Insurer profile

123 Money Ltd, trading as 123.ie

123.ie is an Irish online insurance company selling car, home, travel, van, health and life insurance products directly to consumers, and was the first company in Ireland to offer insurance online.

Source
Legal entity
123 Money Ltd, trading as 123.ie
Headquarters
Dundrum, Dublin, Ireland
Parent group
Intact Financial Corporation
Regulator
Central Bank of Ireland
Phone
+353 1 524 6000
Email
info@123.ie
Founded
2000
Last verified
Aug 31, 2026
Official website

Products from 123 Money Ltd, trading as 123.ie

motor

Car Insurance

Fully comprehensive or third-party car insurance cover for private motorists in Ireland.

motor

Young Drivers Car Insurance

Comprehensive or third-party motor insurance designed for young and inexperienced drivers.

motor

Van Insurance

Insurance cover for light commercial vehicles (vans) used for business or trade purposes.

property

Home Insurance

Buildings and contents insurance for owner-occupied homes, underwritten by Intact Insurance Ireland DAC, including 24/7 Home Rescue for owner-occupiers.

property

Landlord Insurance

Insurance for landlords who own and rent out residential investment properties.

travel

Travel Insurance

Single-trip and annual travel insurance covering medical emergencies and trip-related costs while abroad.

health

Health Insurance

A range of private health insurance plans offering different levels of cover to suit individual needs and budgets.

life

Life Insurance

Life insurance and lifelong insurance policies offered by 123.ie as a tied insurance agent, including mortgage protection cover.

Regulatory updates

123.ie is regulated by the Central Bank of Ireland. The company underwent an ownership transition after RSA Insurance Group (its parent since 2010) was acquired by Canada's Intact Financial Corporation, with 123.ie's home insurance now underwritten by Intact Insurance Ireland DAC. The Central Bank of Ireland has also conducted a market-wide review of Home and Motor Insurance pricing, introducing measures to strengthen the consumer protection framework applicable to insurers including 123.ie.

Reputation and reviews

Facebook

9,521 likes

Trustpilot

4.4

2,214 reviews