the vehicle is repaired and technical inspection of points without money disbursement by the insured customer
Fast compensation even if not at fault
Fast compensation procedures even when the car accident is not the insured driver's fault, supported by friendly settlement program
SourceSection: What to do in case of a Car Accident > Friendly Settlement
HORIZON, seeking solutions that will facilitate the drivers involved in the event of a traffic accident and at the same time minimize the compensation procedures in collaboration with other insurance companies in Greece that have already joined the Friendly Settlement program, offers its customers the opportunity to be compensated quickly, minimizing the time, provided that certain conditions are met.
Repair network cooperation
Wide network of cooperating service garages throughout Greece allowing customers to choose their preferred repair location
SourceSection: Car Insurance > Car Insurance – Driving together with safety
Wide network of cooperating service garages , throughout Greece, with the possibility of vehicle replacement until the vehicle is repaired and technical inspection of points without money disbursement by the insured customer
Quick policy issuance
Car insurance can be provided in just a few minutes through the insurer with final policy agreement received in customer inbox
SourceSection: Car Insurance > Car Insurance – Driving together with safety
Car insurance provided in just a few minutes through your insurer and receipt of the final car insurance policy agreement in your inbox.
Sources
Orizonins Motor third-party liability