Salland Zorgverzekeraar N.V. (formerly Eno Zorgverzekeraar N.V.)

Optional module reimbursing medically necessary treatment costs abroad (doctor fees, prescribed treatments, medicines, hospital admission/operation) above the insured's existing Dutch health insurance, up to actual cost price; domestic follow-up costs capped at €2,750.

The Salland Alarmcentrale coordinates emergency medical assistance abroad and covers extraordinary hulpverlening costs additionally up to cost price under the base cover.

In case of hospital admission, the Salland Alarmcentrale liaises with the insured's health insurer and can guarantee costs; actual payment of hospitalization costs is only covered if the optional Geneeskundige kosten module is included and no other insurance covers it.

Doctor fees, prescribed investigations, medicines and transport to/from treatment location are reimbursed under the optional Geneeskundige kosten module, up to cost price.

Dental treatment costs are only reimbursed if resulting from a covered accident, up to a maximum of €250 per insured, under the optional Geneeskundige kosten module.

In case of illness or accident requiring acute hospital admission or treatment, medical transport costs are covered additionally up to cost price as part of the base cover.

Medically necessary repatriation to a hospital or home address in the Netherlands, including necessary medical escort, is covered under the base cover; the Alarmcentrale selects the most economically justified transport method, subject to medical adviser approval.

In case of death, the Alarmcentrale arranges transport of the remains to the Netherlands or local burial/cremation; costs are covered but never exceed what repatriation to the Netherlands would have cost.

Costs of searching, rescuing and recovering the insured by or under the direction of an official rescue organization are reimbursed up to €12,500, unless a higher amount is allowed.

Not addressed in the provided policy documents.

All winter sports (except sledding by children under 14, cross-country skiing and skating) are excluded from the base policy unless the optional Bijzondere sporten module is added; when covered, rental of replacement ski/snowboard equipment is reimbursed up to €20 per day for a maximum of 8 days if a covered event prevents skiing.

Not addressed in the provided policy documents.

Covers only liability for damage to rented/borrowed holiday accommodation and its inventory, or for the loss of a rented accommodation/locker key, up to €350 per event; this is not a general third-party personal liability cover.

Legal assistance (handled by DAS) is only available as part of the optional Automobilistenhulp module and only for disputes directly related to use of the insured vehicle; necessary costs are reimbursed up to €7,500 per event.

The Salland Alarmcentrale is reachable 7 days a week, 24 hours a day, for emergency assistance during the trip; extraordinary assistance costs are covered additionally up to cost price.