Insurer profile
White Horse Insurance Ireland Designated Activity Company (dac)
White Horse Insurance Ireland Designated Activity Company (dac) · Portugal
Overview
White Horse Insurance Ireland dac is a niche non-life underwriter founded in 1999, specialising in travel, wedding and gadget insurance, and other short-duration general insurance products; it operates in Portugal on a Freedom of Services basis, distributing policies through travel agency and tour-operator partners rather than a local branch.
Source7
Products in this market
1
Offer pages
Company details
- Parent group
- CSPIM Limited
- Regulator
- Central Bank of Ireland (home regulator); Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) for its Freedom of Services activity in Portugal
- Phone
- +44 1733 224845
- [email protected]
Products from White Horse Insurance Ireland Designated Activity Company (dac)
Motor1
Car Hire Excess Insurance
A newly introduced product covering the excess/deductible liability incurred when renting a car during a trip.
Travel3
Travel Insurance
Comprehensive travel insurance covering medical expenses, delays and other trip-related incidents, distributed in Portugal via travel agency and tour operator partners.
Trip Cancellation Insurance (Viajes El Corte Inglés)
Collective travel policy underwritten by White Horse Insurance Ireland dac for Viajes El Corte Inglés customers in Portugal, covering trip cancellation and related travel incidents.
Seguro Inclusão (Personal Accident & Travel Assistance)
A travel/personal-accident inclusion policy underwritten by White Horse Insurance Ireland dac and distributed via W2M/Icarion for travellers in Portugal, covering accidents, liability and material losses during a trip.
Other3
Wedding Insurance
Wedding insurance covering cancellation, supplier failure, and damage to attire or rings, along with liability cover for the couple's event.
Gadget Insurance
Insurance for electronic devices covering damage, theft, and breakdown of tech essentials.
Cycle Insurance
Niche insurance covering bicycles, underwritten as part of White Horse's diversified product range.
Regulatory updates
White Horse Insurance Ireland dac operates in Portugal exclusively under the EU Freedom of Services regime, underwriting travel, cancellation and personal accident policies distributed by partners such as El Corte Inglés Seguros / Viajes El Corte Inglés and W2M/Icarion. It remains authorised and supervised as a non-life insurer by the Central Bank of Ireland, and files annual Solvency and Financial Condition Reports (SFCRs); the 2024 SFCR notes the company divested its subsidiary White Horse Administration Services Limited in 2024 and introduced Car Hire Excess Insurance as a new product line. In 2024 the company marked 25 years since its founding.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from White Horse Insurance for the Portugal market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026