Insurer profile

PKO Towarzystwo Funduszy Inwestycyjnych S.A.

PKO TFI is one of Poland's largest investment fund management companies, specializing in the creation and management of investment funds and retirement savings products (PPK, PPE, IKE, IKZE), and is a leading player in the Employee Capital Plans (PPK) market.

Source
Legal entity
PKO Towarzystwo Funduszy Inwestycyjnych S.A.
Headquarters
Warsaw, Poland
Parent group
PKO Bank Polski S.A.
Regulator
Polish Financial Supervision Authority (KNF – Komisja Nadzoru Finansowego)
Phone
+48 22 358 56 56
Email
kontakt@pkotfi.pl
Founded
1997
Last verified
Aug 18, 2026
Official website

Products from PKO Towarzystwo Funduszy Inwestycyjnych S.A.

financial

PKO Open-End Investment Funds (FIO) – PKO Parasolowy

An umbrella open-end investment fund offering multiple sub-funds across equities, bonds, and mixed strategies for retail and institutional investors.

financial

PKO Active Fund (PKO Aktywny)

An actively managed sub-fund with exposure primarily to Polish and international equities and, to a lesser extent, debt instruments.

financial

PKO Polish Equities Fund (PKO Akcji Polskich)

A sub-fund investing primarily in companies listed on the Warsaw Stock Exchange, with a small allocation to selected foreign companies.

financial

PKO Small and Mid-Cap Equities Fund (PKO Akcji Małych i Średnich Spółek)

A sub-fund investing a significant portion of assets in small and medium-sized companies with stable fundamentals and strong growth prospects.

financial

PKO US Market Equities Fund (PKO Akcji Rynku Amerykańskiego)

A sub-fund focusing on investments in equities of companies listed on US markets such as NYSE and NASDAQ.

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PKO European Large-Cap Equities Fund (PKO Akcji Dużych Spółek Europejskich)

A sub-fund investing mainly in large-cap Western European companies that regularly pay dividends.

financial

PKO Japanese Market Equities Fund (PKO Akcji Rynku Japońskiego)

A sub-fund investing in equities of companies listed on the Japanese market.

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PKO Emerging Markets Equities Fund (PKO Akcji Rynków Wschodzących)

A sub-fund investing in equities of companies from emerging markets.

financial

PKO Gold Market Equities Fund (PKO Akcji Rynku Złota)

A sub-fund investing in equities and instruments related to the gold market.

financial

PKO Global Luxury Goods Fund (PKO Dóbr Luksusowych Globalny)

A sub-fund investing in global luxury goods sector equities.

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PKO Global Technology and Innovation Fund (PKO Technologii i Innowacji Globalny)

A sub-fund investing in global technology and innovation sector equities.

financial

PKO Global Medicine and Demographics Fund (PKO Medycyny i Demografii Globalny)

A sub-fund investing in global equities in the medicine and demographics sector.

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PKO Global Infrastructure and Construction Fund (PKO Infrastruktury i Budownictwa)

A sub-fund investing in global infrastructure and construction sector equities.

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PKO Global Commodities Fund (PKO Surowców Globalny)

A sub-fund investing in global commodities sector equities and instruments.

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PKO Universal Bonds Fund (PKO Obligacji Uniwersalny)

A bond sub-fund investing mainly in government and corporate bonds from Poland and internationally.

financial

PKO Medium-Term Treasury Bonds Fund (PKO Obligacji Skarbowych Średnioterminowy)

A sub-fund investing mainly in medium-term Polish treasury bonds and bonds from OECD countries.

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PKO Short-Term Treasury Bonds Fund (PKO Obligacji Skarbowych Krótkoterminowy)

A conservative bond sub-fund investing mainly in short-term Polish treasury bonds and money market instruments.

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PKO Dollar Bonds Fund (PKO Obligacji Dolarowych)

A sub-fund investing primarily in USD-denominated debt securities issued mainly in the EU and globally.

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PKO Green Transformation Bonds Fund (PKO Obligacji Zielonej Transformacji)

A 'light green' bond sub-fund classified under SFDR Art. 8, investing in Polish and global treasury and corporate bonds financing eco-social projects.

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PKO Dynamic Allocation Fund (PKO Dynamicznej Alokacji)

An actively managed sub-fund implementing a dynamic asset allocation strategy that adjusts to changing market and economic conditions.

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Employee Capital Plans – PPK (Pracownicze Plany Kapitałowe)

A mandatory long-term retirement savings programme for employees, financed jointly by employee, employer, and the state, managed through target-date sub-funds of PKO Emerytura SFIO.

financial

Individual Retirement Account and Individual Retirement Security Account – IKE + IKZE (Pakiet Emerytalny)

A combined retirement savings package (IKE and IKZE) offering long-term savings with tax relief benefits, managed through PKO Zabezpieczenia Emerytalnego SFIO sub-funds.

financial

Employee Pension Scheme – PPE (Pracownicze Programy Emerytalne)

An employer-sponsored occupational pension scheme allowing companies to save for their employees' retirement through PKO TFI investment funds.

financial

PKO Retirement Security Target-Date Funds (PKO Zabezpieczenia Emerytalnego SFIO)

A specialised open-end investment fund with target-date sub-funds (e.g. 2070) used within the IKE, IKZE, PPE, and PPO pension programmes.

financial

GAMMA Money Market / Bond Sub-Fund

A sub-fund investing up to 100% in interest rate-based instruments such as bonds and money market instruments, primarily for institutional and business clients.

Regulatory updates

On 3 April 2026, the KNF issued a final and binding decision imposing financial penalties totalling PLN 146,250 on PKO TFI for failing to submit semi-annual financial reports on time (for H1 2023) in relation to PKO Parasolowy FIO and several other funds. The penalties were reduced by 55% under an arrangement (układ) procedure for extraordinary mitigation of sanctions.

Reputation and reviews

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