Insurer profile
MGEN Portugal - Companhia de Seguros, S.A.
MGEN Portugal - Companhia de Seguros, S.A. · Portugal
Overview
MGEN Portugal is a non-profit mutual health insurer, part of the MGEN group, the largest mutualist health insurer in France, offering solidarity-based, non-discriminatory health insurance solutions for individuals, families and companies in Portugal since 2009.
Source8
Products in this market
1
Offer pages
Company details
- Parent group
- MGEN - Mutuelle Générale de l'Éducation Nationale (France)
- Regulator
- Insurance and Pension Funds Supervisory Authority (ASF - Autoridade de Supervisão de Seguros e Fundos de Pensões)
- Phone
- +351 211 155 860
- [email protected]
Products from MGEN Portugal - Companhia de Seguros, S.A.
Health7
MGEN Base (Family Health Plan)
Entry-level mutualist family health plan providing hospitalization coverage and access to the AdvanceCare provider network.
MGEN Essencial (Family Health Plan)
Mid-tier mutualist family health insurance covering ambulatory care, hospitalization and dental care via the AdvanceCare network.
MGEN Ideal (Family Health Plan)
Top-tier family health plan among MGEN's three individual/family options, offering broader coverage of medical services and treatments.
MGEN Health Insurance for Companies (Base, Essencial, Total plans)
Group health insurance for businesses organized in three tiers of capital and coverage, with the Total plan uniquely offering no co-payments on hospitalization and ambulatory care.
MGEN Complementary Health Plans (ADSE)
Complementary mutualist health plans designed for beneficiaries of the ADSE public health subsystem or equivalent, filling coverage gaps.
MGEN Mutualist Health Insurance for Education Professionals
Mutualist health insurance offered through institutional protocols with teachers' unions and education-sector associations.
MGEN Student Health Plan
Solidarity-based health plan tailored for students, with reduced pricing and coverage levels adjusted to younger profiles.
Regulatory updates
In March 2024, the ASF authorized the incorporation of MGEN Portugal – Companhia de Seguros to operate in the Non-Life branches of Accident, Sickness, Civil Liability, Pecuniary Losses and Assistance, allowing the French mutual, which previously operated in Portugal only under the Freedom to Provide Services (LPS) regime via MGEN Distribuição de Seguros, to establish a fully licensed Portuguese insurance company (registered on 25/05/2023, share capital of €7,500,000) headquartered in Lisbon, with expansion plans to other countries from Portugal under the LPS regime.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from Globe Partner for the Portugal market, with online purchase and 24/7 assistance.
Last verified Aug 26, 2026