Insurer profile

MetLife Europe d.a.c. - Branch in Portugal

MetLife Portugal is the local branch of MetLife Europe d.a.c., an Irish-incorporated insurance company that is part of the global MetLife group. It is a specialist in Life and Personal Accident insurance and was the first foreign insurer to establish itself in Portugal.

Source
Legal entity
MetLife Europe d.a.c. - Branch in Portugal
Headquarters
Lisbon, Portugal
Parent group
MetLife, Inc. (via MetLife Europe d.a.c., Ireland)
Regulator
Central Bank of Ireland (primary), with limited supervision by the Insurance and Pension Funds Supervisory Authority (ASF) in Portugal
Phone
+351 213 475 031
Email
sinistros@metlife.pt
Founded
1985
Last verified
Aug 26, 2026
Official website

Products from MetLife Europe d.a.c. - Branch in Portugal

life

Life Insurance – Full Family Protection

A life insurance contract that pays a capital sum to beneficiaries in case of death or Absolute and Definitive Disability of the insured.

life

Life Insurance – Mortgage Loan Protection

Life insurance linked to a mortgage that guarantees repayment of the outstanding loan amount to the bank in case of death or Absolute and Definitive Disability.

health

Personal Accident Insurance

Comprehensive personal accident cover providing capital for death or disability plus 24/7 assistance services worldwide.

health

Hospitalisation Insurance

Pays a daily allowance or covers costs in case of hospitalisation due to accident or illness.

health

Critical Illness Insurance

Pays a lump sum capital upon diagnosis of one of the serious illnesses covered by the policy.

health

Senior Personal Accident Insurance

Accident insurance for people over 50 years old, covering fractures, injuries and death by accident, extendable to spouse and children.

life

Employee Benefits Protection (Companies)

Customised group life and accident policies designed to protect employees and provide social benefits for companies.

financial

Payment Protection (Companies)

Solutions that guarantee payment of clients' financial commitments to credit institutions in the event of unforeseen circumstances, such as invoice or rent protection.

life

Individual Protection for Companies

Personalised life and accident insurance solutions tailored for businesses and groups.

health

MediDental Care (Dental Plan)

A dental savings plan combined with family protection, offering discounts on dental treatments and accident hospitalisation subsidies.

Regulatory updates

MetLife Europe d.a.c. and MetLife Europe Insurance d.a.c. are authorised by the Central Bank of Ireland and subject to limited supervision by Portugal's ASF. In 2024 the company reported direct premium production in Portugal of €118.2 million, up 1.9% year-on-year, remaining in the Top 15 for Life insurance and 2nd in Personal Accident. In 2025 MetLife marked 40 years of presence in Portugal.

Reputation and reviews

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