Insurer profile
Línea Directa Aseguradora S.A., Compañía de Seguros y Reaseguros
Línea Directa Aseguradora S.A., Compañía de Seguros y Reaseguros · Spain
Overview
Línea Directa Aseguradora is a leading Spanish direct insurer founded in 1995, wholly owned by Bankinter and listed on the Madrid Stock Exchange since April 2021. It specialises in direct-to-consumer motor, home, health, pet, mobility and commercial insurance, eliminating intermediaries to offer competitive prices via phone and internet.
Source19
Products in this market
2
Offer pages
Company details
- Parent group
- Bankinter S.A.
- Regulator
- Directorate General of Insurance and Pension Funds (DGSFP), Ministry of Economy
- Phone
- +34 917 001 001
- [email protected]
Products from Línea Directa Aseguradora S.A., Compañía de Seguros y Reaseguros
Motor9
Third-Party Car Insurance
Basic mandatory third-party liability car insurance covering damage caused to third parties.
Extended Third-Party Car Insurance
Extended third-party car insurance adding theft, fire and glass coverage beyond basic MTPL.
Comprehensive Car Insurance
Comprehensive car insurance covering all risks including own vehicle damage, with or without excess.
Electric and Plug-in Hybrid Car Insurance
Specialist car insurance for electric and plug-in hybrid vehicles, including battery protection and charging cable theft cover.
Third-Party Motorbike Insurance
Basic third-party liability motorbike insurance covering damage caused to third parties.
Motorbike Insurance with Theft and Fire
Third-party motorbike insurance extended with theft and fire coverage.
Comprehensive Motorbike Insurance
Comprehensive motorbike insurance covering all risks including own damage, with excess.
Electric Motorbike Insurance
Specialist insurance for electric motorbikes and scooters.
Professional Vehicle Insurance (Fleet)
Insurance for professional vehicles used by self-employed workers, SMEs and large companies, including third-party, extended and comprehensive options.
Property5
Essential Home Insurance
Basic home insurance covering the essential risks for buildings and contents.
Complete Home Insurance
Comprehensive home insurance with broader coverage for buildings and contents.
Complete Plus Home Insurance
Premium home insurance offering the widest range of coverages for all types of dwellings.
Illegal Occupation (Squatting) Insurance
Insurance providing legal assistance, eviction management and repair compensation in the event of illegal occupation of a property.
Business Multi-Risk Insurance
Multi-risk insurance for self-employed workers, micro-businesses and SMEs covering fire, water damage, loss of profits and other commercial risks.
Health2
Health Insurance – Specialists
Health insurance providing direct access to specialists without GP referral, with unlimited medical consultations and basic diagnostic tests.
Complete Health Insurance
Comprehensive health insurance including hospitalisation, surgical procedures, advanced diagnostic tests and dental care.
Pet2
Essential Pet Insurance
Essential pet insurance for dogs and cats covering civil liability and basic veterinary assistance.
Complete Pet Insurance
Comprehensive pet insurance covering veterinary expenses, loss or theft, accommodation costs during owner illness, and death from accident.
Regulatory updates
Línea Directa Aseguradora is registered with the DGSFP under key C0720 and is supervised by the DGSFP (Ministry of Economy, Trade and Business). As of June 2026, the company filed appointments in the Madrid Commercial Registry (BORME Bulletin 116, June 19 2026). The DGSFP is preparing Spanish entities for the revised Solvency II Directive (EU 2025/2), which enters into force in early 2027. Línea Directa is also adapting its customer complaint procedures to comply with Ley 10/2025, which will reduce the SAC response deadline from 2 months to 1 month by December 28, 2026. The Consejo General de Mediadores de Seguros filed a formal complaint with the DGSFP against Línea Directa's health insurance advertising campaign, alleging misleading claims about its Vivaz health product (2024).
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Línea Directa for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 18, 2026
Motor third-party liability
motor third-party liability insurance from Línea Directa for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 17, 2026