Insurer profile
N Seguros, a brand of LUSITANIA, Companhia de Seguros, S.A.
N Seguros, a brand of LUSITANIA, Companhia de Seguros, S.A. · Portugal
Overview
N Seguros is a 100% digital direct insurance brand operating by phone and internet, offering personal lines such as auto, motorcycle, personal accident, bicycle, pet and health insurance; launched in February 2008, it was originally a separate insurer (N Seguros, S.A.) that was merged by incorporation into Lusitania, Companhia de Seguros, S.A. in 2019-2020, and continues to operate as a brand of Lusitania, part of the Montepio Group.
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Products in this market
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Offer pages
Company details
- Parent group
- Montepio Geral - Associação Mutualista (via Lusitania, Companhia de Seguros, S.A.)
- Regulator
- Insurance and Pension Funds Supervisory Authority (ASF)
- Phone
- +351 210 401 252
- [email protected]
Products from N Seguros, a brand of LUSITANIA, Companhia de Seguros, S.A.
Motor2
N Auto (Car Insurance)
Mandatory civil liability car insurance with optional own-damage covers such as fire, theft, glass breakage and natural phenomena.
N Moto (Motorcycle Insurance)
Motorcycle insurance offering mandatory third-party liability and optional own-damage coverage.
Regulatory updates
N Seguros, S.A. was merged by incorporation into Lusitania, Companhia de Seguros, S.A. following an ASF-approved solvency-driven restructuring initiated by parent Montepio in late 2019, after N Seguros showed insufficient economic viability without a capital reinforcement; the brand N Seguros was retained post-merger as Lusitania's direct-channel brand. More recently, Montepio's leadership has indicated openness to selling a majority stake in Lusitania (and Lusitania Vida) to international investors once past impairments are recovered.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from N Seguros for the Portugal market, with online purchase.
Last verified Aug 27, 2026