Extracted from source documents

Prime Insurance Motor third-party liability (Asfaleia En Kinisei)

Underwritten by Prime Insurance Company Limited · Greece

motor third-party liability insurance from Prime Insurance for the Greece market, with 24/7 assistance.

Last verified Aug 14, 2026Sources

24/7 helpline

Unique selling points

24-hour accident care and roadside assistance coordinated via Europ Assistance, available on a dedicated line (212 212 7999) for all policyholders.

Complimentary Privilege Club Card included with every Prime Insurance policy, providing access to a network of partner benefits and services at no extra cost.

Own-vehicle damage cover from uninsured third parties included as a standard base coverage across all tiers, addressing a common gap in basic MTPL policies.

Tiered product line (AUTO ECONOMY / AUTO BASIC / AUTO PLUS) allowing policyholders to match coverage depth to budget, with optional premium waiver in case of job loss available on selected tiers.

Tiered product line (AUTO ECONOMY / AUTO BASIC / AUTO PLUS / AUTO FULL) allowing policyholders to match coverage depth to budget, with optional premium waiver in case of job loss available on selected tiers.

Coverage limits

Liability limit (covers injury + property damage)

One combined sum for both bodily injury and property damage, not two separate limits.

AUTO ECONOMYAUTO BASICAUTO PLUSAUTO FULL
Conditional

Legal defence / legal protection

€3K

Legal protection up to €3,000. Included as a base coverage in AUTO BASIC, AUTO PLUS and AUTO FULL tiers. In AUTO ECONOMY, legal protection (€3,000) is available only as an optional add-on. An optional extension of legal protection (additional €3,000) is also available as an add-on in BASIC.

Section: AUTO BASIC

Νομική προστασία (€ 3.000).

Covered

Green Card / International Insurance Certificate

Covered

Extension of civil liability coverage to EU member states and EEA countries is included in all tiers. The Green Card (International Insurance Certificate) is available as an internationally recognised document for travel abroad. Included across AUTO ECONOMY, AUTO BASIC, AUTO PLUS, and AUTO FULL.

Section: AUTO ECONOMY

Επέκταση της κάλυψης Αστικής Ευθύνης από την κυκλοφορία του οχήματος, σε χώρες της Ευρωπαϊκής Ένωσης και του Ενιαίου Οικονομικού Χώρου.

Optional

Roadside assistance

Optional

Roadside assistance (Οδική Βοήθεια) is available as an optional add-on across all tiers: AUTO ECONOMY, AUTO BASIC, AUTO PLUS, and AUTO FULL. Note: 24-hour accident care (Φροντίδα Ατυχήματος), coordinated via Europ Assistance at 212 212 7999, is separately included as a base coverage in AUTO ECONOMY, AUTO BASIC, AUTO PLUS, and AUTO FULL.

Section: AUTO ECONOMY

Οδική βοήθεια.

Conditional

Driver personal accident

€15K

Personal accident cover for the driver of €15,000 for death or permanent total disability. Included as a base coverage in AUTO BASIC, AUTO PLUS and AUTO FULL tiers. Not included in AUTO ECONOMY as a base coverage.

Section: AUTO BASIC

Προσωπικό ατύχημα οδηγού (Θάνατος – Μόνιμη ολική ανικανότητα € 15.000)

Passenger personal accident

No limit stated

Separate passenger personal accident coverage is not evidenced in the Ασφάλεια Εν Κινήσει product line sources. Third-party bodily injury liability covers passengers injured by the insured vehicle when they are third parties.

Key conditions

Driver restrictions

Coverage applies only when the insured vehicle is driven with a valid driving licence. Agricultural passenger vehicles (αγροτικά Ι.Χ.) are excluded from the premium waiver on loss of employment in AUTO BASIC. Additional premiums or restrictions may apply for named drivers outside the main insured.

Source

Section: AUTO BASIC

Απαλλαγή πληρωμής ασφαλίστρων λόγω απώλειας εργασίας. (Εξαιρούνται από την κάλυψη τα αγροτικά Ι.Χ.)

Territorial scope

Primary coverage in Greece; liability coverage extends to EU member states and European Economic Area countries

Documents

Prime Insurance – Vehicle Insurance Terms and Conditions (opens in a new tab)

Terms & conditions · PDF

Policy specifics

Third-party bodily injury coverage

Covers bodily injuries caused to third parties by the insured vehicle

Source

Third-party property damage coverage

Covers material damages to third-party property caused by the insured vehicle

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Accident assistance service

24-hour accident assistance and roadside support service

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Family-insured vehicle property protection

Base cover: liability for property damage to vehicles of family members insured with Prime, up to €3,000, included in all tiers (AUTO ECONOMY, AUTO BASIC, AUTO PLUS, AUTO FULL).

Source

Section: AUTO ECONOMY

Αστική ευθύνη για υλικές ζημιές σε οχήματα μελών της οικογένειάς σας, ασφαλισμένα στη PRIME (μέχρι € 3.000).

Uninsured vehicle property damage protection

Covers own vehicle property damages caused by uninsured vehicles

Source

Section: AUTO ECONOMY

Ίδιες Ζημιές από ανασφάλιστο όχημα.

Statutory minimum liability limits

Greek law requires minimum coverage of €1,300,000 for both bodily injury and property damage per accident under Law 489/1976

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Authorized repair network usage condition

May require or incentivize use of PrimeIns's partner repair workshops for claims handling and vehicle repairs

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Claims representative contact requirement

Policyholder must report claims to PrimeIns claims department within specified timeframe; direct contact: Tel. 212 2127817, Fax 212 2127895, email [email protected]

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Vehicle registration and scope condition

Coverage applies only to vehicle(s) explicitly listed on the policy with valid registration and compliance with Greek vehicle inspection (KTEO) requirements

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Authorized driver condition

Coverage applies only when driving the insured vehicle with valid driving license; may require additional premium or restrictions for named drivers outside main insured

Source

Sources