Extracted from source documents

Ageas Seguros Casco (own-damage car insurance) (Seguro Por Dias)

Underwritten by Ageas Portugal, Companhia de Seguros, S.A. · Portugal

casco (own-damage car insurance) from Ageas Seguros for the Portugal market, with online purchase and 24/7 assistance.

Verified Aug 26, 2026 · Terms dated 2021-07Sources

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Key facts

Ageas Seguros

Unique selling points

Flexible coverage duration from just 1 day up to 28 days, with the exact start and end date/time chosen by the customer.

Fully online contracting completed in under 5 minutes, with the policy delivered instantly by email.

24/7 online purchasing platform, with policy activation as fast as 50 minutes after payment.

Includes ARAG travel assistance with 24-hour accident support and legal assistance for traffic-related disputes and fines.

Optional digital Green Card issuance at the point of sale to enable circulation across EU and Mediterranean coast countries.

Coverage limits

Excluded

Own Damage

Excluded

This policy does not cover damage to the insured vehicle itself; it only provides mandatory third-party civil liability and travel assistance.

Section: Coberturas do seguro por dias

Tenha em atenção que cobertura do Seguro por Dias apenas inclui responsabilidade civil obrigatória — cobrindo danos a terceiros — e assistência em viagem, desde que a avaria ocorra a mais de 15 km da morada indicada na apólice. Por isso, o seguro não cobre danos ao próprio veículo nem lesões do condutor causador do acidente, sendo estas coberturas apenas possíveis através de outro tipo de seguros mais completos.

Excluded

Total Loss

Excluded

Total loss of the insured vehicle is not covered, as the product only includes mandatory liability and travel assistance, not own-damage protection.

Section: Coberturas do seguro por dias

Danos ao veículo segurado;

Excluded

Partial Loss

Excluded

Partial damage repairs to the insured vehicle are not covered under this policy.

Section: Coberturas do seguro por dias

Danos ao veículo segurado;

Excluded

Theft/Robbery

Excluded

Theft or robbery of the insured vehicle is not covered, as the product excludes own-damage perils.

Section: Coberturas do seguro por dias

Danos ao veículo segurado;

Excluded

Glass Damage

Excluded

Isolated glass breakage on the insured vehicle is not covered under this policy.

Section: Coberturas do seguro por dias

Danos ao veículo segurado;

Excluded

Natural Perils

Excluded

Damage to the insured vehicle from natural phenomena is not covered under this policy.

Section: Coberturas do seguro por dias

Danos ao veículo segurado;

Excluded

Vandalism

Excluded

Damage to the insured vehicle from vandalism is not covered under this policy.

Section: Coberturas do seguro por dias

Danos ao veículo segurado;

Covered

Roadside/Travel Assistance

Covered

Travel assistance is provided by ARAG and included in every policy, covering vehicle breakdown when it occurs at least 15km from the address stated in the policy, plus legal assistance (criminal defense, damages claims, traffic fine defense), across Europe and Mediterranean coast countries.

Section: COBERTURAS DO SEGURO TEMPORÁRIO COM A SEGUROPORDIAS.PT > ASSISTÊNCIA EM VIAGEM

Incluída na Europa e nos países da costa mediterrânea. Assistência ao veículo quando a avaria ocorra a pelo menos 15 km do domicílio.

Replacement Vehicle

No limit stated

No source describes a replacement vehicle benefit for this product.

Excluded

Driver Accident

Excluded

Injuries to the at-fault driver are not covered, since the policy does not include own-damage or driver-protection coverage.

Section: Coberturas do seguro por dias

Lesões ao condutor segurado responsável;

Key conditions

Driver age and experience limit

The driver must be over 25 years old and hold a driving license for more than one year.

Claim notification deadline

The accident must be reported to the insurer within the legal deadline of 8 days after the accident, along with the Friendly Accident Report (DAAA) and supporting documentation.

Direct payment

Full payment is required online before policy activation, accepted via PayPal, debit card, credit card, or Multibanco.

Territorial scope

Mandatory liability coverage applies within Portugal; travel assistance and optional Green Card extend coverage to the European Union and Mediterranean coast countries identified in the Green Card.

Documents

General Terms and Conditions (Jul 2021) (opens in a new tab)

Terms & conditions · PDF

Product page (opens in a new tab)

Policy specifics

Mandatory Civil Liability

Covers bodily injury and material damage caused to third parties when the insured driver is responsible for an accident. Coverage limits up to 1,300,000€ for property damage and 6,450,000€ for bodily injury.

Source

Section: COBERTURAS DO SEGURO TEMPORÁRIO COM A SEGUROPORDIAS.PT > RESPONSABILIDADE CIVIL OBRIGATÓRIA

Cobre lesões corporais e danos materiais causados a terceiros em caso de um acidente em que o condutor seja responsável.

Travel Assistance

Assistance services provided by ARAG including vehicle assistance when breakdown occurs at least 15km from home, legal assistance (defense in traffic cases, fines defense), and personnel assistance. Covers territories in Europe and Mediterranean coast countries.

SourceSource no longer reachable

Green Card (Carta Verde)

Optional coverage for international travel outside Portugal. Green card issuance must be requested at the moment of policy contracting to enable circulation in European Union countries and Mediterranean coast nations identified in the green card.

Source

Section: O seguro é válido em países estrangeiros?

Sim, pode circular fora de Portugal, o seguro é válido nos países identificados na carta verde. Para deslocações fora de Portugal é imprescindível o pedido de emissão da carta verde no momento de contratação do seguro.

Policy Duration

Flexible temporary insurance duration from 1 to 28 days. Policyholder selects start and end dates which are specified in the policy documentation received by email.

Source

Section: O que é o Seguro por Dias?

O Seguro por Dias é um seguro automóvel temporário que permite escolher a duração do mesmo (entre 1 a 28 dias) adaptando-se às suas necessidades.

Eligible Vehicles

Coverage available for: light passenger vehicles, motorcycles, and commercial vehicles up to 3,500kg gross weight

Source

Section: Para que tipo de veículos é que posso contratar o Seguro por Dias?

Automóveis Ligeiros de Passageiros. Motociclos. Veículos Comerciais até 3.500 kg de peso bruto.

Policy Activation Time

Insurance becomes valid maximum 50 minutes from completion of policy contracting and after successful payment collection. Online 5-minute contracting process with instant policy receipt by email.

Source

Section: O seguro fica logo válido?

Sim, o seguro é válido no máximo após 50 minutos a contar do momento em que completou a contratação do seguro e após boa cobrança do mesmo.

Payment Methods

Payment accepted through PayPal, debit card, credit card, and Multibanco (Portuguese banking reference system)

Source

Pague através de PayPal, Cartão de Débito ou Crédito e Multibanco.

Mediator for Information

Policyholders may contact an Ageas Insurance mediator for additional information or clarification on coverage details, though online contracting does not require mediator involvement.

Source

Sources

Ageas Seguros Casco (own-damage car insurance)

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