iptiQ Casco (own-damage car insurance) (Casco Standard)
Underwritten by iptiQ EMEA P&C S.A. · Luxembourg
casco (own-damage car insurance) from iptiQ for the Luxembourg market.
Last verified Jun 2, 2026Sources
Unique selling points
Backed by Swiss Re's global risk expertise and underwriting capabilities, providing partners and customers with financially robust coverage.
Pan-European licence (Freedom of Services) from Luxembourg enables a single partner relationship covering multiple key European markets.
Motor product line encompasses MTPL, driver accident insurance, and assistance under one integrated offering.
Coverage limits
Key conditions
Driver age and experience limit
Not found in the available sources.
Repair network requirements
Not found in the available sources.
Territorial scope
iptiQ EMEA P&C S.A. is incorporated in Luxembourg and authorised to conduct non-life insurance business under Luxembourg law; it operates branches in Germany, the Netherlands, Spain, Italy and Switzerland. Specific territorial scope for the casco product not found in the available sources.
Anti-theft requirements
Not found in the available sources.
Claim notification deadline
Not found in the available sources.
Deductible rules
Not found in the available sources.
Direct payment
Not found in the available sources. iptiQ operates a B2B2C white-label model; direct payment policies are determined by the distribution partner.
Documents
Policy specifics
B2B2C White-Label Distribution Model
iptiQ does not sell directly to end consumers. Motor insurance products are distributed exclusively through partner brands (insurers, brokers, banks, consumer brands) under the partner's own label. Specific product terms and conditions therefore vary by distribution partner.
SourceTransition to Allianz Direct
iptiQ EMEA P&C S.A. has completed a cross-border merger and transitioned to Allianz Direct Versicherungs-AG. The iptiQ brand is being replaced by Allianz Direct. Existing contracts continue to be serviced.
SourceRegulatory Authorisation
iptiQ EMEA P&C S.A. is authorised by the Luxembourg Finance Minister to conduct non-life insurance business in classes 1, 3, 7, 8, 9, 10, 13, 15, 16, 17 and 18 pursuant to the amended law of 7 December 2015 on the insurance sector and is supervised by the Commissariat aux Assurances (CAA).
SourcePage 5Section: Section A: Business and performance > A1: Business
The Company is authorised by the Luxembourg Finance Minister to conduct non-life insurance business in classes 1, 3, 7, 8, 9, 10, 13, 15, 16, 17 and 18 and operates through branches in Germany, Italy, Switzerland, the Netherlands and Spain. The Company is supervised by the Commissariat aux Assurances (CAA).