Partner TUiR Motor third-party liability (Oc Pojazdu)

Statutory guarantee sums of EUR 5,210,000 for bodily injury and EUR 1,050,000 for property damage fully meet EU-mandated minimums, ensuring maximum legal protection.

OC policy holders at Partner TUiR receive a discount on Autocasco (AC) insurance when both policies are held with the same insurer.

Coverage automatically extends to all Green Card area countries at limits no lower than Polish statutory minimums, with no additional premium required.

Partner TUiR has operated for over 25 years, offering competitive pricing on mandatory OC motor insurance for individuals and businesses.

Driver restrictions

The OC policy is attached to the specific vehicle, not to the owner. It covers any person driving the insured vehicle with the owner's knowledge or consent. The insurer (and UFG) may seek recovery from the driver if the damage was caused intentionally, while under the influence of alcohol or narcotics, after unlawfully taking the vehicle, without the required driving licence (except in life-saving situations), or after fleeing the scene.

Claim notification deadline

In the event of an insurance incident, the insured must immediately notify Partner TUiR of the event, provide all necessary explanations, and pass on the information they hold. In cases involving casualties or suspected criminal offences, the police must also be notified without delay.

Bonus-malus rules

Partner TUiR applies a no-claims history (zaświadczenie o przebiegu ubezpieczenia) policy for calculating OC premiums, as documented in its published policy on use of insurance history certificates. Specific bonus-malus scale details are not published on the product page.

Territorial scope

Coverage applies on Polish territory and on the territory of states whose national bureaux are signatories to the Multilateral Agreement. For damages caused outside Poland, liability extends up to the guarantee sum applicable in that state, but not less than the Polish statutory minimum.