Generali Tranquilidade Casco (own-damage car insurance) (Automovel Classicos)

Own-damage cover is only available under the 'Valor' and 'Valor Mais' tiers (Ligeiro de Passageiros) and the 'Valor Mais' tier (Motociclos). The insured amount is not a fixed capital but the vehicle's current value (Valor Atual do Veículo) plus valued extras, forming the Valor Total a Segurar (§8.1 of the proposal); this value is subsequently subject to an annual/monthly depreciation table (§8.2). Own-damage cover cannot be accepted for vehicles that already show damage, even minor, at inception.

Where the 'Valor Mais' tier's Choque, Colisão e Capotamento (CCC), Furto/Roubo, Incêndio or Fenómenos da Natureza covers are contracted, a total-loss payout applies when the vehicle disappears, repair is technically inadvisable, or estimated repair cost plus salvage value exceeds 100% (vehicles up to 2 years old) or 120% (vehicles over 2 years old) of the vehicle's market value, calculated per the applicable depreciation table.

Choque, colisão ou capotamento (CCC) is only available combined with glass breakage (QIV) under the 'Valor Mais' tier, with a selectable deductible of 0%, 2%, 4%, 8%, 12% or 20% of the insured value.

Theft/robbery own-damage cover is available under the 'Valor' tier (Ligeiro de Passageiros) and the 'Valor Mais' tier (Ligeiro de Passageiros and Motociclos); the insured capital equals the value shown in the Danos Próprios schedule.

Sold bundled with Choque, Colisão e Capotamento under the 'Valor Mais' tier only. Deductible is 0€ or 50€; the QIV deductible is not applied whenever the glass is repaired rather than replaced, and on new policies this deductible waiver is highlighted as a standard benefit.

Available only under the 'Valor Mais' tier for light passenger vehicles (not offered for Motociclos), with a fixed deductible of 2% of the insured value, covering events such as windstorm, flooding, earthquake and similar phenomena as defined in the General Conditions.

Bundled with Fenómenos da Natureza and available only under the 'Valor Mais' tier for light passenger vehicles (not offered for Motociclos), with a fixed deductible of 2% of the insured value.

Standard 'Assistência em viagem' is included under the 'Essencial' tier; the enhanced 'Assistência em viagem VIP' is included under the 'Valor' and 'Valor Mais' tiers. For roadside towing/breakdown assistance specific to classic vehicles, the General Conditions' Assistance schedule sets a maximum indemnity of 150 € (Normal) / 500 € (VIP). An optional 'Assistência em viagem ACP Ouro' is also available, but only applicable to policies mediated through ACP.

No 'Viatura de substituição' row appears in the Automóvel Clássicos coverage/capital/deductible table; this benefit is not offered under the Classic Vehicle product tiers (it exists only in Generali's standard, non-classic Automóvel product).