Insurer profile
Liberty Mutual Insurance Europe SE (trading as Liberty Specialty Markets)
Liberty Mutual Insurance Europe SE (trading as Liberty Specialty Markets) · Luxembourg
Overview
Liberty Specialty Markets is the European specialty and commercial insurance and reinsurance platform of Liberty Mutual Insurance Group, domiciled in Luxembourg as Liberty Mutual Insurance Europe SE (LMIE). It underwrites more than 20 lines of business across Europe through branches in the UK, France, Germany, Ireland, Italy, the Netherlands, Spain, Switzerland, Belgium, Norway and Sweden, via both company and Lloyd's markets. As at 31 December 2025, Liberty Specialty Markets had a combined Gross Written Premium of $4,801 million.
Source23
Products in this market
Company details
- Parent group
- Liberty Mutual Insurance Group
- Regulator
- Luxembourg Minister of Finance and Commissariat aux Assurances (CAA)
- Phone
- +352 28 99 13 00
- [email protected]
Products from Liberty Mutual Insurance Europe SE (trading as Liberty Specialty Markets)
Property2
Property Insurance
Global property (direct and facultative) insurance for commercial, industrial and manufacturing businesses covering catastrophe and non-catastrophe risks.
Energy & Construction Insurance
Specialist insurance for oil, gas, petrochemical, power generation, renewable energy, exploration & production, and construction sectors.
Liability6
Casualty Insurance
A broad range of liability products for commercial clients in the UK, Europe and MENA, including general/public liability, product liability, employers' liability, casualty binders and international casualty.
Financial Lines Insurance (D&O, Crime, Financial Institutions)
Market-leading coverages for a wide range of businesses including Directors' and Officers' (D&O) liability, commercial crime, and professional indemnity/civil liability for financial institutions.
Professional Indemnity Insurance
Professional indemnity insurance provided to key professions from offices in the UK, Ireland, Europe, and the Middle East.
Marine Liability Insurance
Marine liability insurance covering third-party liability risks for marine businesses including ports and terminals.
Environmental Insurance
Environmental impairment liability insurance protecting companies against environmental liability and pollution risks in the course of their business operations.
Healthcare Professional Liability Insurance
Professional liability insurance for healthcare providers including long-term care, life sciences, physician group practices, and healthcare institutions.
Financial4
Financial Risk Solutions (Political Risk & Non-Payment)
Political risk and non-payment insurance for organisations involved in trade and investment in developed and emerging markets, with policy limits up to USD 100 million.
Trade Credit Insurance
Trade credit insurance allowing businesses to protect their accounts receivable and continue trading through economic cycles, covering domestic and export receivables.
Structured Risk Solutions Insurance
Structured risk solutions insurance helping businesses achieve strategic goals such as capital and exposure limit management, deal facilitation and leverage for fund managers.
Surety Bonds & Guarantees
Surety bonds and guarantees for a range of commercial clients requiring financial assurance products across multiple industries and geographies.
Other9
Marine Cargo Insurance
Marine cargo insurance protecting a wide range of marine businesses from risks when transporting goods around the world.
Marine Hull Insurance
Marine hull insurance covering physical loss or damage to vessels on a global basis, from cruise ships to tankers.
Marine War Insurance
Global marine war insurance offering protection against perils such as physical damage to hull, detainment, war loss of hire, and drug seizure.
Aviation Insurance
Aviation All Risks and Aviation War insurance for passenger and cargo airlines, commercial helicopters, business jets, and non-airline risks.
Fine Art & Specie Insurance
Global cover for the physical loss or damage of fine art, valuables and specie, whether on display, in storage, or in transit.
War & Terrorism Insurance
Specialist insurance covering losses arising from war, political violence, terrorism, and related risks for a variety of industries.
Reinsurance
Insurance and reinsurance solutions offered via the LMIE European platform and Lloyd's Syndicate 4472, covering a broad range of specialty lines across Europe.
Legal Indemnity Insurance
Legal indemnity insurance covering a variety of legal and title risks for commercial clients.
Contingency Insurance
Contingency insurance for event cancellation, non-appearance, and other contingency risks across various industries.
Regulatory updates
Liberty Mutual Insurance Europe SE (LMIE) is authorised and regulated by the Luxembourg Minister of Finance and the Commissariat aux Assurances (CAA). LMIE was licensed by the CAA in early 2019, following the announcement in December 2017 to redomicile its European insurance operations from the UK to Luxembourg in response to Brexit. The company officially opened its Luxembourg European headquarters on 8 October 2019. LMIE (RCS number B232280) and its coverholder entities Liberty Specialty Markets Europe S.à r.l. (B216199) and Liberty Specialty Markets Europe Two S.à r.l. (B236925) are all supervised by the Commissariat aux Assurances and licensed by the Luxembourg Minister of Finance as insurance and reinsurance agencies. As of August 2024, a former regulated Spanish holding entity (LIEH) was deregistered and LMIE continues to be regulated on a solo basis by the CAA. LMIE is additionally supervised by the Swiss Financial Market Supervisory Authority (FINMA) for its Swiss Branch. LMIE submitted its 2024 Solvency and Financial Condition Report (SFCR) to the CAA in April 2025 as part of Solvency II year-end reporting requirements.
