My Travel Travel insurance (My Travel)

Covers emergency medical treatment abroad including outpatient treatment, ambulance transport, transfer to a specialist clinic, hospitalization and/or emergency surgical interventions, diagnostic procedures, medicines and medical materials prescribed by a doctor. Two sum insured options: 30,000 EUR or 50,000 EUR for single-trip policies; 30,000 EUR only for annual multi-trip policies. Repatriation, assistance services and financial protection costs are deducted from this sum. Available across all three packages (Confort, Extra, Max).

Covers emergency medical treatment (outpatient treatment, hospitalization and/or emergency surgical interventions, diagnostic procedures, medicines and medical materials prescribed by a doctor) as part of the overall medical sum insured. Outpatient treatment and medicines are covered for a maximum of 15 calendar days from the occurrence of the insured risk. Included in all packages (Confort, Extra, Max).

Hospitalization and emergency surgical interventions are covered within the overall medical sum insured (30,000 EUR or 50,000 EUR), provided hospitalization occurs in a hospital under direct medical supervision using clinically tested methods. Allianz-Tiriac reserves the right to cover hospitalization costs only until the insured's condition allows repatriation. For annual policies, coverage applies to the first 25 days of each stay abroad; hospitalization may be extended by up to 15 additional calendar days if medical repatriation was not possible. Included in all packages.

Outpatient emergency treatment costs are covered within the overall medical sum insured, for a maximum of 15 calendar days from the occurrence of the insured risk. Included in all packages (Confort, Extra, Max).

Covers emergency dental treatment for relief of acute pain only, with a sublimit of 300 EUR within the overall medical sum insured. Definitive dental treatments, root canal treatments (except when for acute pain relief), orthodontics, periodontal disease, scaling, artificial teeth, crowns/bridges are excluded. Included in all packages (Confort, Extra, Max).

Covers emergency medical transport by specialized services (ambulance to the nearest hospital, medicalized transfer to a specialist clinic at the doctor's request) within the overall medical sum insured. Included in all packages (Confort, Extra, Max).

Covers medical repatriation following a medical emergency during travel abroad, with a sublimit of 10,000 EUR within the overall medical sum insured. This sublimit also includes the transport costs of a family member or close person accompanying the repatriation of the insured's remains. Included in all packages (Confort, Extra, Max).

Covers repatriation of the insured's remains in the event of death from any cause during the insured trip, within the sublimit of 10,000 EUR (shared with medical repatriation) from the overall medical sum insured. Allianz-Tiriac organises, upon request, transfer of the deceased to the place of burial in Romania or burial at the place of death. Included in all packages (Confort, Extra, Max).

Covers search, rescue and recovery costs, emergency medical transport by specialized services (including air ambulance if necessary), assistance in identifying efficient treatment options, organisation of funeral services, urgent transport of prescribed medicines from Romania (sublimit 500 EUR), and assistance with lost travel documents (sublimit 100 EUR) and lost means of payment. Activated as a consequence of an accident. Sublimit of 5,000 EUR within the overall medical sum insured. Included in all packages (Confort, Extra, Max).

Medical and repatriation expenses related to COVID-19 illness are covered within the overall medical sum insured, provided they are not incurred on the territory of the USA or Canada. Coverage is conditional on the event not occurring in the USA or Canada. Included in all packages (Confort, Extra, Max).

Medical expenses arising from an acute episode of a pre-existing condition are covered with a sublimit of 2,000 EUR within the overall medical sum insured. Chronic or progressive deterioration of pre-existing conditions is excluded. For trip cancellation/interruption due to an acute pre-existing episode, the sublimit is 1,000 EUR per person. Included in all packages (Confort, Extra, Max).

Recreational sports (sport de agrement) including skiing, snowboarding, ski-bobbing, skating, mountain cycling, mountain ascents up to 3,000 m, scuba diving, rafting, and similar activities are available as an optional add-on for an additional premium. Professional sports and extreme sports (e.g. bungee jumping, free-climbing, parachuting, motor racing) are excluded. Applicable to single-trip and annual policies when the additional premium for sports is paid.

Same as winter/leisure sports (sport de agrement) add-on: recreational sports involving moderate risk are covered upon payment of an additional premium. Extreme sports (aviation, parachuting, gliding, paragliding, hang-gliding, ski jumping, acrobatic skiing, bungee jumping, climbing/mountaineering, speleology, horse racing, rodeo, contact sport competitions, hunting, motor racing, motorcycling circuits, free diving, deep-water or under-ice diving) remain excluded regardless of premium paid.

In the event of acute complications arising during the first 30 weeks of pregnancy, Allianz-Tiriac covers medical expenses strictly for life-saving procedures for the mother and/or child. Childbirth, pregnancy-related routine treatments or check-ups, and complications of a pre-diagnosed pregnancy (except premature birth) are excluded. Coverage is conditional on the pregnancy being within the first 30 weeks. Included in all packages.

Covers bodily injury and/or material damage caused accidentally to third parties during the insured trip, for acts committed accidentally, negligently or imprudently. Two sum insured options: 5,000 EUR or 10,000 EUR. Available only in the Max package. Excludes claims from spouse/cohabitants, fines, contractual liabilities, and damages arising from vehicle use, watercraft, aircraft, or professional services.

The Assistance Company facilitates access to local legal consultations or contact with the Romanian embassy/consulate in the destination country in the event of arrest or criminal proceedings abroad. This is a service facilitation benefit provided as part of the assistance coverage, not a separate financial indemnity.